MARIGOLD FARMING COMPANY LIMITED
🌳Matureactive
SC037183 · ltd · incorporated 1962-01-18
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£4.75M
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
Investor take
Special-situation opportunityDistressed agriculture with salvageable qualities — special-situations priority.
Opportunity 74/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 19.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 19.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
116 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £4,754,000
Net assets shrinking
Down £745 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£4.8m
~ YoY
Current Assets
£293k
↓ 5.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-28 | 2024-05-28 |
|---|---|---|
| Total assets | £6.38M | £6.41M |
| Current assets | £293.1k | £308.3k |
| Cash | — | £28.5k |
| Debtors | £36.2k | £46.6k |
| Net assets | £4.75M | £4.75M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
4
filings
- • 2 capital
- • 1 insolvency
- • 1 resolution
Last 90 days
4
filings
- • 2 capital
- • 1 insolvency
- • 1 resolution
Last 180 days
6
filings
- • 2 capital
- • 1 insolvency
- • 1 resolution
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-05-27📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2026-05-27⚠️legacyinsolvency · CAP-SS
- 2026-05-27📄legacycapital · SH20
- 2026-05-27📄resolutionresolution · RESOLUTIONS
- 2026-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-30📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-12-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-19📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2022-07-19📄legacycapital · SH20
- 2022-07-19⚠️legacyinsolvency · CAP-SS
- 2022-07-07📄resolutionresolution · RESOLUTIONS
- 2022-07-07📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-07-07📄capital-name-of-class-of-sharescapital · SH08
- 2022-07-07📄statement-of-companys-objectschange-of-constitution · CC04
- 2022-07-07📄memorandum-articlesincorporation · MA
- 2022-07-07📄resolutionresolution · RESOLUTIONS
- 2021-08-27🔓Charge satisfied #4
- 2020-07-30🔒Charge registered #4Lender: Angus Roger James Calder
- 2015-12-18🔒Charge registered #3Lender: Bank of Scotland PLC
- 2015-11-24🔓Charge satisfied #1
- 2015-11-11🔒Charge registered #2Lender: Bank of Scotland PLC
- 2012-04-27➕CALDER, Angus Roger James appointeddirector
- 2010-02-18➖CALDER, Adam resignedsecretary
- 2010-02-18➖CALDER, Adam resigneddirector
- 2007-04-26🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1962-01-18🏢Company incorporatedAs MARIGOLD FARMING COMPANY LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- secondaryStable-but-static management: Company is 64 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·2 insolvency-related filings on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-05-27: legacy; 2022-07-19: legacy
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Doreen Calder Individual · Scottish · DOB 12/1948 · age 78 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · TD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JAMES STRAUGHAN & SONS LIMITED→ 00204102 · est 1925 · no financials extracted | — | — | — | — | 101y | — | — |
| JSW ACCESS & TREE SERVICES LIMITED→ 12223460 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| L & S E NIELSEN LIMITED→ 04617024 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| L.C. SMALES & SON LIMITED→ 06788163 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| LINDISFARNE LUING LIMITED→ 07449519 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| LOW BLEAKHOPE FARM LIMITED→ 07140052 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| LOWICK HALL ESTATES LIMITED(THE)→ 00368118 · est 1941 · no financials extracted | — | — | — | — | 84y | — | — |
| MAINES FARM CONTRACTING LIMITED→ 08318981 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| MALSHANGER FARM→ 01874888 · est 1985 · no financials extracted | — | — | — | — | 41y | — | — |
| MARK CAUDWELL LIMITED→ 02284848 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| MINDRUM FARMING COMPANY LIMITED→ 01021807 · est 1971 · no financials extracted | — | — | — | — | 54y | — | — |
| MONDIAL EQUINE AND STUD MANAGEMENT LIMITED→ 08635906 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1962-01-18
Jurisdictionscotland
Primary SIC01500 — SIC 01500
Registered office
Marigold
Duns
Berwickshire
TD11 3RJ
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-28
Confirmation statement
Next due: 2026-12-14
Last: 2025-11-30
Officers (2 active · 2 resigned)
CALDER, Angus Roger James→
Activedirector · ~53y · appointed 2012-04-27
View their other companies + combined net worth →
Active
CALDER, Adam→
Resignedsecretary · resigned 2010-02-18
CALDER, Adam→
Resigneddirector · ~111y · resigned 2010-02-18
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Angus Roger James Calder | A registered charge | 1 property | 30/07/2020 | 27/08/2021 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 11/11/2015 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 26/04/2007 | 24/11/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (116 total)
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2026-05-27
legacy
insolvency · CAP-SS
2026-05-27
legacy
capital · SH20
2026-05-27
resolution
resolution · RESOLUTIONS
2026-05-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-31
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-01-30
change-person-director-company-with-change-date
officers · CH01
2024-12-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-26
change-person-director-company-with-change-date
officers · CH01
2023-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-06
change-person-director-company-with-change-date
officers · CH01
2023-12-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-27