ADVANCE FINANCIAL SERVICES (NI) LTD
- 66290Other activities auxiliary to insurance and pension funding
Opportunity 64/100 (worth a look), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £29.3k | £118.8k |
| Current assets | £37.6k | £102.4k |
| Net assets | £28.8k | £116.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (16 events)Click to expand
- 2025-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-07-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-10-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-03-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2013-10-25🏢Company incorporatedAs ADVANCE FINANCIAL SERVICES (NI) LTD
- 2013-10-25➕SHELDON, Simon appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 12 years.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-03-22
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Simon Sheldon Individual · British · DOB 06/1972 · age 54 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Marita Sheldonceased 01/03/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
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Active · Financial services · BT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-4-U FINANCIAL SOLUTIONS LTD→ NI606059 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| 33 GREEN LIMITED→ NI666519 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A & A CONSULTANTS LTD→ NI732573 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACTIVE MONEY SOLUTIONS LTD→ NI612411 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ADEPT PROPERTY AND INVESTMENT SERVICES LIMITED→ NI639313 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AG ASSET FINANCE LTD→ NI650250 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AGNEW TEN LIMITED→ NI670673 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALAN BROWN & CO (NI) LTD→ NI611619 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ALAN REID FINANCIAL SERVICES (NI) LIMITED→ NI050513 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ALI CRYSTAL UK LIMITED→ NI727212 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALM FINANCIAL LTD→ NI701108 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMBO HOLDINGS LTD→ NI675866 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
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See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
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Registered office
Filing status
Officers (1 active · 0 resigned)
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