SWOAC LIMITED
- · Oldest live charge 44.8y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (65/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
5 live charges · 2 lenders · oldest 44.8y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 44.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £48.0k | £48.0k |
| Current assets | £48.0k | £48.0k |
| Net assets | £48.0k | £48.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 mortgage
- • 1 confirmation-statement
- • 1 mortgage
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 mortgage
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Corporate timeline (45 events)Click to expand
- 2026-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-13🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2026-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-05-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-10➕ROBINSON, Ian appointeddirector
- 2023-03-10➖BROWNE, Alfred Ralland resigneddirector
- 2022-06-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-05-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-05-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-07-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-11-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-04-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-04-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-04-01➕WALKER, Richard William appointedsecretary
- 2016-04-01➕WALKER, Richard William appointeddirector
- 2016-04-01➕BROWNE, Alfred Ralland appointeddirector
- 2016-03-31➖CRAYTHONE, Geoffrey resignedsecretary
- 2016-03-31➖CRAYTHONE, Geoffrey resigneddirector
- 2016-03-31➖MANN, Colin resigneddirector
- 2006-04-19➕MANN, Colin appointeddirector
- 2005-07-31➖CAMPBELL, Neil Waugh Somervell resigneddirector
- 2005-02-24🔓Charge satisfied #5
- 2005-02-15🔓Charge satisfied #6
- 2003-06-28➖AITKEN, David George resignedsecretary
- 2003-06-28➕CRAYTHONE, Geoffrey appointedsecretary
- 2003-06-28➖AITKEN, David George resigneddirector
- 2003-06-28➕CRAYTHONE, Geoffrey appointeddirector
- 1999-01-01➕CAMPBELL, Neil Waugh Somervell appointeddirector
- 1998-12-31➖ADAM, Robin Hope resigneddirector
- 1992-02-03➖BRUCE, James Michael Edward, The Hon resigneddirector
- 1992-02-03➖DIXON, John Robin Hepworth resigneddirector
- 1992-02-03➖SMITH, Ronald James resigneddirector
- 1991-04-22➖LYNCH, Thomas Dawson resigneddirector
- 1986-12-19🔒Charge registered #6Lender: The Governor and Company of the Bank of Scotland
- 1986-12-19🔒Charge registered #5Lender: The Governor and Company of the Bank of Scotland
- 1986-06-06🔓Charge satisfied #2
- 1986-06-06🔓Charge satisfied #1
- 1981-07-23🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1981-07-23🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1967-08-18🏢Company incorporatedAs SWOAC LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 59 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Scottish Woodlands Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Scottish Woodlands Limited Corporate entity | 75–100% | — | 75-100% shares | 01/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| APF INTERNATIONAL FOREST MACHINERY EXHIBITION LTD.→ SC228249 · est 2002 | £278.2k £214.0k–£342.4k | — | — | 500 | 24y | 95 | 79y |
| ALDERSTON DAIRIES LIMITED→ SC241138 · est 2002 | — | — | £114.4k | — | 23y | 83 | 74y |
| CAITHNESS POTATO BREEDERS LIMITED→ SC082730 · est 1983 | — | — | £1.36M | — | 43y | 83 | 68y |
| CARCANT ESTATES LIMITED→ SC030457 · est 1954 | — | — | £269.0k | — | 71y | 83 | 69y |
| S & M GRUHAM LTD→ SC585555 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| STOBO RESIDENTS ACTION GROUP LIMITED→ SC799882 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| THE BEAUTY OF EDINBURGH LTD→ SC688065 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| TORNAGRAIN CONSERVATION TRUST→ SC519994 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| TRANSITION EDINBURGH SOUTH (SCOTLAND) LTD→ SC695165 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| TYNINGHAME COMMUNITY FARM CIC→ SC783555 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| VALANDROS LTD→ SC883832 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| VALEMARE LIMITED→ SC376131 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 12 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 13/04/2026 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Letter of offset | 1 property | 19/12/1986 | 15/02/2005 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 19/12/1986 | 24/02/2005 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/07/1981 | 06/06/1986 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/07/1981 | 06/06/1986 |