LOCHABER HOTELS LIMITED

🌳Matureactive
SC174427 · ltd · incorporated 1997-04-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 29.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£1.75M
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 29.0y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 29.0 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
9 officers (2 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £1,751,109
Net assets shrinking
Down £168,889 YoY
Cash YoY
+4%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£283k
↑ 4.5% YoY
Net Worth
£1.8m
↓ 8.8% YoY
Current Assets
£426k
↓ 38% YoY
Current Liabilities
—
£0£384k£768k£1.2m£1.5m£1.9mApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30
Total assets£2.66M£2.89M
Current assets£425.6k£689.2k
Cash£282.8k£270.7k
Debtors£130.8k£406.5k
Net assets£1.75M£1.92M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
  1. 2025-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-10-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-04-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  6. 2022-01-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-08-24
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2021-07-10
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  9. 2021-06-29
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  10. 2020-09-22
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  11. 2020-09-22
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2020-09-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2020-09-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2020-09-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2020-09-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2020-09-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2020-09-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2020-09-14
    ➕
    PATEL, Kalpana Narendrakumar appointed
    director
  19. 2020-09-14
    ➕
    PATEL, Narendra appointed
    director
  20. 2020-09-14
    ➖
    LEITCH, Kathleen Hendry resigned
    director
  21. 2020-09-14
    ➖
    LEITCH, Stewart Macpherson resigned
    director
  22. 2020-09-14
    ➖
    MACTAVISH, Frances resigned
    director
  23. 2020-08-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2019-07-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  25. 2018-01-15
    🔓
    Charge satisfied #6
  26. 2015-10-30
    ➖
    MACDONALD, Brenda resigned
    secretary
  27. 2015-10-30
    ➖
    MACDONALD, Brenda resigned
    director
  28. 2013-10-16
    ➕
    MACTAVISH, Frances appointed
    director
  29. 2008-09-08
    ➕
    MACDONALD, Brenda appointed
    director
  30. 2006-10-06
    ➖
    MACDONALD, James Alexander resigned
    director
  31. 2004-07-12
    🔒
    Charge registered #8
    Lender: The Royal Bank of Scotland PLC
  32. 2004-06-26
    🔓
    Charge satisfied #3
  33. 2004-06-26
    🔓
    Charge satisfied #1
  34. 2004-06-25
    🔒
    Charge registered #7
    Lender: The Royal Bank of Scotland PLC
  35. 2001-01-25
    🔒
    Charge registered #6
    Lender: The Governor and Company of the Bank of Scotland
  36. 1997-05-26
    🔒
    Charge registered #3
    Lender: The Governor and Company of the Bank of Scotland
  37. 1997-05-12
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  38. 1997-04-14
    🏢
    Company incorporated
    As LOCHABER HOTELS LIMITED
  39. 1997-04-14
    ➕
    MACDONALD, Brenda appointed
    secretary
  40. 1997-04-14
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  41. 1997-04-14
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  42. 1997-04-14
    ➕
    LEITCH, Kathleen Hendry appointed
    director
  43. 1997-04-14
    ➕
    LEITCH, Stewart Macpherson appointed
    director
  44. 1997-04-14
    ➕
    MACDONALD, James Alexander appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Nk2n Hotels Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Nk2n Hotels Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
LOCHABER HOTELS LIMITED
This company · SC174427

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Nk2n Hotels Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting14/09/2020
1 historic (ceased) PSC
  • Mrs Kathleen Hendry Leitchceased 14/09/2020· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1997-04-14
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation

Registered office

The Moorings Hotel
Banavie
Fort William
PH33 7LY
Scotland

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-04-28
Last: 2025-04-14

Officers (2 active · 7 resigned)

PATEL, Kalpana Narendrakumar→
director · ~65y · appointed 2020-09-14
View their other companies + combined net worth →
Active
PATEL, Narendra→
director · ~68y · appointed 2020-09-14
View their other companies + combined net worth →
Active
MACDONALD, Brenda→
secretary · appointed 1997-04-14 · resigned 2015-10-30
Resigned
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 1997-04-14 · resigned 1997-04-14
Resigned
LEITCH, Kathleen Hendry→
director · ~79y · appointed 1997-04-14 · resigned 2020-09-14
Resigned
LEITCH, Stewart Macpherson→
director · ~78y · appointed 1997-04-14 · resigned 2020-09-14
Resigned
MACDONALD, Brenda→
director · ~73y · appointed 2008-09-08 · resigned 2015-10-30
Resigned
MACDONALD, James Alexander→
director · ~79y · appointed 1997-04-14 · resigned 2006-10-06
Resigned
MACTAVISH, Frances→
director · ~46y · appointed 2013-10-16 · resigned 2020-09-14
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
2
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property12/07/2004—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property25/06/2004—
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property25/01/200115/01/2018
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property26/05/199726/06/2004
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property12/05/199726/06/2004
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (90 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2022-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-20
gazette-filings-brought-up-to-date
gazette · DISS40
2021-08-24
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-23
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2021-07-10
gazette-notice-compulsory
gazette · GAZ1
2021-06-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2020-09-22