ARC PENSIONS LAW LLP
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 6.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 2300 | 1600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 persons-with-significant-control
- • 1 officers
- • 3 officers
- • 3 persons-with-significant-control
- • 1 confirmation-statement
Corporate timeline (43 events)Click to expand
- 2026-06-01➕SWYNNERTON, Matthew James appointedllp-designated-member
- 2026-06-01📄appoint-person-member-limited-liability-partnership-with-appointment-dateofficers · LLAP01
- 2026-04-18📄notification-of-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC01
- 2026-04-18📄notification-of-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC01
- 2026-04-17📄withdrawal-of-a-person-with-significant-control-statement-limited-liability-partnershippersons-with-significant-control · LLPSC09
- 2026-04-01📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2026-03-31➖ROGERS, Anna Margaret resignedllp-designated-member
- 2026-03-05📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2026-02-11📄appoint-person-member-limited-liability-partnership-with-appointment-dateofficers · LLAP01
- 2026-02-01➕FAIRHEAD, Benjamin Allen appointedllp-designated-member
- 2025-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-06📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2024-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-02📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2024-03-31➖CONNOR, Rosalind Jane resignedllp-designated-member
- 2024-03-28📍change-registered-office-address-limited-liability-partnership-with-date-old-address-new-addressaddress · LLAD01
- 2024-03-05📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2023-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-06📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2022-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-23📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2022-03-31➖WINTON, Anne-Marie Alice resignedllp-designated-member
- 2022-03-08📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2021-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-09📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2021-03-31➖MULLEN, Christopher Patrick resignedllp-designated-member
- 2021-03-09📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2020-08-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-01📄appoint-person-member-limited-liability-partnership-with-appointment-dateofficers · LLAP01
- 2020-05-01📄change-person-member-limited-liability-partnership-with-name-change-dateofficers · LLCH01
- 2020-05-01📄change-person-member-limited-liability-partnership-with-name-change-dateofficers · LLCH01
- 2020-04-01➕COPESTAKE, Anna appointedllp-designated-member
- 2020-01-29🔒Charge registered #1Lender: National Westminster Bank PLC
- 2017-05-01➕MASSARANO, Vikki Sara appointedllp-designated-member
- 2017-05-01➕PAYNE, Elizabeth Kate appointedllp-designated-member
- 2017-04-18➕KOLA, Jane Elizabeth Hayes appointedllp-designated-member
- 2016-03-30➖PENSIONS LEGACY LIMITED resignedcorporate-llp-designated-member
- 2016-01-11➕CONNOR, Rosalind Jane appointedllp-designated-member
- 2015-09-01➕MULLEN, Christopher Patrick appointedllp-designated-member
- 2015-09-01➕WINTON, Anne-Marie Alice appointedllp-designated-member
- 2015-03-05🏢Company incorporatedAs ARC PENSIONS LAW LLP
- 2015-03-05➕ROGERS, Anna Margaret appointedllp-designated-member
- 2015-03-05➕PENSIONS LEGACY LIMITED appointedcorporate-llp-designated-member
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jane Elizabeth Hayes Kola Individual · British · DOB 02/1969 · age 57 | — | — | control reported | 01/04/2026 |
Mrs Elizabeth Kate Payne Individual · British · DOB 05/1962 · age 64 | — | — | control reported | 01/04/2026 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 29/01/2020 | — |