SCOTTISH CANADIAN TRUST. LIMITED

🌳Matureactive

SC006394 · ltd · incorporated 1907-01-16

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Why now

Window opening · medium confidence

More negotiable than before — 1 signals weakening over the last 30 days.

· Hygiene score: 90 → 85

What changed my view

Last 30 days

Picture worsened over the last 30 days — 1 negative signal vs 0 positive.

↓Hygiene score: 90 → 85

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

81/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and acceptable with review structure.

Opportunity 81/100 (exceptional), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

13 officers (5 active, 13 linked, 8 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

26 connected companies via shared directors

Filing history

109 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	0	0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

• 2 officers

Last 90 days

filings

• 2 officers

Last 180 days

filings

• 2 officers

Counts from Companies House filing history.

Corporate timeline (34 events)Click to expand

2026-06-05
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2026-06-05
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2026-06-01
➕
MCCALL, Peter appointed
secretary
2026-05-31
➖
MCALLISTER, Tracey Ann resigned
secretary
2025-07-16
📄
accounts-with-accounts-type-small
accounts · AA
2024-07-05
📄
accounts-with-accounts-type-small
accounts · AA
2023-08-22
📄
accounts-with-accounts-type-small
accounts · AA
2022-10-17
📄
accounts-with-accounts-type-small
accounts · AA
2021-09-24
📄
resolution
resolution · RESOLUTIONS
2021-09-24
📄
memorandum-articles
incorporation · MA
2021-07-26
📄
accounts-with-accounts-type-small
accounts · AA
2020-07-28
📄
accounts-with-accounts-type-small
accounts · AA
2020-06-26
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-06-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-06-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-06-25
➕
HALL, Alan Richard Finden appointed
director
2020-06-25
➕
THOMSON, John Sidney appointed
director
2020-06-25
➖
THOMSON, Lewis Murray resigned
director
2020-01-13
📄
accounts-with-accounts-type-small
accounts · AA
2019-02-22
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2019-02-22
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2019-02-20
➖
DOUGLAS, Irene resigned
secretary
2019-02-20
➕
MCALLISTER, Tracey Ann appointed
secretary
2018-10-15
📄
change-person-director-company-with-change-date
officers · CH01
2018-07-17
📄
accounts-with-accounts-type-small
accounts · AA
2006-11-07
➖
THOMSON, Brian Harold resigned
director
2004-07-16
➖
THOMSON, Alastair Gordon resigned
director
2002-06-20
➕
DOUGLAS, Irene appointed
secretary
2002-06-20
➖
HOLLAND, Ronald Mortimer resigned
secretary
2002-01-17
➖
THOMSON, Derek Ballance resigned
director
1997-06-19
➕
THOMSON, Christopher Harold William appointed
director
1995-11-06
➕
HOLLAND, Ronald Mortimer appointed
secretary
1995-10-27
➖
MCDOUGALL, Allister resigned
secretary
1907-01-16
🏢
Company incorporated
As SCOTTISH CANADIAN TRUST. LIMITED

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 84 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · DD postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CAMERON FINANCIAL LIMITED→ SC329254 · est 2007	—	—	—	—	18y	82	59y
MGA FINANCIAL MANAGEMENT LIMITED→ SC189425 · est 1998	—	—	—	300	27y	82	63y
STUART GEARTY (INSURANCE SERVICES) LTD.→ SC195449 · est 1999	—	—	—	4	27y	82	87y
THE MORTGAGE FINANCE STORE LIMITED→ SC245264 · est 2003	—	—	£158.9k	—	23y	82	68y
MORTGAGE MANAGERS LIMITED→ SC375517 · est 2010	—	—	£19.1k	—	16y	81	63y
ANGUS M WATSON LTD.→ SC336578 · est 2008	—	—	£100.2k	—	18y	80	75y
COMMERCIAL RISK SOLUTIONS LTD→ SC368285 · est 2009	—	—	—	100	16y	80	63y
FORTH FINANCIAL SERVICES (FIFE) LIMITED→ SC241029 · est 2002	—	—	—	300	23y	80	74y
GLENABER LIMITED→ SC242360 · est 2003	—	—	£1.02M	—	23y	80	68y
HILLEROD LIMITED→ SC127178 · est 1990	—	—	£2	—	35y	80	74y
INTELLIGENT MORTGAGE SERVICES LIMITED→ SC241484 · est 2002	—	—	£100.3k	—	23y	80	59y
LAND MANAGEMENT (SCOTLAND) LTD.→ SC250200 · est 2003	—	—	£438.7k	—	23y	80	59y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1907-01-16

Jurisdictionscotland

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

22 Meadowside

Dundee

DD1 1LN

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-07-26

Last: 2025-07-12

Officers (5 active · 8 resigned)

MCCALL, Peter→

secretary · appointed 2026-06-01

View their other companies + combined net worth →

Active

HALL, Alan Richard Finden→

director · ~74y · appointed 2020-06-25

View their other companies + combined net worth →

Active

THOMSON, Andrew Francis→

director · ~84y

View their other companies + combined net worth →

Active

THOMSON, Christopher Harold William→

director · ~76y · appointed 1997-06-19

View their other companies + combined net worth →

Active

THOMSON, John Sidney→

director · ~61y · appointed 2020-06-25

View their other companies + combined net worth →

Active

DOUGLAS, Irene→

secretary · appointed 2002-06-20 · resigned 2019-02-20

Resigned

HOLLAND, Ronald Mortimer→

secretary · appointed 1995-11-06 · resigned 2002-06-20

Resigned

MCALLISTER, Tracey Ann→

secretary · appointed 2019-02-20 · resigned 2026-05-31

Resigned

MCDOUGALL, Allister→

secretary · resigned 1995-10-27

Resigned

THOMSON, Alastair Gordon→

director · ~97y · resigned 2004-07-16

Resigned

THOMSON, Brian Harold→

director · ~108y · resigned 2006-11-07

Resigned

THOMSON, Derek Ballance→

director · ~104y · resigned 2002-01-17

Resigned

THOMSON, Lewis Murray→

director · ~90y · resigned 2020-06-25

Resigned

Click a director name to see their full track record across all companies.

Recent filings (109 total)

appoint-person-secretary-company-with-name-date

officers · AP03

2026-06-05

termination-secretary-company-with-name-termination-date

officers · TM02

2026-06-05

confirmation-statement-with-updates

confirmation-statement · CS01

2025-07-24

accounts-with-accounts-type-small

accounts · AA

2025-07-16

confirmation-statement-with-updates

confirmation-statement · CS01

2024-07-18

accounts-with-accounts-type-small

accounts · AA

2024-07-05

accounts-with-accounts-type-small

accounts · AA

2023-08-22

confirmation-statement-with-updates

confirmation-statement · CS01

2023-07-17

accounts-with-accounts-type-small

accounts · AA

2022-10-17

confirmation-statement-with-updates

confirmation-statement · CS01

2022-07-25

resolution

resolution · RESOLUTIONS

2021-09-24

memorandum-articles

incorporation · MA

2021-09-24

confirmation-statement-with-updates

confirmation-statement · CS01

2021-07-26

accounts-with-accounts-type-small

accounts · AA

2021-07-26

accounts-with-accounts-type-small

accounts · AA

2020-07-28