EXPERT TOUCH LTD
🏛️Establishedactive
SC656063 · ltd · incorporated 2020-03-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2024
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 64/100 (worth a look), bankability 37/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (38/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 2.5y
0/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.5 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-03-31 | 2023-03-31 |
|---|---|---|
| Average employees | 200 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
3
filings
- • 2 gazette
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 gazette
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-03-14📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-03-03📄gazette-notice-compulsorygazette · GAZ1
- 2025-06-11📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-06-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-27📄gazette-notice-compulsorygazette · GAZ1
- 2024-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-19🔒Charge registered #4Lender: Perth and Kinross Council
- 2024-04-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-26📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-03-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-20🔒Charge registered #3Lender: Scottish Growth Scheme Business Loans Scotland Debt Finance L.P., Acting by Its General Partner Bls Management Services Limited
- 2023-12-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-07🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2023-11-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-03🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2023-08-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-20➕LIGHTBODY, Hazel appointeddirector
- 2022-12-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-05-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-05-05📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-03-02🏢Company incorporatedAs EXPERT TOUCH LTD
- 2020-03-02➕LIGHTBODY, Alasdair Stewart appointeddirector
- 2020-03-02📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Accounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2025-12-31
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alasdair Stewart Lightbody Individual · British · DOB 12/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/03/2020 |
Mrs Hazel Lightbody Individual · British · DOB 11/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/03/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Hospitality · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LOCH RANNOCH HIGHLAND CLUB LTD→ SC640740 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LOCH SHIEL HOTEL (ACHARACLE) LIMITED→ SC448548 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| LOCHABER HOTELS LIMITED→ SC174427 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| M&A FOODS (PERTH) LIMITED→ SC824248 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MACLEOD ESTATES LTD→ SC658444 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| MAYCROFT RETREAT LIMITED→ SC663885 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| MIKE & LENA SINGER LTD→ SC408898 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| MORTON'S (PITLOCHRY) LTD→ SC470242 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| N1 MRN LTD→ SC853663 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| NAE LIMITS CAFE LTD→ SC777619 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| NEVIS GROUP B&B LIMITED→ SC708337 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| NEVIS RANGE DEVELOPMENT COMPANY LIMITED→ SC113211 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-03-02
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation
Registered office
The Alyth Hotel 6-8 Commercial Street
Alyth
Blairgowrie
PH11 8AF
Scotland
Filing status
Accounts
Next due: 2025-12-31OVERDUE
Last made up to: 2024-03-31
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01
Officers (2 active · 0 resigned)
LIGHTBODY, Alasdair Stewart→
Activedirector · ~51y · appointed 2020-03-02
View their other companies + combined net worth →
LIGHTBODY, Hazel→
Activedirector · ~42y · appointed 2023-08-20
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Perth and Kinross Council | A registered charge | 1 property | 19/04/2024 | — | |
| outstanding | Scottish Growth Scheme Business Loans Scotland Debt Finance L.P., Acting by Its General Partner Bls Management Services Scottish Growth Scheme Business Loans Scotland Debt Finance L.P., Acting by Its General Partner Bls Management Services Limited | A registered charge | — | 20/03/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 07/11/2023 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 03/11/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (24 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-31
gazette-filings-brought-up-to-date
gazette · DISS40
2026-03-14
gazette-notice-compulsory
gazette · GAZ1
2026-03-03
gazette-filings-brought-up-to-date
gazette · DISS40
2025-06-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-10
gazette-notice-compulsory
gazette · GAZ1
2025-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-02
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-03-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-14
accounts-with-accounts-type-dormant
accounts · AA
2023-12-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-03