P.S.RIDGWAY LIMITED

🌳Matureactive
SC059996 · ltd · incorporated 1976-05-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Freight transport by road
Sector: Transportation & storage
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (60/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

10 live charges · 6 lenders · oldest 48.7y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 48.7 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 45/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
20 officers (3 active, 20 linked, 16 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
169 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
4
filings
  • 2 accounts
  • 2 other
Last 90 days
5
filings
  • 2 accounts
  • 2 other
  • 1 confirmation-statement
Last 180 days
5
filings
  • 2 accounts
  • 2 other
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (72 events)Click to expand
  1. 2026-04-27
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  2. 2026-04-20
    📄
    legacy
    other · AGREEMENT2
  3. 2026-04-15
    📄
    legacy
    accounts · PARENT_ACC
  4. 2026-04-15
    📄
    legacy
    other · GUARANTEE2
  5. 2025-04-09
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  6. 2025-04-09
    📄
    legacy
    accounts · PARENT_ACC
  7. 2025-04-09
    📄
    legacy
    other · GUARANTEE2
  8. 2025-04-09
    📄
    legacy
    other · AGREEMENT2
  9. 2024-04-19
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  10. 2024-04-19
    📄
    legacy
    accounts · PARENT_ACC
  11. 2024-04-12
    📄
    legacy
    other · AGREEMENT2
  12. 2024-04-05
    📄
    legacy
    other · GUARANTEE2
  13. 2024-04-05
    📄
    legacy
    other · GUARANTEE2
  14. 2023-04-24
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  15. 2023-04-24
    📄
    legacy
    accounts · PARENT_ACC
  16. 2023-04-24
    📄
    legacy
    other · AGREEMENT2
  17. 2023-04-24
    📄
    legacy
    other · GUARANTEE2
  18. 2023-04-06
    📄
    legacy
    accounts · PARENT_ACC
  19. 2023-04-06
    📄
    legacy
    other · AGREEMENT2
  20. 2022-04-04
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  21. 2022-04-04
    📄
    legacy
    accounts · PARENT_ACC
  22. 2021-06-01
    HUSKIE, Kevin John appointed
    director
  23. 2020-07-03
    🔓
    Charge satisfied #11
  24. 2020-07-03
    🔓
    Charge satisfied #1
  25. 2020-06-25
    🔒
    Charge registered #12
    Lender: Bibby Financial Services Limited as Security Trustee
  26. 2019-02-01
    🔓
    Charge satisfied #8
  27. 2019-01-31
    JAMIESON, Allan Edward appointed
    director
  28. 2019-01-31
    TURNER, Stephen George appointed
    director
  29. 2019-01-31
    RAFFERTY, Angelina appointed
    secretary
  30. 2019-01-31
    RAFFERTY, Angelina resigned
    secretary
  31. 2019-01-31
    RAFFERTY, James William appointed
    director
  32. 2019-01-31
    RAFFERTY, James William resigned
    director
  33. 2019-01-31
    RAFFERTY, James Gerard appointed
    director
  34. 2019-01-31
    RAFFERTY, James Gerard resigned
    director
  35. 2019-01-31
    RIDGWAY, Donald Thomas resigned
    director
  36. 2019-01-31
    RIDGWAY, Mark Edward resigned
    director
  37. 2019-01-31
    RIDGWAY, Maureen resigned
    director
  38. 2019-01-31
    SMITH, Neil Forbes resigned
    director
  39. 2019-01-31
    🔓
    Charge satisfied #9
  40. 2019-01-18
    HUGHES, Kim resigned
    secretary
  41. 2018-09-26
    HUGHES, Kim appointed
    secretary
  42. 2018-09-26
    LORNIE, John Derek resigned
    secretary
  43. 2018-09-26
    LORNIE, John Derek resigned
    director
  44. 2017-08-23
    🔓
    Charge satisfied #10
  45. 2017-03-31
    SMITH, Neil Forbes appointed
    director
  46. 2016-11-30
    🔒
    Charge registered #11
    Lender: Lloyds Bank Commercial Finance Limited
  47. 2016-10-04
    🔒
    Charge registered #10
    Lender: Bank of Scotland PLC
  48. 2013-10-31
    STEWART, Angus Lamont resigned
    director
  49. 2013-01-16
    MACPHERSON, David Laing resigned
    director
  50. 2012-04-06
    RIDGWAY, Maureen appointed
    director
Showing most recent 50 of 72 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondaryStable-but-static management: Company is 50 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Currie International Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Currie International Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
P.S.RIDGWAY LIMITED
This company · SC059996

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Currie International Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control31/01/2019
1 historic (ceased) PSC
  • Strathmuir Holdings Limitedceased 31/01/2019· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1976-05-11
Jurisdictionscotland
Primary SIC49410 — Freight transport by road

Registered office

C/O Currie International Holdings Limited
Edinburgh Road, Heathhall
Dumfries
Dumfriesshire
DG1 3NX
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-03-07
Last: 2026-02-21

Officers (3 active · 17 resigned)

HUSKIE, Kevin John
director · ~45y · appointed 2021-06-01
View their other companies + combined net worth →
Active
JAMIESON, Allan Edward
director · ~55y · appointed 2019-01-31
View their other companies + combined net worth →
Active
TURNER, Stephen George
director · ~59y · appointed 2019-01-31
View their other companies + combined net worth →
Active
HUGHES, Kim
secretary · appointed 2018-09-26 · resigned 2019-01-18
Resigned
LORNIE, John Derek
secretary · appointed 2005-12-31 · resigned 2018-09-26
Resigned
MCLAREN, Brian Alexander
secretary · resigned 2005-12-31
Resigned
RAFFERTY, Angelina
secretary · appointed 2019-01-31 · resigned 2019-01-31
Resigned
AITKEN, Sinclair
director · ~90y · resigned 2000-02-01
Resigned
LORNIE, John Derek
director · ~73y · appointed 2007-05-01 · resigned 2018-09-26
Resigned
MACPHERSON, David Laing
director · ~87y · appointed 2006-01-17 · resigned 2013-01-16
Resigned
MCLAREN, Brian Alexander
director · ~85y · resigned 2005-12-31
Resigned
RAFFERTY, James William
director · ~63y · appointed 2019-01-31 · resigned 2019-01-31
Resigned
RAFFERTY, James Gerard
director · ~39y · appointed 2019-01-31 · resigned 2019-01-31
Resigned
RIDGWAY, Donald Thomas
director · ~83y · resigned 2019-01-31
Resigned
RIDGWAY, Mark Edward
director · ~58y · appointed 2005-06-01 · resigned 2019-01-31
Resigned
RIDGWAY, Maureen
director · ~82y · appointed 2012-04-06 · resigned 2019-01-31
Resigned
RIDGWAY, Philip Sykes
director · ~86y · resigned 2004-09-27
Resigned
RIDGWAY, Sheila
director · ~85y · resigned 2005-06-01
Resigned
SMITH, Neil Forbes
director · ~63y · appointed 2017-03-31 · resigned 2019-01-31
Resigned
STEWART, Angus Lamont
director · ~60y · appointed 2005-06-01 · resigned 2013-10-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

10
Total charges
1
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
TypeProperties
outstanding
Bibby Financial Services
Bibby Financial Services Limited as Security Trustee
A registered charge1 property25/06/2020
satisfied
Lloyds Banking Group
Lloyds Bank Commercial Finance Limited
A registered charge30/11/201603/07/2020
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property04/10/201623/08/2017
satisfied
Aldermore
Aldermore Invoice Finance
Floating charge1 property12/03/201231/01/2019
satisfied
P S Ridgway Group
P S Ridgway Group Limited
Floating charge1 property05/01/200601/02/2019
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property24/07/199230/12/2002
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property24/02/198930/12/2002
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property12/05/198730/12/2002
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property18/10/198421/07/1986
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property31/08/197703/07/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (169 total)

accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-04-27
legacy
other · AGREEMENT2
2026-04-20
legacy
accounts · PARENT_ACC
2026-04-15
legacy
other · GUARANTEE2
2026-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-06
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-04-09
legacy
accounts · PARENT_ACC
2025-04-09
legacy
other · GUARANTEE2
2025-04-09
legacy
other · AGREEMENT2
2025-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-24
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-04-19
legacy
accounts · PARENT_ACC
2024-04-19
legacy
other · AGREEMENT2
2024-04-12
legacy
other · GUARANTEE2
2024-04-05
legacy
other · GUARANTEE2
2024-04-05