MCLEAN AND STEWART NOMINEES LIMITED
- · Oldest live charge 33.8y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
2 live charges · oldest 33.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 33.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
Corporate timeline (45 events)Click to expand
- 2025-11-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-11-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-11-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-02-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-01➕BEECH, Lauren appointeddirector
- 2023-01-31➖HENDERSON, Angela Susan resigneddirector
- 2022-12-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-11-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-02-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-05-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-05-08📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2019-05-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-05-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2019-04-30➕BAILLIE, Gemma Clare appointedsecretary
- 2019-04-30➖PEEBLES, William Gordon resignedsecretary
- 2019-04-30➖BAILLIE, Gemma Clare resigneddirector
- 2018-12-07📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-11-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-12-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-05-09📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-01-11➖PEEBLES, William resigneddirector
- 2012-06-29➕LANGAN, Hazel Joyce Selena appointeddirector
- 2012-06-29➖ALLAN, John Charles resigneddirector
- 2012-02-17➕BAILLIE, Gemma Clare appointeddirector
- 2011-05-27➖ION, Andrew James resigneddirector
- 2011-04-18➕TAYLOR, Elaine Marie appointeddirector
- 2011-04-18➕PEEBLES, William Gordon appointedsecretary
- 2011-04-18➖MCLEAN & STEWART resignedcorporate-secretary
- 2011-04-18➕HENDERSON, Angela Susan appointeddirector
- 2009-04-01➕PEEBLES, William appointeddirector
- 2009-03-31➖LEES, James George Grahame resigneddirector
- 2002-11-29➖MACKAY, Nicolas Kenneth John resigneddirector
- 2002-09-30➖MCILDOWIE, James R resigneddirector
- 2002-04-30➕MACKAY, Nicolas Kenneth John appointeddirector
- 2000-12-31➕MCLEAN & STEWART appointedcorporate-secretary
- 2000-12-31➖MCNAUGHT, Moira Mitchell resigneddirector
- 1992-09-03🔒Charge registered #3Lender: Dr John Francis Boucher Smith
- 1992-07-13🔒Charge registered #1Lender: Dr John Francis Boucher Smith
- 1991-04-01➕ALLAN, John Charles appointeddirector
- 1991-04-01➕ION, Andrew James appointeddirector
- 1991-04-01➕LEES, James George Grahame appointeddirector
- 1991-04-01➖SUTHERLAND, Ronald Stuart, Trustee Of The Late resigneddirector
- 1989-12-31➖MCNEILL, Daniel Aitkenhead, Executors Of The Late resigneddirector
- 1948-05-19🏢Company incorporatedAs MCLEAN AND STEWART NOMINEES LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 78 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Gemma Clare Baillie Individual · British · DOB 12/1984 · age 42 | — | — | sig. influencesignificant influence | 08/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 13 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Dr John Francis Boucher Smith | Standard security | 1 property | 03/09/1992 | — | |
| outstanding | Dr John Francis Boucher Smith | Standard security | 1 property | 13/07/1992 | — |