MICHAEL CHANDLER ESTATE AGENTS LIMITED
🌳Matureactive
NI610108 · ltd · incorporated 2011-11-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£275.4k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Real estate agencies
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 7.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £275,433
Cash YoY
+6%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£85k
↑ 6.3% YoY
Net Worth
£275k
↑ 6.3% YoY
Current Assets
£305k
↑ 11% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £285.1k | £268.8k |
| Current assets | £304.7k | £274.0k |
| Cash | £84.6k | £79.6k |
| Debtors | £220.1k | £161.9k |
| Net assets | £275.4k | £259.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-12-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-05-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-08-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-03-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-09-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-12-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-05-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-21🔒Charge registered #1Lender: Northern Bank Limited
- 2018-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-01-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-31📄change-person-director-company-with-change-dateofficers · CH01
- 2011-11-25🏢Company incorporatedAs MICHAEL CHANDLER ESTATE AGENTS LIMITED
- 2011-11-25➕CHANDLER, Laura Anne appointeddirector
- 2011-11-25➕CHANDLER, Michael James appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CHANDLER" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael James Chandler Individual · British · DOB 10/1977 · age 49 | 25–50% | — | 25-50% shares | 10/09/2020 |
Mrs Laura Anne Chandler Individual · British · DOB 11/1975 · age 51 | 25–50% | — | 25-50% shares | 25/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BROAD ENTERPRISES LIMITED→ NI024814 · est 1990 | £2.12M £1.80M–£2.43M | — | £2.12M | — | 35y | 83 | 64y |
| BALLYMONEY HILL ESTATES LTD→ NI049964 · est 2004 | £776.0k £659.6k–£892.4k | — | £776.0k | — | 22y | 83 | 70y |
| CATHERWOOD ESTATES (BELFAST) LIMITED→ NI005465 · est 1963 | £361.5k £307.3k–£415.8k | — | £361.5k | — | 63y | 83 | 64y |
| CARLISLE ROAD PROPERTIES LIMITED→ NI056605 · est 2005 | £333.2k £283.2k–£383.2k | — | £333.2k | — | 20y | 83 | 86y |
| BALLINAMALLARD ENTERPRISE COMPANY LIMITED→ NI034886 · est 1998 | £236.5k £201.0k–£271.9k | — | £236.5k | — | 27y | 83 | 86y |
| CASTLE DEVELOPMENTS (LISBURN) LIMITED→ NI064226 · est 2007 | £208.9k £177.6k–£240.2k | — | £208.9k | — | 19y | 83 | 61y |
| COAGH & DISTRICT DEVELOPMENT ASSOCIATION LIMITED→ NI030106 · est 1995 | £205.6k £174.8k–£236.5k | — | £205.6k | — | 30y | 83 | 74y |
| BESSBROOK DEVELOPMENT COMPANY LIMITED→ NI027239 · est 1993 | £158.2k £134.5k–£182.0k | — | £158.2k | — | 33y | 83 | 94y |
| ANTRIM COUNTY INVESTMENT MANAGERS LIMITED→ NI020714 · est 1987 | £141.8k £120.5k–£163.0k | — | £141.8k | — | 38y | 83 | 78y |
| CLOGHER VALLEY PROPERTIES LIMITED→ NI029266 · est 1995 | £106.5k £90.5k–£122.4k | — | £106.5k | — | 31y | 83 | 77y |
| JECK LTD→ NI616037 · est 2012 | — | £11.66M | — | 2700 | 13y | 84 | 59y |
| CFR 75 LIMITED→ NI623827 · est 2014 | — | £791.1k | — | 0 | 12y | 84 | 59y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-11-25
Jurisdictionnorthern-ireland
Primary SIC68310 — Real estate agencies
Registered office
513 Ormeau Road
Belfast
BT7 3GU
Northern Ireland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-30
Last: 2025-11-16
Officers (2 active · 0 resigned)
CHANDLER, Laura Anne→
Activedirector · ~51y · appointed 2011-11-25
View their other companies + combined net worth →
CHANDLER, Michael James→
Activedirector · ~49y · appointed 2011-11-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Northern Bank Northern Bank Limited | A registered charge | — | 21/05/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (38 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-08-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-29
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-09-16