ALAN STEEL (ASSET MANAGEMENT) LIMITED

🌳Matureactive

SC058014 · ltd · incorporated 1975-07-02

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 43.0y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No material changes in the last 90 days.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Other activities auxiliary to insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (60/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · oldest 43.0y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 43.0 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

25 officers (5 active, 25 linked, 18 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

1 connected companies via shared directors

Filing history

163 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-09-30
Average employees	44

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (61 events)Click to expand

2026-02-16
📄
accounts-with-accounts-type-small
accounts · AA
2025-06-26
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-06-12
📄
legacy
miscellaneous · ANNOTATION
2025-06-12
📄
legacy
miscellaneous · ANNOTATION
2025-06-12
📄
legacy
miscellaneous · ANNOTATION
2025-06-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-01
➕
BARLOW, Karen appointed
director
2025-04-28
➖
STEEL, Frances Mary Elizabeth resigned
director
2025-04-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-02-26
📄
accounts-with-accounts-type-small
accounts · AA
2024-04-03
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2024-04-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-03
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-04-01
➕
BARLOW, Karen appointed
secretary
2024-04-01
➕
ROBERTSON, Scott Leonard appointed
director
2024-03-31
➖
STEEL, Frances Mary Elizabeth resigned
secretary
2024-02-02
📄
accounts-with-accounts-type-small
accounts · AA
2023-05-12
📄
memorandum-articles
incorporation · MA
2023-05-02
📄
resolution
resolution · RESOLUTIONS
2023-04-06
📄
accounts-with-accounts-type-small
accounts · AA
2023-03-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-03-15
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-03-10
📄
accounts-with-accounts-type-small
accounts · AA
2021-12-02
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-11-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-09-15
➖
STEEL, Alan Mckay resigned
director
2018-06-30
➖
MIDDLEMISS, Fiona Constance Brydon resigned
director
2012-04-24
➕
WILSON, Steven Alexander appointed
director
2012-01-19
➖
CHUCHLA, Stanley resigned
director
2010-02-01
➕
STEEL, Frances Mary Elizabeth appointed
director
2010-01-31
➖
BONHAM-CARTER, Peter Malcolm resigned
director
2009-11-11
➕
MIDDLEMISS, Fiona Constance Brydon appointed
director
2009-08-11
➖
CURRIE, Graeme resigned
director
1999-04-01
➕
CURRIE, Graeme appointed
director
1999-03-23
➕
STEEL, Frances Mary Elizabeth appointed
secretary
1999-03-23
➖
WILSON, Kenneth William resigned
secretary
1999-03-23
➖
WILSON, Kenneth William resigned
director
1998-08-11
➕
BONHAM-CARTER, Peter Malcolm appointed
director
1998-08-01
➕
WILSON, Kenneth William appointed
secretary
1998-07-31
➖
SINCLAIR, Frances Mary Elizabeth resigned
secretary
1998-07-31
➖
SINCLAIR, Frances Mary Elizabeth resigned
director
1997-11-11
➕
FORBES, Steven Alexander appointed
director
1997-11-11
➖
KILPATRICK, Neil Osborne resigned
director
1997-11-11
➕
SINCLAIR, Frances Mary Elizabeth appointed
director
1994-10-11
➕
WILSON, Kenneth William appointed
director
1994-09-22
➕
SINCLAIR, Frances Mary Elizabeth appointed
secretary
1994-09-22
➖
STEEL, Margaret Lamont resigned
secretary
1994-09-22
➖
STEEL, Margaret Lamont resigned
director
1992-12-04
🔓
Charge satisfied #3
1992-05-01
➕
KILPATRICK, Neil Osborne appointed
director

Showing most recent 50 of 61 events

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Asam Eot Trustees Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Asam Eot Trustees Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

ALAN STEEL (ASSET MANAGEMENT) LIMITED

This company · SC058014

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Asam Eot Trustees Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	28/01/2022

2 historic (ceased) PSCs

Mrs Frances Mary Elizabeth Steelceased 28/01/2022· significant influence
Mr Alan Mckay Steelceased 15/09/2021· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · EH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AMATI GLOBAL INVESTORS LIMITED→ SC199908 · est 1999	£8.90M £6.47M–£11.33M	—	—	2800	26y	84	66y
GBCP VII (GENERAL PARTNER) LIMITED→ SC253395 · est 2003 · no financials extracted	—	—	—	—	23y	83	62y
PAYPLAN (SCOTLAND) LIMITED→ SC400113 · est 2011 · no financials extracted	—	—	—	—	15y	83	61y
PREMIER COMMERCIAL LIMITED→ SC160330 · est 1995	—	—	£282.5k	—	30y	83	61y
WALTER SCOTT & PARTNERS LIMITED→ SC093685 · est 1985 · no financials extracted	—	—	—	—	41y	83	70y
ALEX HAMMOND-CHAMBERS & COMPANY→ SC126819 · est 1990 · no financials extracted	—	—	—	—	35y	82	84y
FAMILY & BUSINESS ASSURANCE (SERVICES) LIMITED→ SC347357 · est 2008	—	—	£50.9k	—	17y	82	67y
HAMILTON DALRYMPLE TRUST COMPANY.→ SC017910 · est 1934 · no financials extracted	—	—	—	—	92y	82	71y
J.V. FINN LIMITED→ SC238034 · est 2002	—	—	—	100	23y	82	59y
MACDONALD ORR LIMITED→ SC167743 · est 1996	—	—	—	2	29y	82	87y
MANAGEMENT OPPORTUNITIES LIMITED→ SC118578 · est 1989 · no financials extracted	—	—	—	—	37y	82	64y
NEWTON-BARR LIMITED→ SC173235 · est 1997	—	—	—	400	29y	82	62y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1975-07-02

Jurisdictionscotland

Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

Nobel House

Blackness Road

Linlithgow

West Lothian

EH49 7HU

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-11-25

Last: 2025-11-11