STOS PLC

⚰️Wound downdissolved

SC001827 · plc · incorporated 1889-02-13

Investment thesis

Company dissolved — not a live target.

Why interesting: Historical record only; useful for precedent research.

Why risky: Not transactable.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

43/100

Watch

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: SIC 6523

Sector: Financial & insurance

Investor take

Pass (distressed without resilience)

Distressed unclear — structural issues outweigh the discount.

Opportunity 43/100 (watch), bankability 37/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (45/100). Current lenders should be on monthly review.

🏦

Refinance opportunity

7 live charges · 5 lenders · oldest 43.0y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 43.0 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 60/100 (high).

Data confidence

Overall: low (47/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

19 officers (1 active, 19 linked, 18 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

Network not yet resolved

Filing history

215 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

43/100Watch

PassWatchWorth a lookStrongExceptional

Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.

Business quality

Concerning — overdue filings or status flags present.

Acquirability

Some acquirability indicators.

Risk profile

Multiple red flags — proceed with caution.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (71 events)Click to expand

2018-08-22
⚠️
gazette-dissolved-liquidation
gazette · GAZ2
2018-08-22
🏁
Company dissolved
2018-05-22
⚠️
liquidation-voluntary-return-of-final-meeting-scotland
insolvency · 4.26(Scot)
2015-10-20
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2009-03-20
📍
legacy
address · 287
2007-03-12
📄
resolution
resolution · RESOLUTIONS
2005-08-09
📄
legacy
capital · 169
2005-07-18
📄
legacy
mortgage · 419a(Scot)
2005-07-18
📄
legacy
mortgage · 419a(Scot)
2005-07-18
🔓
Charge satisfied #5
2005-07-18
🔓
Charge satisfied #1
2005-06-28
📄
resolution
resolution · RESOLUTIONS
2005-06-28
📄
legacy
officers · 288b
2005-06-28
📄
legacy
officers · 288b
2005-06-28
📄
legacy
officers · 288b
2005-06-28
📄
legacy
officers · 288b
2005-06-28
📄
legacy
officers · 288b
2005-06-28
📄
legacy
officers · 288b
2005-06-27
➖
BERRY, Charles Andrew resigned
director
2005-06-27
➖
DONALDSON, Michael Neil resigned
director
2005-06-27
➖
FREW, Anita Margaret resigned
director
2005-06-27
➖
IRVINE, Andrew Robertson resigned
director
2005-06-27
➖
MURRAY, Edward Davidson resigned
director
2005-06-27
➖
WHITAKER, David Alexander resigned
director
2005-06-24
📄
memorandum-articles
incorporation · MEM/ARTS
2005-06-24
📄
resolution
resolution · RESOLUTIONS
2005-06-24
📄
resolution
resolution · RESOLUTIONS
2005-06-23
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2005-06-08
📄
legacy
mortgage · 419a(Scot)
2005-06-08
🔓
Charge satisfied #3
2005-05-25
📄
accounts-with-accounts-type-interim
accounts · AA
2005-04-26
📄
legacy
mortgage · 419a(Scot)
2005-04-26
🔓
Charge satisfied #7
2005-04-04
📄
legacy
officers · 288b
2005-03-31
➖
WALKER, Michael John resigned
director
2005-03-09
📄
legacy
officers · 288a
2005-03-07
📄
legacy
officers · 288a
2005-02-23
➕
BERRY, Charles Andrew appointed
director
2005-02-23
➕
MURRAY, Edward Davidson appointed
director
2005-02-10
🔓
Charge satisfied #6
2004-02-25
➖
MILLAR, Robert Peter Wharton resigned
director
2002-07-10
➖
WILSON, Andrew George resigned
director
2001-11-14
➕
FREW, Anita Margaret appointed
director
2001-11-14
➕
WALKER, Michael John appointed
director
2001-07-11
➖
MILLER, Ronald Andrew Baird, Sir resigned
director
2001-05-04
🔒
Charge registered #8
Lender: The Law Debenture Trust Corporation PLC Acting as Trustee
2001-05-04
🔒
Charge registered #7
Lender: Chase Manhattan International Limited Acting as Security Trustee
2000-05-24
➕
IRVINE, Andrew Robertson appointed
director
1999-08-03
➖
RANKIN, Alick Michael, Sir resigned
director
1998-11-02
➕
DONALDSON, Michael Neil appointed
director

Showing most recent 50 of 71 events

Owner dependency

50/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryStable-but-static management: Company is 137 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

2 high · 1 med ·

Company dissolved

high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2018-08-22

2 insolvency-related filings on record

high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2018-08-22: gazette-dissolved-liquidation; 2018-05-22: liquidation-voluntary-return-of-final-meeting-scotland

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Similar companies

Active · Financial services · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
@SIPP LIMITED→ SC217126 · est 2001	£37.09M £26.97M–£47.20M	£10.21M	—	6200	25y	85	62y
FORWARD ASSET FINANCE LIMITED→ SC337979 · est 2008	£1.02M £744.7k–£1.30M	—	—	500	18y	83	64y
COMMONWEALTH GAMES (SCOTLAND) ENDOWMENT FUND→ SC301214 · est 2006	£22.3k £16.2k–£28.3k	—	—	0	20y	83	66y
BLAIRSTON ENTERPRISES LIMITED→ SC368750 · est 2009	—	—	£2.38M	—	16y	83	72y
CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED→ SC200273 · est 1999 · no financials extracted	—	—	—	—	26y	83	59y
FEMALE INDEPENDENT LTD.→ SC245607 · est 2003	—	—	£20.0k	—	23y	83	66y
HARRY SMITH, LIMITED→ SC008622 · est 1913	—	—	£1.66M	—	113y	83	58y
KELVIN SMITH (INSURANCE BROKERS) LIMITED→ SC301532 · est 2006	—	—	£3.48M	—	20y	83	63y
MORTGAGE ADVICE BROKERAGE LTD→ SC336489 · est 2008	—	—	—	1500	18y	83	58y
NITRON INVESTMENTS LIMITED→ SC047915 · est 1970	—	—	£431.4k	—	55y	83	80y
PENTA CAPITAL INVESTMENTS LIMITED→ SC277543 · est 2004 · no financials extracted	—	—	—	—	21y	83	64y
PEOPLESCHAMPION.COM LIMITED→ SC270602 · est 2004 · no financials extracted	—	—	—	—	21y	83	63y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved

Typeplc

Incorporated1889-02-13

Jurisdictionscotland

Primary SIC6523 — SIC 6523

Registered office

110 Queen Street

Glasgow

G1 3BX

Filing status

Accounts

Next due: —

Last made up to: 2002-03-31

Confirmation statement

Next due: —

Last: —

Officers (0 active · 18 resigned)

MARTIN CURRIE INVESTMENT MANAGEMENT LTD→

corporate-secretary

View their other companies + combined net worth →

Active

BERRY, Charles Andrew→

director · ~74y · appointed 2005-02-23 · resigned 2005-06-27

Resigned

BIRRELL, David→

director · ~102y · resigned 1994-12-21

Resigned

COLE-HAMILTON, Arthur Richard→

director · ~91y · appointed 1992-07-01 · resigned 1995-10-19

Resigned

DONALDSON, Michael Neil→

director · ~71y · appointed 1998-11-02 · resigned 2005-06-27

Resigned

FREW, Anita Margaret→

director · ~69y · appointed 2001-11-14 · resigned 2005-06-27

Resigned

IRVINE, Andrew Robertson→

director · ~75y · appointed 2000-05-24 · resigned 2005-06-27

Resigned

KENNEDY, William Michael Clifford→

director · ~91y · appointed 1991-07-01 · resigned 1996-09-30

Resigned

MAPCHERSON, Ian→

director · ~90y · appointed 1990-09-01 · resigned 1994-01-30

Resigned

MILLAR, Robert Peter Wharton→

director · ~89y · appointed 1995-08-16 · resigned 2004-02-25

Resigned

MILLER, Ronald Andrew Baird, Sir→

director · ~89y · resigned 2001-07-11

Resigned

MORRISON, William Morrison→

director · ~100y · resigned 1993-06-22

Resigned

MURRAY, Edward Davidson→

director · ~75y · appointed 2005-02-23 · resigned 2005-06-27

Resigned

RANKIN, Alick Michael, Sir→

director · ~91y · appointed 1991-08-01 · resigned 1999-08-03

Resigned

WALKER, Michael John→

director · ~74y · appointed 2001-11-14 · resigned 2005-03-31

Resigned

WEIR, John Mcnair→

director · ~102y · resigned 1990-06-27

Resigned

WHITAKER, David Alexander→

director · ~89y · appointed 1994-04-26 · resigned 2005-06-27

Resigned

WILSON, Andrew George→

director · ~93y · appointed 1996-10-01 · resigned 2002-07-10

Resigned

YOUNG, Robin→

director · ~99y · resigned 1992-06-23

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:7 of 7 shown

		Type	Properties
outstanding	The Law Debenture Trust Corporation Acting as Trustee The Law Debenture Trust Corporation PLC Acting as Trustee	Bond & floating charge	1 property	04/05/2001	—
satisfied	Chase Manhattan International Acting as Security Trustee Chase Manhattan International Limited Acting as Security Trustee	Bond & floating charge	1 property	04/05/2001	26/04/2005
satisfied	Trustco Finance Trustco Finance PLC	Floating charge	1 property	12/02/1991	10/02/2005
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Floating charge	1 property	02/04/1986	18/07/2005
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Supplemental trust deed	1 property	01/06/1983	08/06/2005
satisfied	Scottish Insurance Corporation Scottish Insurance Corporation LTD	Agreement and floating charge	1 property	01/06/1983	07/04/1986
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Floating charge	1 property	01/06/1983	18/07/2005

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (215 total)

gazette-dissolved-liquidation

gazette · GAZ2

2018-08-22

liquidation-voluntary-return-of-final-meeting-scotland

insolvency · 4.26(Scot)

2018-05-22

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2015-10-20

legacy

address · 287

2009-03-20

resolution

resolution · RESOLUTIONS

2007-03-12

legacy

capital · 169

2005-08-09

legacy

mortgage · 419a(Scot)

2005-07-18

legacy

mortgage · 419a(Scot)

2005-07-18

resolution

resolution · RESOLUTIONS

2005-06-28

legacy

officers · 288b

2005-06-28

legacy

officers · 288b

2005-06-28

legacy

officers · 288b

2005-06-28

legacy

officers · 288b

2005-06-28

legacy

officers · 288b

2005-06-28

legacy

officers · 288b

2005-06-28