C & V RETAILING LTD

🌳Matureactive

NI626271 · ltd · incorporated 2014-08-21

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 10.1y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to May 2025

Net worth

£944.5k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Retail sale of clothing in specialised stores

Sector: Wholesale & retail

ALSO REGISTERED FOR

47910Retail sale via mail order houses or via Internet

Investor take

Pursue

Active trading company with a 70-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 10.1y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 10.1 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

4 officers (3 active, 4 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

26 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £944,492

Cash YoY

+101%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£841k

↑ 101% YoY

Net Worth

£944k

↑ 22% YoY

Current Assets

£1.4m

↑ 42% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-05-31	2024-05-31
Total assets	£944.5k	£772.8k
Current assets	£1.36M	£958.0k
Cash	£840.9k	£419.0k
Debtors	£476.6k	£400.0k
Net assets	£944.5k	£772.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (22 events)Click to expand

2026-02-28
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-02-28
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-02-29
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-02-28
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-02-28
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-05-28
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-02-09
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2018-11-20
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2018-01-10
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2017-03-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-04-08
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2016-03-24
🔒
Charge registered #1
Lender: Northern Bank Limited
2016-02-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-12-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2015-12-18
➖
MCGOWAN, Ciara Anne resigned
director
2015-09-17
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-11-17
📄
change-account-reference-date-company-current-shortened
accounts · AA01
2014-08-21
🏢
Company incorporated
As C & V RETAILING LTD
2014-08-21
➕
MCGEOUGH, Ryan Anthony appointed
director
2014-08-21
➕
MCGEOUGH, Una appointed
director
2014-08-21
➕
MCGEOUGH, Val Gerard appointed
director
2014-08-21
➕
MCGOWAN, Ciara Anne appointed
director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Founder age: Director aged approximately 70 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

65/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mrs Una Mcgeough Individual · Irish · DOB 06/1958 · age 68	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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CTB RETAIL→ NI621627 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
CUBE (N.I.) LIMITED→ NI606079 · est 2011 · no financials extracted	—	—	—	—	15y	—	—
CULLAVILLE HOUSE LTD→ NI611139 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
CUPIMATCH LIMITED→ NI731312 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CURATED FRAME ART GALLERY LTD→ NI729723 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2014-08-21

Jurisdictionnorthern-ireland

Primary SIC47710 — Retail sale of clothing in specialised stores

Registered office

4 Rockland Gardens

Portstewart

Londonderry

BT55 7QY

Filing status

Accounts

Next due: 2027-02-28

Last made up to: 2025-05-31

Confirmation statement

Next due: 2026-09-04

Last: 2025-08-21

Officers (3 active · 1 resigned)

MCGEOUGH, Ryan Anthony→

director · ~43y · appointed 2014-08-21

View their other companies + combined net worth →

Active

MCGEOUGH, Una→

director · ~68y · appointed 2014-08-21

View their other companies + combined net worth →

Active

MCGEOUGH, Val Gerard→

director · ~70y · appointed 2014-08-21

View their other companies + combined net worth →

Active

MCGOWAN, Ciara Anne→

director · ~46y · appointed 2014-08-21 · resigned 2015-12-18

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Northern Bank Northern Bank Limited	A registered charge	—	24/03/2016	—

Click column headers to sort. Use filters above to narrow by status and lender.