A F SCOTT AND COMPANY LIMITED

📉Decliningactive

SC062684 · ltd · incorporated 1977-07-11

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

drifting distress · 6-months

Drifting toward distress — expect more negotiability in 3–6 months, but also more friction.

· Lifecycle stage drifting downward
· Currently "declining"

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Hotels and similar accommodation

Sector: Accommodation & food service

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 93). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 4 lenders · oldest 47.1y

25/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 47.1 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.
· Not currently profitable — coverage conversation is a harder sell.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

13 officers (8 active, 13 linked, 9 with DOB)

Ownership & PSC

3 active PSC(s) of 3 total, 3 with control declared

Director network

13 connected companies via shared directors

Filing history

162 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Loss-making

Loss before tax £5,558

Slipped into loss

Moved from profit to loss this year

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-04-30	2024-04-30
Profit before tax	£-5.6k	£391.5k
Average employees	68	6800

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 change-of-name
• 1 address

Counts from Companies House filing history.

Corporate timeline (50 events)Click to expand

2026-01-30
📄
accounts-with-accounts-type-full
accounts · AA
2026-01-23
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2025-12-23
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-25
🔓
Charge satisfied #5
2025-08-13
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-13
📄
change-person-director-company-with-change-date
officers · CH01
2025-08-13
📄
change-person-director-company-with-change-date
officers · CH01
2025-08-13
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-30
📄
accounts-with-accounts-type-full
accounts · AA
2024-10-15
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-11
🔒
Charge registered #7
Lender: Hsbc UK Bank PLC
2024-05-10
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-10
📄
change-person-director-company-with-change-date
officers · CH01
2024-01-31
📄
accounts-with-accounts-type-full
accounts · AA
2023-06-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-11
➖
SCOTT, Diana Winton resigned
director
2023-05-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-17
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-28
📄
accounts-with-accounts-type-full
accounts · AA
2022-01-28
📄
accounts-with-accounts-type-full
accounts · AA
2021-08-25
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-08-25
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-08-25
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2017-05-31
🔓
Charge satisfied #6
2013-02-01
➕
RYAN, Duncan Clayton appointed
director
2013-02-01
➕
SCOTT, Ashley appointed
director
2013-02-01
➕
SCOTT, Clare Owen appointed
director
2009-01-27
➖
BRECHIN TINDAL OATTS resigned
corporate-secretary
2006-04-28
➕
BRECHIN TINDAL OATTS appointed
corporate-secretary
2006-04-28
➖
LEDINGHAM CHALMERS LLP resigned
corporate-secretary
2000-09-27
➖
A & R ROBERTSON & BLACK WS resigned
corporate-secretary
2000-09-27
➕
LEDINGHAM CHALMERS LLP appointed
corporate-secretary
1999-11-18
➕
RYAN, Kirsten Margaret appointed
director
1999-11-18
➕
SCOTT, Craig Winton appointed
director
1999-11-18
➕
SCOTT, Ewan Charles appointed
director
1999-11-18
➕
SCOTT, Murray Arnold Ferrier appointed
director
1997-06-18
🔓
Charge satisfied #2
1997-06-13
🔒
Charge registered #6
Lender: Midland Bank PLC
1997-06-11
🔓
Charge satisfied #4
1997-02-13
🔓
Charge satisfied #3
1996-09-02
🔒
Charge registered #5
Lender: Midland Bank PLC
1996-03-26
🔓
Charge satisfied #1
1995-02-17
🔒
Charge registered #4
Lender: Clydesdale Bank Public Limited Company
1994-12-30
🔒
Charge registered #3
Lender: Clydesdale Bank Public Limited Company
1992-04-08
➖
POWRIE, Alexander James resigned
secretary
1992-04-08
➕
A & R ROBERTSON & BLACK WS appointed
corporate-secretary
1979-03-30
🔒
Charge registered #2
Lender: The Governor and Company of the Bank of Scotland
1979-03-30
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Scotland
1977-07-11
🏢
Company incorporated
As A F SCOTT AND COMPANY LIMITED

Owner dependency

88/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-8 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "SCOTT" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 93 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 93 years old. Natural succession window is now.
primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Name changed recently

medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2026-01-23: certificate-change-of-name-company

Shareholders & ownership

3 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Murray Arnold Ferrier Scott Individual · British · DOB 08/1967 · age 59	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mrs Kirsten Margaret Ryan Individual · British · DOB 07/1974 · age 52	25–50%	—	25-50% shares	06/04/2016
Mr Ewan Charles Scott Individual · British · DOB 02/1972 · age 54	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · PH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ET FOOD PERTHSHIRE LIMITED→ SC829290 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
EXPERT TOUCH LTD→ SC656063 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
FAITHS CAFE LIMITED→ SC858542 · est 2025 · no financials extracted	—	—	—	—	—	—	—
FEAST BITES LTD→ SC833395 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
FELIX MAX LIMITED→ SC682687 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
FIELDWALK LTD→ SC482728 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
FIELDWALK MANAGEMENT LTD→ SC557107 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
FOOD TANDOORI LTD→ SC881081 · est 2026 · no financials extracted	—	—	—	—	—	—	—
FORT WILLIAM LW LIMITED→ SC721992 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
FORTYFOUR (PERTH) LIMITED→ SC428562 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
FOXFIRE COFFEE LTD→ SC786990 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
FREEDOM HOTELS (MANAGEMENT) LIMITED→ SC466462 · est 2013 · no financials extracted	—	—	—	—	12y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1977-07-11

Jurisdictionscotland

Primary SIC55100 — Hotels and similar accommodation

Registered office

C/O Ardblair Sports Importers Limited

Yard Road

Blairgowrie

PH10 6NW

United Kingdom

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2026-06-28

Last: 2025-06-14