OSPREY HOLIDAYS LIMITED
🌳Matureactive
SC054143 · ltd · incorporated 1973-10-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Tour operator activities
Sector: Administrative & support services
Investor take
PursueActive trading company with a 82-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (93/100, director aged 82). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 44.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 44.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
138 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Turnover | — | £10.14M |
| Gross profit | — | £2.17M |
| Operating profit | — | £370.0k |
| Profit before tax | — | £400.7k |
| Average employees | 2500 | 2700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2025-12-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-08📄accounts-with-accounts-type-smallaccounts · AA
- 2024-10-01📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-20📄accounts-with-accounts-type-smallaccounts · AA
- 2022-07-06📄accounts-with-accounts-type-smallaccounts · AA
- 2022-01-25📄accounts-with-accounts-type-smallaccounts · AA
- 2021-02-23📄accounts-with-accounts-type-smallaccounts · AA
- 2020-01-13📄accounts-with-accounts-type-smallaccounts · AA
- 2019-01-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-01-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2013-05-09🔓Charge satisfied #2
- 2007-03-31➖MILLAR, William resigneddirector
- 2004-06-23➕BENNETT, Michael Blair appointeddirector
- 2000-09-05➖BENNETT, David Blair resigneddirector
- 1997-02-25🔓Charge satisfied #6
- 1997-02-25🔓Charge satisfied #4
- 1995-08-07🔒Charge registered #6Lender: De Monford Insurance Company PLC
- 1991-12-24🔒Charge registered #4Lender: Credit Lyonnais
- 1986-01-03🔓Charge satisfied #1
- 1982-05-06🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1982-04-27🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1973-10-03🏢Company incorporatedAs OSPREY HOLIDAYS LIMITED
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 82 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 53 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Blair Bennett Individual · British · DOB 08/1969 · age 57 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 07/08/2018 |
My John Blair Bennett Individual · British · DOB 03/1944 · age 82 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 31/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Leisure & entertainment · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| NEW GENERATION FESTIVAL LTD→ SC846940 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| NEWBATTLE GOLF CLUB LIMITED→ SC018111 · est 1934 · no financials extracted | — | — | — | — | 91y | — | — |
| NORTH LIGHT ARTS CIC→ SC434351 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| NORTHERN WILD MUSE LTD→ SC868449 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| NOVOTOUK LIMITED→ SC621180 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| OCEAN VERTICAL SCOTLAND LIMITED→ SC631318 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ODIN STRENGTH AND CONDITIONING LTD→ SC776059 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| OPTIMAL EXERCISE LIMITED→ SC860260 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| OUT OF OFFICE ESCAPES LTD→ SC759790 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| OUTPOST OVERSEAS LTD.→ SC782606 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| OUTWITH IT LTD→ SC796499 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| P2FA LIMITED→ SC535966 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1973-10-03
Jurisdictionscotland
Primary SIC79120 — Tour operator activities
Registered office
21 Logie Mill
Edinburgh
EH7 4HG
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31
Officers (3 active · 2 resigned)
Active
Active
BENNETT, Michael Blair→
Activedirector · ~57y · appointed 2004-06-23
View their other companies + combined net worth →
BENNETT, David Blair→
Resigneddirector · ~77y · resigned 2000-09-05
MILLAR, William→
Resigneddirector · ~79y · resigned 2007-03-31
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | De Monford Insurance Company De Monford Insurance Company PLC | Standard security | 1 property | 07/08/1995 | 25/02/1997 | |
| satisfied | Credit Lyonnais | Standard security | 1 property | 24/12/1991 | 25/02/1997 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 06/05/1982 | 09/05/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Letter of offset | 1 property | 27/04/1982 | 03/01/1986 |
Recent filings (138 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-05
change-person-director-company-with-change-date
officers · CH01
2025-12-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-23
accounts-with-accounts-type-small
accounts · AA
2025-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-16
accounts-with-accounts-type-full
accounts · AA
2024-10-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-22
change-person-director-company-with-change-date
officers · CH01
2024-01-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-22
change-person-director-company-with-change-date
officers · CH01
2024-01-22
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-08
accounts-with-accounts-type-small
accounts · AA
2023-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-11