LOCHS MOTOR TRANSPORT LIMITED

🌳Matureactive
SC025065 · ltd · incorporated 1947-02-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 49.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£1.95M
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: SIC 49390
Sector: Transportation & storage
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (68/100, director aged 51). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

2 live charges · oldest 49.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 49.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 6 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,954,359
Cash YoY
-10%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£497k
↓ 9.5% YoY
Net Worth
£2.0m
↑ 15% YoY
Current Assets
£854k
↑ 41% YoY
Current Liabilities
—
£0£391k£782k£1.2m£1.6m£2.0mDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£3.54M£2.76M
Current assets£854.4k£605.1k
Cash£497.3k£549.6k
Debtors£339.3k£40.2k
Net assets£1.95M£1.70M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2025-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-07-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-10-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2018-10-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2018-10-15
    🔓
    Charge satisfied #2
  11. 2018-10-15
    🔓
    Charge satisfied #1
  12. 2018-06-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2016-08-19
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-09-12
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-08-17
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2014-08-09
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2009-10-10
    ➖
    MACDONALD, Seonaid resigned
    director
  19. 2001-10-01
    ➖
    MACDONALD, Catherine resigned
    director
  20. 1996-07-02
    ➕
    MACDONALD, Roddy appointed
    director
  21. 1996-07-02
    ➕
    SMITH, Ann appointed
    director
  22. 1996-07-02
    ➕
    MACDONALD, Catherine appointed
    director
  23. 1996-07-02
    ➕
    MACDONALD, Seonaid appointed
    director
  24. 1996-07-01
    ➖
    MACDONALD, Roderick Donald resigned
    director
  25. 1996-04-23
    ➕
    SMITH, Ann appointed
    secretary
  26. 1996-04-23
    ➖
    MACDONALD, Catherine resigned
    secretary
  27. 1995-01-26
    ➕
    MACDONALD, Catherine appointed
    secretary
  28. 1995-01-26
    ➖
    MACDONALD, Roderick Donald resigned
    secretary
  29. 1995-01-26
    ➖
    MACDONALD, Alexander John resigned
    director
  30. 1978-03-27
    🔒
    Charge registered #2
    Lender: The Governor & Company of the Bank of Scotland
  31. 1976-10-19
    🔒
    Charge registered #1
    Lender: The Governor & Company of the Bank of Scotland
  32. 1947-02-20
    🏢
    Company incorporated
    As LOCHS MOTOR TRANSPORT LIMITED

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 79 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Roddy Macdonald
Individual · Scottish · DOB 01/1979 · age 47
50–75%
—50-75% shares01/06/2016
Mrs Ann Smith
Individual · Scottish · DOB 06/1975 · age 51
25–50%
—25-50% shares01/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1947-02-20
Jurisdictionscotland
Primary SIC49390 — SIC 49390

Registered office

Cameron Terrace
Leurbost Lochs
Isle Of Lewis
HS2 9PE

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-22
Last: 2025-08-08

Officers (3 active · 6 resigned)

SMITH, Ann→
secretary · appointed 1996-04-23
View their other companies + combined net worth →
Active
MACDONALD, Roddy→
director · ~48y · appointed 1996-07-02
View their other companies + combined net worth →
Active
SMITH, Ann→
director · ~51y · appointed 1996-07-02
View their other companies + combined net worth →
Active
MACDONALD, Catherine→
secretary · appointed 1995-01-26 · resigned 1996-04-23
Resigned
MACDONALD, Roderick Donald→
secretary · resigned 1995-01-26
Resigned
MACDONALD, Alexander John→
director · ~85y · resigned 1995-01-26
Resigned
MACDONALD, Catherine→
director · ~84y · appointed 1996-07-02 · resigned 2001-10-01
Resigned
MACDONALD, Roderick Donald→
director · ~90y · resigned 1996-07-01
Resigned
MACDONALD, Seonaid→
director · ~50y · appointed 1996-07-02 · resigned 2009-10-10
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
The Governor & Company of the Bank of Scotland
Bond & floating charge1 property27/03/197815/10/2018
satisfied
Lloyds Banking Group
The Governor & Company of the Bank of Scotland
Standard security1 property19/10/197615/10/2018

Recent filings (102 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-04
mortgage-satisfy-charge-full
mortgage · MR04
2018-10-15