ROSNEATH FARMS LTD.

🌳Matureactive
SC041399 · ltd · incorporated 1964-12-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£581.2k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

10 live charges · 5 lenders · oldest 57.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 57.8 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 7 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
132 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £581,152

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£581k
↑ 1.8% YoY
Current Assets
£901k
↑ 11% YoY
Current Liabilities
—
£0£180k£360k£541k£721k£901kNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-11-302023-11-30
Total assets£600.3k£603.8k
Current assets£901.1k£811.4k
Debtors£202.3k£153.4k
Net assets£581.2k£570.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
7
filings
  • • 3 persons-with-significant-control
  • • 3 officers
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
  1. 2026-02-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2026-02-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-02-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2026-02-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2026-01-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2026-01-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2025-08-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2025-07-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2024-11-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-12-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2023-12-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2023-07-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-08-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-08-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2021-08-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-08-19
    🔒
    Charge registered #11
    Lender: Sp Distribution PLC
  17. 2020-10-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2019-08-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2018-02-01
    🔒
    Charge registered #10
    Lender: Barclays Bank PLC
  20. 2018-02-01
    🔒
    Charge registered #9
    Lender: Barclays Bank PLC
  21. 2018-01-20
    🔓
    Charge satisfied #7
  22. 2018-01-20
    🔓
    Charge satisfied #6
  23. 2018-01-20
    🔓
    Charge satisfied #5
  24. 2017-11-22
    🔓
    Charge satisfied #3
  25. 2013-05-27
    ➖
    CALDERWOOD, Isobel resigned
    secretary
  26. 2013-05-27
    ➖
    CALDERWOOD, Isobel resigned
    director
  27. 2006-10-03
    🔓
    Charge satisfied #4
  28. 2006-10-03
    🔓
    Charge satisfied #1
  29. 2005-01-12
    ➕
    CALDERWOOD, Isobel appointed
    secretary
  30. 2004-01-25
    ➕
    CALDERWOOD, Matthew appointed
    director
  31. 2003-11-25
    ➕
    CALDERWOOD, Isobel appointed
    director
  32. 2003-09-24
    ➖
    EXECUTORS OF WILLIAM CALDERWOOD resigned
    corporate-secretary
  33. 2003-09-24
    ➖
    EXECUTORS OF WILLIAM CALDERWOOD resigned
    corporate-director
  34. 2002-03-25
    ➖
    CALDERWOOD, Anna resigned
    director
  35. 1997-03-25
    ➖
    CALDERWOOD, Matthew Howie resigned
    director
  36. 1993-12-21
    🔓
    Charge satisfied #8
  37. 1993-12-13
    ➕
    CALDERWOOD, Alexander Scott appointed
    director
  38. 1993-11-30
    ➖
    CALDERWOOD, David resigned
    director
  39. 1993-10-22
    ➖
    CALDERWOOD, Matthew Christie resigned
    secretary
  40. 1993-10-22
    ➕
    EXECUTORS OF WILLIAM CALDERWOOD appointed
    corporate-secretary
  41. 1993-10-22
    ➖
    CALDERWOOD, Matthew Christie resigned
    director
  42. 1988-03-17
    🔒
    Charge registered #8
    Lender: The Royal Bank of Scotland PLC
  43. 1988-03-10
    🔒
    Charge registered #7
    Lender: The Royal Bank of Scotland PLC
  44. 1988-03-10
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  45. 1987-08-18
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  46. 1971-06-14
    🔒
    Charge registered #3
    Lender: Caledonian Insurance Company as Trustees for the Scottish Agricultural Securities Corporation L
  47. 1971-05-31
    🔒
    Charge registered #4
    Lender: The Governor and Company of the Bank of Scotland
  48. 1968-07-17
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  49. 1964-12-01
    🏢
    Company incorporated
    As ROSNEATH FARMS LTD.

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 61 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Alexander Scott Calderwood
Individual · British · DOB 02/1970 · age 56
25–50%
25–50%sig. influence25-50% shares · 25-50% voting · significant influence · firm interest06/04/2016
Mr Matthew Calderwood
Individual · British · DOB 02/1970 · age 56
25–50%
25–50%sig. influence25-50% shares · 25-50% voting · significant influence · firm interest06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1964-12-01
Jurisdictionscotland
Primary SIC01500 — SIC 01500

Registered office

Caledonia House
89 Seaward Street
Glasgow
G41 1HJ

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (2 active · 9 resigned)

CALDERWOOD, Alexander Scott→
director · ~56y · appointed 1993-12-13
View their other companies + combined net worth →
Active
CALDERWOOD, Matthew→
director · ~56y · appointed 2004-01-25
View their other companies + combined net worth →
Active
CALDERWOOD, Isobel→
secretary · appointed 2005-01-12 · resigned 2013-05-27
Resigned
CALDERWOOD, Matthew Christie→
secretary · resigned 1993-10-22
Resigned
EXECUTORS OF WILLIAM CALDERWOOD→
corporate-secretary · appointed 1993-10-22 · resigned 2003-09-24
Resigned
CALDERWOOD, Anna→
director · ~114y · resigned 2002-03-25
Resigned
CALDERWOOD, David→
director · ~80y · resigned 1993-11-30
Resigned
CALDERWOOD, Isobel→
director · ~80y · appointed 2003-11-25 · resigned 2013-05-27
Resigned
CALDERWOOD, Matthew Christie→
director · ~85y · resigned 1993-10-22
Resigned
CALDERWOOD, Matthew Howie→
director · ~116y · resigned 1997-03-25
Resigned
EXECUTORS OF WILLIAM CALDERWOOD→
corporate-director · resigned 2003-09-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

10
Total charges
3
Outstanding
2
Active lenders
Status:Lender:10 of 10 shown
TypeProperties
outstanding
Sp Distribution
Sp Distribution PLC
A registered charge1 property19/08/2021—
outstanding
Barclays
Barclays Bank PLC
A registered charge1 property01/02/2018—
outstanding
Barclays
Barclays Bank PLC
A registered charge1 property01/02/2018—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property17/03/198821/12/1993
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property10/03/198820/01/2018
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property10/03/198820/01/2018
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property18/08/198720/01/2018
satisfied
Caledonian Insurance Company as Trustees for the Scottish Agricultural Securities Corporation L
Standard security1 property14/06/197122/11/2017
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property31/05/197103/10/2006
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property17/07/196803/10/2006
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (132 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-02
change-person-director-company-with-change-date
officers · CH01
2026-02-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-02
change-person-director-company-with-change-date
officers · CH01
2026-02-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-29
change-person-director-company-with-change-date
officers · CH01
2026-01-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-04
change-person-director-company-with-change-date
officers · CH01
2023-12-21
change-person-director-company-with-change-date
officers · CH01
2023-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-21