TINNELLY CONSTRUCTION LIMITED

📈Growthactive
NI042425 · ltd · incorporated 2002-02-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
£25.21M
year to Jun 2025
Net worth
book net assets
Opportunity
70/100
Strong
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What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
ALSO REGISTERED FOR
  • 41202Construction of domestic buildings
Investor take
Pursue
Strong opportunity: leverage-led grower with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

8 live charges · 4 lenders · oldest 19.1y

45/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 19.1 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.
  • · Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
76 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
60
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £5,060,905
Strong revenue growth
Turnover up 122% YoY
Turnover YoY
+122%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Turnover£25.21M£11.34M
Gross profit£6.41M£3.48M
Operating profit£5.10M£2.23M
Profit before tax£5.06M£2.19M
Average employees28002600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
4
filings
  • 2 persons-with-significant-control
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-03-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2026-02-20
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2026-02-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  4. 2025-06-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2024-09-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2024-09-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2024-09-03
    🔒
    Charge registered #8
    Lender: Northern Bank Limited
  8. 2024-09-03
    🔒
    Charge registered #7
    Lender: Northern Bank Limited
  9. 2024-09-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2024-09-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2024-09-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2024-09-02
    🔒
    Charge registered #6
    Lender: Northern Bank Limited
  13. 2024-09-02
    🔒
    Charge registered #5
    Lender: Northern Bank Limited
  14. 2024-09-02
    🔒
    Charge registered #4
    Lender: Northern Bank Limited
  15. 2024-08-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2024-08-19
    🔓
    Charge satisfied #3
  17. 2024-06-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2023-06-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  19. 2022-06-09
    📄
    accounts-with-accounts-type-full
    accounts · AA
  20. 2021-07-05
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2021-02-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  22. 2020-03-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  23. 2019-04-02
    📄
    accounts-with-accounts-type-full
    accounts · AA
  24. 2016-05-25
    🔓
    Charge satisfied #1
  25. 2016-03-22
    🔓
    Charge satisfied #2
  26. 2016-03-08
    TINNELLY, Kathleen appointed
    director
  27. 2016-02-23
    🔒
    Charge registered #3
    Lender: Gtt Construction Limited
  28. 2008-05-01
    🔒
    Charge registered #2
    Lender: Ulster Bank Ireland Limited
  29. 2007-05-04
    🔒
    Charge registered #1
    Lender: Ulster Bank Limited
  30. 2002-02-07
    🏢
    Company incorporated
    As TINNELLY CONSTRUCTION LIMITED
  31. 2002-02-07
    TINNELLY, Kathleen appointed
    secretary
  32. 2002-02-07
    TINNELLY, Gerard appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "TINNELLY" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Tinnelly Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Tinnelly Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
TINNELLY CONSTRUCTION LIMITED
This company · NI042425

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Tinnelly Holdings Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting10/02/2026
2 historic (ceased) PSCs
  • Mrs Kathleen Tinnellyceased 20/02/2026· significant influence · firm interest
  • Gtt Construction Ltdceased 30/10/2020· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-02-07
Jurisdictionnorthern-ireland
Primary SIC41201 — Construction of commercial buildings

Registered office

10 Newtown Road
Rostrevor
Co Down
BT34 3BY

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-02-21
Last: 2026-02-07

Officers (3 active · 0 resigned)

TINNELLY, Kathleen
secretary · appointed 2002-02-07
View their other companies + combined net worth →
Active
TINNELLY, Gerard
director · ~55y · appointed 2002-02-07
View their other companies + combined net worth →
Active
TINNELLY, Kathleen
director · ~53y · appointed 2016-03-08
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
5
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Northern Bank
Northern Bank Limited
A registered charge1 property03/09/2024
outstanding
Northern Bank
Northern Bank Limited
A registered charge7 properties03/09/2024
outstanding
Northern Bank
Northern Bank Limited
A registered charge2 properties02/09/2024
outstanding
Northern Bank
Northern Bank Limited
A registered charge2 properties02/09/2024
outstanding
Northern Bank
Northern Bank Limited
A registered charge02/09/2024
satisfied
Gtt Construction
Gtt Construction Limited
A registered charge23/02/201619/08/2024
satisfied
NatWest Group
Ulster Bank Ireland Limited / Ulster Bank Limited
Debenture1 property01/05/200822/03/2016
satisfied
NatWest Group
Ulster Bank Limited
Mortgage or charge1 property04/05/200725/05/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (76 total)

accounts-with-accounts-type-full
accounts · AA
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-02-10
accounts-with-accounts-type-full
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-19
accounts-with-accounts-type-full
accounts · AA
2024-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-full
accounts · AA
2023-06-28