GARVALD EDINBURGH
- · Oldest live charge 44.5y old — refinance window within 12 months
Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 44.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 44.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 152 | 14900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 officers
- • 1 confirmation-statement
- • 1 officers
- • 1 accounts
Corporate timeline (125 events)Click to expand
- 2026-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-23➕SCHOFIELD, Anthony appointeddirector
- 2025-12-16📄accounts-with-accounts-type-fullaccounts · AA
- 2025-08-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-19➕CAMPBELL, Susan appointeddirector
- 2025-08-06➕RAJGOPAUL, Hannah Rosaleen appointeddirector
- 2025-08-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-05➖WALLEY, Robert Mclean resigneddirector
- 2025-05-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-10➕D'ATH, Callum Macdougall appointeddirector
- 2025-03-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-20➖MILLEN, Catherine Dianne, Dr resigneddirector
- 2025-02-20➖STEWART, Bob resigneddirector
- 2024-12-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-09📄accounts-with-accounts-type-fullaccounts · AA
- 2024-12-05➖NAUMANN, Laurie Martin resigneddirector
- 2024-12-05➖RITCHIE, Tiffany resigneddirector
- 2024-12-05➖SWIFT, Alan resigneddirector
- 2024-08-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-22➕BROWN, Lucy Jane appointeddirector
- 2024-08-22➕CAMPBELL, William Ross appointeddirector
- 2023-11-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-15📄accounts-with-accounts-type-fullaccounts · AA
- 2023-11-09➖MACLACHLAN, Graham William resigneddirector
- 2023-02-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-15➕GOODFELLOW, Bryan David appointeddirector
- 2022-12-12📄resolutionresolution · RESOLUTIONS
- 2022-12-05📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-12-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-29📄accounts-with-accounts-type-fullaccounts · AA
- 2022-11-28➖BENNET, Nicola resigneddirector
- 2022-05-31➖CLEMENSON, Lesley Anne resigneddirector
- 2022-02-17➕MILLEN, Catherine Dianne, Dr appointeddirector
- 2021-08-19➕RITCHIE, Tiffany appointeddirector
- 2021-07-01➖O'SULLIVAN, Anthony John, Doctor resigneddirector
- 2020-11-26➖SMITH, Marion resigneddirector
- 2020-10-22➖MCDONALD, Sandra Denise resigneddirector
- 2019-10-03➕HACKLAND, Alastair Forbes appointeddirector
- 2019-05-23➖CURRIE, David resigneddirector
- 2019-02-28➕CLEMENSON, Lesley Anne appointeddirector
- 2019-02-28➕STEWART, Bob appointeddirector
- 2018-06-28➕MCDONALD, Sandra Denise appointeddirector
- 2018-05-24➕MACLACHLAN, Graham William appointeddirector
- 2017-09-30➖SHERRATT, James Malarky resigneddirector
- 2017-06-13➕O'SULLIVAN, Anthony John, Doctor appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -8 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
Red flags
cleanRadial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| CLYDE STRENGTH LTD→ SC873978 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
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| ETHOS ELEVATE LTD→ SC818888 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FABS ONLINE STUDENT PREP LTD→ SC809094 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FAST FORWARD (POSITIVE LIFESTYLES) LIMITED→ SC134443 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| FETTES COLLEGE→ SC719759 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| FOREST SCHOOL TRAINING COLLABORATIVE LTD→ SC627264 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| FUTURE DIGITAL LITERACY (EDINBURGH) LIMITED→ SC680738 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GENERATION EDINBURGH CIC→ SC421759 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| GERMAN LESSONS EDINBURGH LIMITED→ SC837346 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GETOUT OUTDOOR LEARNING CIC→ SC816937 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GGIS (NETWORK) LTD→ SC405301 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (9 active · 53 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 23/10/1981 | 21/12/1992 |