DRUMMOND & MURRAY LIMITED
💤Zombieactive
SC038018 · ltd · incorporated 1962-10-01
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Plumbing, heat and air-conditioning installation
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 35.5y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 35.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
104 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Average employees | 300 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 persons-with-significant-control
Last 180 days
2
filings
- • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-03-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-03-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-17📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-06-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-21🔓Charge satisfied #1
- 2020-10-05➕LITTLE, Roy Kennedy appointeddirector
- 2020-10-05➖LITTLE, Jessie resigneddirector
- 2020-10-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-08-20📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-20📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-06-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-05-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-03-11➖LITTLE, Robert resigneddirector
- 2019-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 1990-10-17🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1990-09-28➕LITTLE, Jessie appointedsecretary
- 1990-09-28➖MURRAY, Marion resignedsecretary
- 1990-09-28➕LITTLE, Jessie appointeddirector
- 1990-09-28➖MURRAY, John Black resigneddirector
- 1990-09-28➖MURRAY, Marion resigneddirector
- 1962-10-01🏢Company incorporatedAs DRUMMOND & MURRAY LIMITED
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 64 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Roy Kennedy Little Individual · British · DOB 02/1968 · age 58 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 20/03/2026 |
2 historic (ceased) PSCs
- Mrs Jessie Littleceased 20/03/2026· 25-50% shares · 25-50% voting
- Mr Robert Jardine Littleceased 11/03/2020· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Construction · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JIM DALZIEL PLUMBING AND HEATING LIMITED→ SC401707 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| JJ PLUMBING & BATHROOMS LIMITED→ SC716552 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| JL ROOFING SERVICES LIMITED→ SC869098 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| JLR DEVELOPMENTS LTD→ SC790075 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JOHN SMITH ELECTRICAL SERVICES LIMITED→ SC287377 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| KIRKCOWAN VIKING LIMITED→ SC307727 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| LEE GLOVER ROOFING CONTRACTORS LIMITED→ SC249990 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| LMF ROOFING & ROOFLINE LIMITED→ SC783874 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LOCKHART CONSERVATORIES LIMITED→ SC234234 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| LTM DECORATORS LIMITED→ SC708787 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| LUCE BAY PLANT HIRE LIMITED→ SC060031 · est 1976 · no financials extracted | — | — | — | — | 49y | — | — |
| M AYRES ROOFING SERVICES LIMITED→ SC553333 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1962-10-01
Jurisdictionscotland
Primary SIC43220 — Plumbing, heat and air-conditioning installation
Registered office
36 Well Street
Moffat
Dumfriesshire
DG10 9DP
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-06-08
Last: 2025-05-25
Officers (2 active · 5 resigned)
Active
LITTLE, Roy Kennedy→
Activedirector · ~58y · appointed 2020-10-05
View their other companies + combined net worth →
MURRAY, Marion→
Resignedsecretary · resigned 1990-09-28
LITTLE, Jessie→
Resigneddirector · ~80y · appointed 1990-09-28 · resigned 2020-10-05
LITTLE, Robert→
Resigneddirector · ~83y · resigned 2020-03-11
MURRAY, John Black→
Resigneddirector · ~98y · resigned 1990-09-28
MURRAY, Marion→
Resigneddirector · resigned 1990-09-28
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 17/10/1990 | 21/06/2021 |
Recent filings (104 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-29
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-07
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-31
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-23
change-person-secretary-company-with-change-date
officers · CH03
2022-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-28
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-28
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-21
termination-director-company-with-name-termination-date
officers · TM01
2020-10-05