CARGILFIELD SCHOOL.
🌳Matureactive
SC025080 · private-limited-guarant-nsc · incorporated 1947-02-24
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Primary education
Sector: Education
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 59.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 59.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
77 officers (12 active, 77 linked, 72 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
7 connected companies via shared directors
66
Filing history
241 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 officers
Last 180 days
4
filings
- • 3 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (155 events)Click to expand
- 2026-04-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-01➕LANGLEY, Elizabeth Mary appointeddirector
- 2026-04-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-01➕GREEN, Peter appointeddirector
- 2025-12-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-17➖WILSON, Robert Patrick Malcolm resigneddirector
- 2025-05-14📄accounts-with-accounts-type-fullaccounts · AA
- 2025-04-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-31➖THOMSON, Brian James resigneddirector
- 2025-03-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-27➖BUCKNALL, Rachel Margaret Evelyn resigneddirector
- 2025-01-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-01➕PRINCE, Anthony James appointeddirector
- 2024-12-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-01➕WEBB, Sarah Jane appointeddirector
- 2024-07-08➖MOHAMMED, Khadija, Dr resigneddirector
- 2024-05-02📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-01➕MOHAMMED, Khadija, Dr appointeddirector
- 2023-11-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-17➕DEAKIN, Peter appointeddirector
- 2023-11-13➖LOGAN, Elaine resigneddirector
- 2023-11-13➖WOOD, Sarah Morwenna Nyirenda, Professor resigneddirector
- 2023-01-12📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-30➕MACKENZIE, Anna appointeddirector
- 2022-09-30➕WORDIE, Holly Ann appointeddirector
- 2022-09-30➕WILSON, Robert Patrick Malcolm appointeddirector
- 2022-06-20➖COOK, Caroline Elizabeth resigneddirector
- 2022-06-20➖NISBET, David resigneddirector
- 2022-06-20➖YOUNGER, Susan Emma Warren resigneddirector
- 2021-06-21➕HENDERSON, David William appointeddirector
- 2021-05-10➕SINCLAIR, Matthew Murray Kennedy appointeddirector
- 2020-06-15➖LECKIE, Roy Mcgregor resigneddirector
- 2020-03-02➕THOMSON, Brian James appointeddirector
- 2020-01-17➖MACLEOD, Gordon Calder resigneddirector
- 2018-11-19➕HAMILTON, Sally appointeddirector
- 2018-11-19➖PIM, Roger Jonathan resigneddirector
- 2018-06-11➕MCGREGOR, Andrew Roy appointeddirector
- 2018-06-11➖MCPHAIL, Angus William resigneddirector
- 2017-02-27➕BUCKNALL, Rachel Margaret Evelyn appointeddirector
- 2016-11-28➕YOUNGER, Susan Emma Warren appointeddirector
Showing most recent 50 of 155 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -11 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARGYLE BRIDGE LIMITED→ SC277898 · est 2005 | — | — | £73.6k | — | 21y | 83 | 67y |
| C.T.T.S. (MANAGEMENT) LIMITED→ SC273935 · est 2004 | — | — | — | 900 | 21y | 83 | 64y |
| COLINTON NURSERIES LIMITED→ SC245941 · est 2003 | — | — | — | 2100 | 23y | 83 | 75y |
| EARLY DAYS NURSERY LIMITED→ SC199638 · est 1999 | — | — | £123.3k | — | 26y | 83 | 79y |
| LITTLE MONKEYS LIMITED→ SC219838 · est 2001 | — | — | — | 113 | 24y | 83 | 61y |
| THE LEITH SCHOOL OF ART→ SC111089 · est 1988 · no financials extracted | — | — | — | — | 38y | 83 | 76y |
| TRAINING FOR CARE→ SC100529 · est 1986 | — | — | — | 9 | 39y | 83 | 77y |
| CABER ENTERPRISES LIMITED→ SC207157 · est 2000 | — | — | — | 2 | 26y | 82 | 59y |
| DALRY 183 LTD→ SC224473 · est 2001 | — | — | £13.1k | — | 24y | 82 | 68y |
| FIRST ADVENTURES LIMITED→ SC260386 · est 2003 | — | — | £1.20M | — | 22y | 82 | 74y |
| HEADSTART NURSERY SCHOOLS LIMITED→ SC319219 · est 2007 | — | — | — | — | 19y | 82 | 61y |
| LEAPS & BOUNDS NURSERY LIMITED→ SC294605 · est 2005 | — | — | — | 4300 | 20y | 82 | 60y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1947-02-24
Jurisdictionscotland
Primary SIC85200 — Primary education
Registered office
61 Dublin Street
Edinburgh
EH3 6NL
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2027-01-02
Last: 2025-12-19
Officers (12 active · 65 resigned)
CHIENE + TAIT LLP→
Activecorporate-secretary · appointed 2014-10-01
View their other companies + combined net worth →
DEAKIN, Peter→
Activedirector · ~56y · appointed 2023-11-17
View their other companies + combined net worth →
GREEN, Peter→
Activedirector · ~62y · appointed 2026-01-01
View their other companies + combined net worth →
HAMILTON, Sally→
Activedirector · ~59y · appointed 2018-11-19
View their other companies + combined net worth →
HENDERSON, David William→
Activedirector · ~56y · appointed 2021-06-21
View their other companies + combined net worth →
LANGLEY, Elizabeth Mary→
Activedirector · ~54y · appointed 2026-04-01
View their other companies + combined net worth →
MACKENZIE, Anna→
Activedirector · ~55y · appointed 2022-09-30
View their other companies + combined net worth →
MCGREGOR, Andrew Roy→
Activedirector · ~68y · appointed 2018-06-11
View their other companies + combined net worth →
PRINCE, Anthony James→
Activedirector · ~48y · appointed 2025-01-01
View their other companies + combined net worth →
SINCLAIR, Matthew Murray Kennedy→
Activedirector · ~58y · appointed 2021-05-10
View their other companies + combined net worth →
WEBB, Sarah Jane→
Activedirector · ~61y · appointed 2024-09-01
View their other companies + combined net worth →
WORDIE, Holly Ann→
Activedirector · ~57y · appointed 2022-09-30
View their other companies + combined net worth →
CHIENE & TAIT→
Resignedcorporate-secretary · resigned 2014-10-01
BARBOUR, Alastair William Stewart→
Resigneddirector · ~73y · appointed 1995-03-11 · resigned 2003-06-01
BROBBEL, Anne→
Resigneddirector · ~84y · appointed 2004-04-01 · resigned 2010-06-28
BUCHANAN-SMITH, Janet Delahoy→
Resigneddirector · ~97y · resigned 1991-12-03
BUCKNALL, Rachel Margaret Evelyn→
Resigneddirector · ~56y · appointed 2017-02-27 · resigned 2025-02-27
CLARK, Hamish Douglas→
Resigneddirector · resigned 1990-03-13
CLARK, John Delamere→
Resigneddirector · ~87y · resigned 1998-07-31
COOK, Caroline Elizabeth→
Resigneddirector · ~58y · appointed 2013-11-25 · resigned 2022-06-20
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 15/08/2002 | 23/10/2003 | |
| satisfied | Trustees of the Late David W.T. Cargill. | Bond and disposition in security | 1 property | 08/07/1970 | 27/07/2011 | |
| satisfied | Trustees of the Deed , David W.T. Cargill | Bond and floating charge | 1 property | 25/11/1966 | 27/07/2011 |
Recent filings (241 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-04-28
appoint-person-director-company-with-name-date
officers · AP01
2026-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-26
change-person-director-company-with-change-date
officers · CH01
2025-12-10
termination-director-company-with-name-termination-date
officers · TM01
2025-11-18
accounts-with-accounts-type-full
accounts · AA
2025-05-14
termination-director-company-with-name-termination-date
officers · TM01
2025-04-10
termination-director-company-with-name-termination-date
officers · TM01
2025-03-10
appoint-person-director-company-with-name-date
officers · AP01
2025-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-13
termination-director-company-with-name-termination-date
officers · TM01
2025-01-09
change-person-director-company-with-change-date
officers · CH01
2025-01-07
appoint-person-director-company-with-name-date
officers · AP01
2025-01-07
appoint-person-director-company-with-name-date
officers · AP01
2024-12-06
accounts-with-accounts-type-full
accounts · AA
2024-05-02