INGASETTER LIMITED
🌳Matureactive
SC024674 · ltd · incorporated 1946-10-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 49.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Dispensing chemist in specialised stores
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 86-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 86). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 49.0y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 49.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
108 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Average employees | 101 | 4000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-07📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-12-03📄gazette-notice-compulsorygazette · GAZ1
- 2024-08-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-30📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-08📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2023-11-28📄gazette-notice-compulsorygazette · GAZ1
- 2023-06-29📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-04-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-18📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-12-02📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2022-11-29📄gazette-notice-compulsorygazette · GAZ1
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 1996-10-08🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 1989-08-31➕MICHIE, John Charles Alexander appointedsecretary
- 1989-08-31➖BLACK, Enid resignedsecretary
- 1977-05-07🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1946-10-24🏢Company incorporatedAs INGASETTER LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 86 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 80 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Charles Alexander Michie Individual · British · DOB 09/1940 · age 86 | 25–50% | — | 25-50% shares | 01/08/2016 |
Mr Charles Alexander Michie Individual · British · DOB 10/1942 · age 84 | 25–50% | — | 25-50% shares | 01/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HAGGIS TROTTER LIMITED→ SC687888 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| HARMONIE VENTURES LIMITED→ SC415015 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| HAROON HAYAT LTD→ SC864454 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HIGHLAND CLICKS LTD→ SC809993 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HOOJY LTD→ SC700088 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HUNTLY TRADING POST LTD→ SC797705 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HW MACLEOD LTD→ SC833221 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| INFOR-TECH LIMITED→ SC528211 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| INTUERGY LIMITED→ SC252259 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| IVY MATILDA LIMITED→ SC630840 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| IYALODE AFRIQUE BY DOYEN LIMITED→ SC856530 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| J & C LYNCH LTD→ SC789489 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1946-10-24
Jurisdictionscotland
Primary SIC47730 — Dispensing chemist in specialised stores
Registered office
391 Union Street
Aberdeen
Aberdeenshire
AB11 6BX
Filing status
Accounts
Next due: 2026-06-29
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-08-16
Last: 2025-08-02
Officers (3 active · 1 resigned)
MICHIE, John Charles Alexander→
Activesecretary · appointed 1989-08-31
View their other companies + combined net worth →
Active
Active
BLACK, Enid→
Resignedsecretary · resigned 1989-08-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 08/10/1996 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 07/05/1977 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (108 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-19
gazette-filings-brought-up-to-date
gazette · DISS40
2024-12-07
gazette-notice-compulsory
gazette · GAZ1
2024-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-08-16
gazette-filings-brought-up-to-date
gazette · DISS40
2024-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-29
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2023-12-08
gazette-notice-compulsory
gazette · GAZ1
2023-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-07
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-14
gazette-filings-brought-up-to-date
gazette · DISS40
2023-03-18