FRUIN SECURITIES LIMITED

🌳Matureactive
SC041747 · ltd · incorporated 1965-02-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 53.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£222.7k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 75/100 (strong), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

2 live charges · oldest 53.3y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 53.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 4 with DOB)
83
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £222,694

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£223k
↑ 9.3% YoY
Current Assets
£172k
↑ 6.0% YoY
Current Liabilities
—
£0£45k£89k£134k£178k£223kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-04-052024-04-05
Total assets£222.7k£203.7k
Current assets£171.6k£161.8k
Net assets£222.7k£203.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-12-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-12-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-12-22
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  4. 2023-12-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2023-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-10-27
    ➖
    LEVINE, Pamela Jean resigned
    secretary
  7. 2023-10-27
    ➖
    LEVINE, Pamela Jean resigned
    director
  8. 2023-10-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2023-10-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2023-10-24
    ➕
    LEVINE, Matthew Lionel appointed
    director
  11. 2023-10-24
    ➕
    LEVINE, Samantha Rose appointed
    director
  12. 2022-12-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2022-01-07
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2022-01-07
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  15. 2021-11-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2021-05-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2021-05-06
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  18. 2021-03-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2020-08-31
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2019-10-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2018-12-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2013-01-02
    ➖
    LEVINE, Geoffrey Isaac resigned
    director
  23. 1999-10-06
    ➖
    COWIE, John Scott, Esq resigned
    secretary
  24. 1999-10-06
    ➕
    LEVINE, Pamela Jean appointed
    secretary
  25. 1994-02-03
    🔓
    Charge satisfied #2
  26. 1994-02-03
    🔓
    Charge satisfied #1
  27. 1973-01-24
    🔒
    Charge registered #2
    Lender: British Bank of Commerce LTD
  28. 1973-01-24
    🔒
    Charge registered #1
    Lender: British Bank of Commerce LTD
  29. 1965-02-19
    🏢
    Company incorporated
    As FRUIN SECURITIES LIMITED

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Pamela Jean Levine
Individual · British · DOB 02/1939 · age 87
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016
Mr Matthew Lionel Levine
Individual · English · DOB 06/1969 · age 57
25–50%
—25-50% shares06/01/2022
Ms Samantha Rose Levine
Individual · British · DOB 10/1972 · age 54
25–50%
—25-50% shares06/01/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1965-02-19
Jurisdictionscotland
Primary SIC64991 — Security dealing on own account

Registered office

C/O Gillespie & Anderson
147 Bath Street
Glasgow
G2 4SN
Scotland

Filing status

Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2026-12-30
Last: 2025-12-16

Officers (2 active · 4 resigned)

LEVINE, Matthew Lionel→
director · ~57y · appointed 2023-10-24
View their other companies + combined net worth →
Active
LEVINE, Samantha Rose→
director · ~54y · appointed 2023-10-24
View their other companies + combined net worth →
Active
COWIE, John Scott, Esq→
secretary · resigned 1999-10-06
Resigned
LEVINE, Pamela Jean→
secretary · appointed 1999-10-06 · resigned 2023-10-27
Resigned
LEVINE, Geoffrey Isaac→
director · ~100y · resigned 2013-01-02
Resigned
LEVINE, Pamela Jean→
director · ~87y · resigned 2023-10-27
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
British Bank of Commerce
British Bank of Commerce LTD
Standard security1 property24/01/197303/02/1994
satisfied
British Bank of Commerce
British Bank of Commerce LTD
Standard security1 property24/01/197303/02/1994

Recent filings (103 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-22
termination-secretary-company-with-name-termination-date
officers · TM02
2023-12-22
termination-director-company-with-name-termination-date
officers · TM01
2023-12-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-21
appoint-person-director-company-with-name-date
officers · AP01
2023-10-26
appoint-person-director-company-with-name-date
officers · AP01
2023-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-01-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-01-07