THOMSON & LUMSDEN (ASSESSORS) LIMITED
Opportunity 47/100 (watch), bankability 20/100. Strong seller-intent signal (63/100, director aged 94). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: asset disposal / carve-out (55/100). Current lenders should be on immediate intervention.
Refinance opportunity
2 live charges · 2 lenders · oldest 48.9y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 48.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: low (46/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Recent activity
Corporate timeline (37 events)Click to expand
- 2023-07-13📄court-ordermiscellaneous · OC-DV
- 2014-04-22⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2014-04-22🏁Company dissolved
- 2014-01-22⚠️liquidation-voluntary-return-of-final-meeting-scotlandinsolvency · 4.26(Scot)
- 2014-01-22⚠️liquidation-miscellaneousinsolvency · LIQ MISC
- 2011-12-23📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2011-12-23📄resolutionresolution · RESOLUTIONS
- 2011-01-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-01-26📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2011-01-10📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2010-02-01📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2010-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2010-01-04📄accounts-with-accounts-type-smallaccounts · AA
- 2009-01-29📄legacyannual-return · 363a
- 2009-01-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-03-06📄legacyannual-return · 363a
- 2008-01-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2007-04-10📄legacyannual-return · 363a
- 2007-02-08📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2006-01-25📄legacyannual-return · 363s
- 2006-01-10📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2005-02-07📄legacyofficers · 288a
- 2005-02-07📄legacyofficers · 288b
- 2005-01-24➕HENDERSON, Wendy Hugh appointedsecretary
- 2005-01-24➖THOMSON, John Jamieson resignedsecretary
- 2005-01-10📄legacyannual-return · 363s
- 2004-10-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2001-02-08➖CAMERON, Janet resignedsecretary
- 2001-02-08➕THOMSON, John Jamieson appointedsecretary
- 2001-02-08➖MACLEAN, Angus Alexander Sutherland resigneddirector
- 1995-09-14🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1992-04-05➕MACLEAN, Angus Alexander Sutherland appointeddirector
- 1992-04-03➖MUNRO, Ian Reginald resigneddirector
- 1988-04-04➖DUNCAN, Adam resigneddirector
- 1977-05-19🔒Charge registered #1Lender: J G Lumsden & Another
- 1952-07-08🏢Company incorporatedAs THOMSON & LUMSDEN (ASSESSORS) LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "THOMSON" — strong identity link between founder and business.
- +Founder age: Director aged approximately 94 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 94 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 74 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
3 high · 1 med ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2012-01-05
Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2017-01-14
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2014-04-22: gazette-dissolved-liquidation; 2014-01-22: liquidation-voluntary-return-of-final-meeting-scotland
Companies House flags prior insolvency events. Review the insolvency filings for context.
Similar companies
Active · Leisure & entertainment · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ON HIGH HILLS LTD→ SC661851 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| PRODUCTION & TOURING SOLUTIONS LTD→ SC879794 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| RIVERHEAD TRADING LTD→ SC880518 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| SKYEFARI LTD→ SC669526 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| STARDUST (SKYE) LTD→ SC756757 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| THE RICHARD DEMARCO FOUNDATION→ SC044855 · est 1967 · no financials extracted | — | — | — | — | 58y | — | — |
| THE SKYE BLUE GALLERY LIMITED→ SC600171 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| TOE 2 TOE DANCE LIMITED→ SC822558 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| TOE 2 TOE ENTERTAINMENT LTD→ SC804104 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| TORRIDON OUTDOORS LTD.→ SC588852 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| TOUR SKYE LTD→ SC475537 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| TOUR THE SCOTTISH HIGHLANDS LTD→ SC587710 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
12 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 14/09/1995 | — | |
| outstanding | J G Lumsden & Another | Standard security | 1 property | 19/05/1977 | — |