CAPABILITY SCOTLAND

🌳Matureactive

SC036524 · private-limited-guarant-nsc · incorporated 1961-06-05

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

74/100

Strong

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What this business does

Primary activity: Other education n.e.c.

Sector: Education

ALSO REGISTERED FOR

85600Educational support services
87300Residential care activities for the elderly and disabled
88990Other social work activities without accommodation n.e.c.

Investor take

Pursue

Active trading company with a 76-year-old founder — textbook succession opportunity.

Opportunity 74/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 76). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 6 lenders · oldest 50.5y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 50.5 years old — likely at or near maturity.
· 6 lenders named — inter-creditor friction likely.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: low (51/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

69 officers (11 active, 69 linked, 60 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

8 connected companies via shared directors

Filing history

241 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (144 events)Click to expand

2025-12-03
📄
accounts-with-accounts-type-full
accounts · AA
2025-11-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-19
➖
SUPPLE, Benjamin Benvenuto resigned
director
2025-11-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-27
➕
WALLACE, Rachael, Dr appointed
director
2025-10-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-09-24
➕
ALEXANDER, Ronald Stuart appointed
director
2025-09-24
➖
JOHNSTON, Christopher Andrew resigned
director
2025-09-24
➖
WALLER, Annalu, Dr resigned
director
2024-10-14
📄
accounts-with-accounts-type-full
accounts · AA
2024-10-01
➖
ALEXANDER, Ronald Stuart resigned
director
2024-10-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-01-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-11-15
➖
POLLARD, Maria Alice, Dr resigned
director
2023-11-06
📄
accounts-with-accounts-type-full
accounts · AA
2023-10-10
➕
THOMSON, Gavin appointed
director
2022-10-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-10-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-10-19
📄
accounts-with-accounts-type-full
accounts · AA
2022-09-28
➕
BRITAIN, Amanda Kate appointed
director
2022-09-28
➕
HOURSTON, David appointed
director
2022-08-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-27
➖
ELDER-WOODWARD, James Ian, Dr resigned
director
2022-07-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-06-23
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-06-23
🔓
Charge satisfied #6
2022-04-01
➕
MCPHERSON, Lisa Margaret appointed
director
2021-12-22
📄
accounts-with-accounts-type-full
accounts · AA
2021-12-16
📍
change-sail-address-company-with-old-address-new-address
address · AD02
2021-12-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-12-15
➕
ALEXANDER, Ronald Stuart appointed
director
2021-12-15
➖
MCCARRON, Michael resigned
director
2021-11-08
🔓
Charge satisfied #7
2021-11-08
🔓
Charge satisfied #5
2021-11-08
🔓
Charge satisfied #4
2021-11-08
🔓
Charge satisfied #3
2020-10-01
➕
BINGHAM, Brian John Graham appointed
director
2020-10-01
➕
POLLARD, Maria Alice, Dr appointed
director
2020-10-01
➕
SUPPLE, Benjamin Benvenuto appointed
director
2019-11-28
➖
DAVIE, Elaine resigned
director
2019-05-22
➕
PHILIP, Andrew appointed
secretary
2019-05-22
➖
MORTON FRASER SECRETARIES LIMITED resigned
corporate-secretary
2018-09-27
➖
CURRIE, David resigned
director
2018-03-22
➖
D'AGUILAR, Jonathan Anthony Peter resigned
director
2017-12-07
➕
PAYTON, Malcolm Neil, Mr. appointed
director
2017-12-07
➕
DAVIE, Elaine appointed
director
2017-09-29
➕
JOHNSTON, Christopher Andrew appointed
director

Showing most recent 50 of 144 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-10 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 76 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: JOHNSTON, Christopher Andrew resigned 2025-09-24; SUPPLE, Benjamin Benvenuto resigned 2025-11-19; WALLER, Annalu, Dr resigned 2025-09-24

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Education & training · EH postcode area

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ARGYLE BRIDGE LIMITED→ SC277898 · est 2005	—	—	£73.6k	—	21y	83	67y
C.T.T.S. (MANAGEMENT) LIMITED→ SC273935 · est 2004	—	—	—	900	21y	83	64y
COLINTON NURSERIES LIMITED→ SC245941 · est 2003	—	—	—	2100	23y	83	75y
EARLY DAYS NURSERY LIMITED→ SC199638 · est 1999	—	—	£123.3k	—	26y	83	79y
LITTLE MONKEYS LIMITED→ SC219838 · est 2001	—	—	—	113	24y	83	61y
THE LEITH SCHOOL OF ART→ SC111089 · est 1988 · no financials extracted	—	—	—	—	38y	83	76y
TRAINING FOR CARE→ SC100529 · est 1986	—	—	—	9	39y	83	77y
CABER ENTERPRISES LIMITED→ SC207157 · est 2000	—	—	—	2	26y	82	59y
DALRY 183 LTD→ SC224473 · est 2001	—	—	£13.1k	—	24y	82	68y
FIRST ADVENTURES LIMITED→ SC260386 · est 2003	—	—	£1.20M	—	22y	82	74y
HEADSTART NURSERY SCHOOLS LIMITED→ SC319219 · est 2007	—	—	—	—	19y	82	61y
LEAPS & BOUNDS NURSERY LIMITED→ SC294605 · est 2005	—	—	—	4300	20y	82	60y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1961-06-05

Jurisdictionscotland

Primary SIC85590 — Other education n.e.c.

Registered office

Vantage Point

24 St Johns Road

Edinburgh

EH12 6NZ

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-12-24

Last: 2025-12-10