CRINAN HOTEL (ARGYLL) LIMITED (THE)

🌳Matureactive

SC062240 · ltd · incorporated 1977-04-15

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Hotels and similar accommodation

Sector: Accommodation & food service

Investor take

Pursue

Active trading company with a 86-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 86). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 46.3y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 46.3 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

6 charges (6/6 with lender, 6/6 with type)

Directors & officers

9 officers (3 active, 9 linked, 7 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

1 connected companies via shared directors

Filing history

125 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-01-31	2024-01-31
Average employees	4300	4300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 officers

Last 90 days

filings

• 2 persons-with-significant-control
• 1 officers
• 1 confirmation-statement

Last 180 days

filings

• 2 persons-with-significant-control
• 1 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (36 events)Click to expand

2026-04-08
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2026-03-31
➖
VISTRA COMPANY SECRETARIES LIMITED resigned
corporate-secretary
2026-03-06
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-06
📄
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2025-10-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-05-13
➕
RYAN, Ross Peter Mcleish appointed
director
2019-10-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-04-05
📄
change-corporate-secretary-company-with-change-date
officers · CH04
2018-10-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-10-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2018-04-04
➖
RYAN, Nicholas Alan resigned
director
2017-10-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-08-16
📄
change-corporate-secretary-company-with-change-date
officers · CH04
2012-10-30
🔓
Charge satisfied #3
2009-07-09
➕
SMITH, Heather appointed
director
2008-04-28
➖
DILLON, Carolyn resigned
director
2008-03-14
➖
MACDONALD, Barbara resigned
director
2006-10-31
➖
RYAN, Frances Julia resigned
secretary
2006-10-31
➕
VISTRA COMPANY SECRETARIES LIMITED appointed
corporate-secretary
2001-09-13
➖
MACDONALD, Peter resigned
director
1995-01-27
🔒
Charge registered #9
Lender: The Governor and Company of the Bank of Scotland
1990-12-31
➕
MACDONALD, Peter appointed
director
1989-06-02
🔓
Charge satisfied #4
1989-05-27
🔒
Charge registered #7
Lender: The Governor and Company of the Bank of Scotland
1983-03-21
🔒
Charge registered #5
Lender: H.I.D.B
1982-06-14
🔒
Charge registered #4
Lender: Clydesdale Bank Public Limited Company
1980-11-11
🔒
Charge registered #3
Lender: The Highlands and Islands Development Board
1980-08-15
🔓
Charge satisfied #1
1980-01-11
🔒
Charge registered #1
Lender: Clydesdale Bank Public Limited Company
1977-04-15
🏢
Company incorporated
As CRINAN HOTEL (ARGYLL) LIMITED (THE)

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 86 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

83/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 17 years.
secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Ms Frances Julia Ryan Individual · British · DOB 10/1940 · age 86	50–75%	50–75%	50-75% shares · 50-75% voting · firm interest	31/12/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · PA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
DAVAAR ISLAND COTTAGES LIMITED→ SC777169 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
DE BUDDHA COMPANY LIMITED→ SC776323 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
DELANVALE LIMITED→ SC128203 · est 1990 · no financials extracted	—	—	—	—	35y	—	—
DOZY FOODS LTD→ SC499595 · est 2015 · no financials extracted	—	—	—	—	11y	—	—
DREGHORN EATERY LTD→ SC838087 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
DUNO BARZ LTD→ SC822322 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
EAST FULWOOD LTD→ SC856225 · est 2025 · no financials extracted	—	—	—	—	—	—	—
EAST KITCHEN LIMITED→ SC717391 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ELCIE’S CATERING LTD→ SC636186 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
EMAN GEE LTD→ SC777179 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ERSKINE PANTRY CIC→ SC856638 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ESKGLADE LIMITED→ SC404570 · est 2011 · no financials extracted	—	—	—	—	14y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1977-04-15

Jurisdictionscotland

Primary SIC55100 — Hotels and similar accommodation

Registered office

The Crinan Hotel

Crinan

Argyll

PA31 8SR

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2027-01-14

Last: 2025-12-31

Officers (3 active · 6 resigned)

RYAN, Frances Julia→

director · ~86y

View their other companies + combined net worth →

Active

RYAN, Ross Peter Mcleish→

director · ~52y · appointed 2020-05-13

View their other companies + combined net worth →

Active

SMITH, Heather→

director · ~80y · appointed 2009-07-09

View their other companies + combined net worth →

Active

RYAN, Frances Julia→

secretary · resigned 2006-10-31

Resigned

VISTRA COMPANY SECRETARIES LIMITED→

corporate-secretary · appointed 2006-10-31 · resigned 2026-03-31

Resigned

DILLON, Carolyn→

director · ~94y · resigned 2008-04-28

Resigned

MACDONALD, Barbara→

director · ~104y · resigned 2008-03-14

Resigned

MACDONALD, Peter→

director · ~110y · appointed 1990-12-31 · resigned 2001-09-13

Resigned

RYAN, Nicholas Alan→

director · ~85y · resigned 2018-04-04

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:6 of 6 shown

		Type	Properties
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	27/01/1995	—
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Bond & floating charge	1 property	27/05/1989	—
outstanding	H.I.D.B	Minute of variation	1 property	21/03/1983	—
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	14/06/1982	02/06/1989
satisfied	The Highlands and Islands Development Board	Standard security	1 property	11/11/1980	30/10/2012
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Inevocable mandate	1 property	11/01/1980	15/08/1980

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (125 total)

termination-secretary-company-with-name-termination-date

officers · TM02

2026-04-08

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC01

2026-03-06

withdrawal-of-a-person-with-significant-control-statement

persons-with-significant-control · PSC09

2026-03-06

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-02-17