ARK LIVING LLP
Opportunity 56/100 (worth a look), bankability 47/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
8 live charges · 3 lenders · oldest 4.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.9 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (44 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-07📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2025-11-07📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2025-11-05🔒Charge registered #8Lender: Together Commercial Finance Limited
- 2025-11-05🔒Charge registered #7Lender: Together Commercial Finance Limited
- 2025-10-23📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2025-10-23📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2025-10-17🔒Charge registered #6Lender: Bath and West Finance 5 Limited
- 2025-10-17🔒Charge registered #5Lender: Bath and West Finance 5 Limited
- 2025-06-26📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2025-06-26📄change-to-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC05
- 2025-06-26📄change-corporate-member-limited-liability-partnership-with-name-change-dateofficers · LLCH02
- 2025-06-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-10📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2024-09-10📄mortgage-create-with-deed-with-charge-number-charge-creation-date-limited-liability-partnershipmortgage · LLMR01
- 2024-08-30🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2024-08-30🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2024-07-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-20📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2024-03-22📄change-account-reference-date-limited-liability-partnership-previous-shortenedaccounts · LLAA01
- 2023-09-27✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-09-27✏️change-of-name-notice-limited-liability-partnershipchange-of-name · LLNM01
- 2023-09-22📄appoint-corporate-member-limited-liability-partnership-with-appointment-dateofficers · LLAP02
- 2023-09-22📄cessation-of-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC07
- 2023-09-22📄notification-of-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC02
- 2023-08-25📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2023-07-06➕EAST MIDLAND HOMES LIMITED appointedcorporate-llp-designated-member
- 2023-07-06➖PALUMBO, David Lawrence resignedllp-designated-member
- 2023-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-04📄confirmation-statement-with-no-updatesconfirmation-statement · LLCS01
- 2022-12-06📄change-person-member-limited-liability-partnership-with-name-change-dateofficers · LLCH01
- 2022-12-06📄change-to-a-person-with-significant-control-limited-liability-partnershippersons-with-significant-control · LLPSC04
- 2022-12-06📄termination-member-limited-liability-partnership-with-name-termination-dateofficers · LLTM01
- 2021-07-30➕OKUNGBOWA, Osmond Osaretin appointedllp-designated-member
- 2021-07-30➖MESTOYEVA, Leila resignedllp-designated-member
- 2021-06-30🔒Charge registered #2Lender: Msp Capital LTD
- 2021-06-30🔒Charge registered #1Lender: Msp Capital LTD
- 2018-12-07➖MAZURE, Daniel De Menezes resignedllp-designated-member
- 2018-12-01➕MESTOYEVA, Leila appointedllp-designated-member
- 2018-05-04➕MAZURE, Daniel De Menezes appointedllp-designated-member
- 2018-05-04➖ORIGEN CAPITAL LLP resignedcorporate-llp-designated-member
- 2018-03-28🏢Company incorporatedAs ARK LIVING LLP
- 2018-03-28➕PALUMBO, David Lawrence appointedllp-designated-member
- 2018-03-28➕ORIGEN CAPITAL LLP appointedcorporate-llp-designated-member
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
1 high · 1 med · 1 lowAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-10
Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-11-05: A registered charge; 2025-11-05: A registered charge; 2025-10-17: A registered charge
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
East Midland Homes Limited holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Osmond Osaretin Okungbowa Individual · British · DOB 06/1964 · age 62 | — | 50–75% | 50-75% voting | 30/07/2021 |
East Midland Homes Limited Corporate entity | — | 25–50% | 25-50% voting | 06/07/2023 |
4 historic (ceased) PSCs
- Mr David Lawrence Palumboceased 06/07/2023· 25-50% voting
- Mrs Leila Mestoyevaceased 30/07/2021· 25-50% voting
- Mr David Lawrence Palumboceased 30/11/2018· 25-50% voting
- Origen Capital Llpceased 04/05/2018· 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| 114 MELROSE AVENUE FREEHOLD LIMITED→ 15770297 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 115 ELGIN AVENUE LIMITED→ 04489651 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| 115 KING HENRY'S ROAD LIMITED→ 03500603 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 05/11/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 05/11/2025 | — | |
| outstanding | Bath and West Finance 5 Bath and West Finance 5 Limited | A registered charge | 2 properties | 17/10/2025 | — | |
| outstanding | Bath and West Finance 5 Bath and West Finance 5 Limited | A registered charge | 2 properties | 17/10/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 30/08/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 30/08/2024 | — | |
| outstanding | Msp Capital Msp Capital LTD | A registered charge | 29 properties | 30/06/2021 | — | |
| outstanding | Msp Capital Msp Capital LTD | A registered charge | 28 properties | 30/06/2021 | — |