ABLESTOKE FINANCIAL PLANNING LLP
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 14.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 14.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 2 officers
- • 1 accounts
Corporate timeline (50 events)Click to expand
- 2026-01-22📄appoint-person-member-limited-liability-partnership-with-appointment-dateofficers · LLAP01
- 2026-01-18📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2026-01-16➖RUTTLEDGE, Ciaran Patrick resignedllp-member
- 2026-01-01➕LIU, Andrea Wan Yee appointedllp-member
- 2025-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-05📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2025-08-12📄change-to-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC04
- 2025-04-09📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2025-04-07📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2025-04-07🔒Charge registered #3Lender: Quilter Financial Planning Limited
- 2025-04-04➖COOK, Owen Charles Thornton resignedllp-member
- 2024-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-12📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2024-04-08📄appoint-person-member-limited-liability-partnership-with-appointment-dateofficers · LLAP01
- 2024-04-01➕RUTTLEDGE, Ciaran Patrick appointedllp-member
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-23📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2023-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2023-09-28🔒Charge registered #2Lender: Quilter Financial Planning Limited
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-06📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2021-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-05📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2021-04-06📄appoint-person-member-limited-liability-partnership-with-appointment-dateofficers · LLAP01
- 2020-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-07📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2020-04-06➕WELLS, Sarah appointedllp-member
- 2019-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-16📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2018-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-13📄appoint-person-member-limited-liability-partnership-with-appointment-dateofficers · LLAP01
- 2018-09-18📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2018-08-01➕SMITH, Matthew Edward appointedllp-member
- 2018-06-21🔓Charge satisfied #1
- 2018-04-06➕BALKWILL, Barnaby appointedllp-member
- 2018-04-06➕PATEL, Priyesh appointedllp-member
- 2018-04-06➕SHARDLOW, Edmund Nelson Haley appointedllp-member
- 2018-04-06➕COOK, Owen Charles Thornton appointedllp-member
- 2014-04-06➕MUTTON, Neil Bruce appointedllp-designated-member
- 2014-04-06➖LSW SOLUTIONS LIMITED resignedcorporate-llp-designated-member
- 2014-04-06➖NBM SOLUTIONS LIMITED resignedcorporate-llp-member
- 2012-04-26🔒Charge registered #1Lender: Lloyds Tsb Bank PLC (The Bank)
- 2012-04-03➖ADAMS, Robert Matthew resignedllp-designated-member
- 2012-04-01➕LSW SOLUTIONS LIMITED appointedcorporate-llp-designated-member
- 2012-04-01➕NBM SOLUTIONS LIMITED appointedcorporate-llp-member
- 2012-03-16➖MUTTON, Neil Bruce resignedllp-designated-member
- 2012-03-07➕MUTTON, Neil Bruce appointedllp-designated-member
- 2011-09-01🏢Company incorporatedAs ABLESTOKE FINANCIAL PLANNING LLP
- 2011-09-01➕WELLS, Lee Edward appointedllp-designated-member
- 2011-09-01➕ADAMS, Robert Matthew appointedllp-designated-member
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Lee Edward Wells Individual · British · DOB 10/1973 · age 53 | — | 50–75% | 50-75% voting | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (8 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Quilter Financial Planning Quilter Financial Planning Limited | A registered charge | — | 07/04/2025 | — | |
| outstanding | Quilter Financial Planning Quilter Financial Planning Limited | A registered charge | 1 property | 28/09/2023 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC (The Bank) | Debenture | 1 property | 26/04/2012 | 21/06/2018 |