CAIRN HOTELS (BRIDGE OF ALLAN) LIMITED (THE)

🌳Matureactive
SC064846 · ltd · incorporated 1978-05-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Family succession underway — not a classic acquisition target.

Opportunity 77/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 4 lenders · oldest 45.6y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 45.6 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (4/5 with lender, 5/5 with type)
87
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
99 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2025-05-28
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-03-24
    HERON, Alastair William appointed
    director
  3. 2025-03-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2024-06-18
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2024-02-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2023-12-18
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2022-11-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2022-09-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2021-12-21
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2020-12-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2020-03-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2020-02-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2019-12-04
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  14. 2019-09-29
    HERON, Yvette resigned
    director
  15. 2018-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-12-20
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  17. 2017-01-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 1998-01-20
    🔓
    Charge satisfied #7
  19. 1998-01-20
    🔓
    Charge satisfied #6
  20. 1990-05-16
    🔒
    Charge registered #7
    Standard security
  21. 1985-12-23
    🔒
    Charge registered #6
    Lender: Scottish & Newcastle Breweries PLC
  22. 1983-12-22
    🔓
    Charge satisfied #2
  23. 1983-11-21
    🔓
    Charge satisfied #3
  24. 1982-04-22
    🔒
    Charge registered #3
    Lender: Clydesdale Bank Public Limited Company
  25. 1982-04-22
    🔒
    Charge registered #2
    Lender: Ind Coope Alloa Brewery Company Limited
  26. 1980-09-02
    🔒
    Charge registered #1
    Lender: Scottish & Newcastle Breweries LTD
  27. 1978-05-10
    🏢
    Company incorporated
    As CAIRN HOTELS (BRIDGE OF ALLAN) LIMITED (THE)

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 73 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

26/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — HERON, Alastair William (same surname) appointed 2025-03-24. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Maurice Heron
Individual · British · DOB 08/1953 · age 73
75100%
75-100% shares01/01/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1978-05-10
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

46 Kenilworth Road
Bridge Of Allan
Stirling
FK9 4RP
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-12
Last: 2026-01-29

Officers (3 active · 1 resigned)

HERON, Maurice
secretary
View their other companies + combined net worth →
Active
HERON, Alastair William
director · ~35y · appointed 2025-03-24
View their other companies + combined net worth →
Active
HERON, Maurice
director · ~73y
View their other companies + combined net worth →
Active
HERON, Yvette
director · ~102y · resigned 2019-09-29
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
Unknown
Standard security1 property16/05/199020/01/1998
satisfied
Scottish & Newcastle Breweries
Scottish & Newcastle Breweries PLC
Standard security1 property23/12/198520/01/1998
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property22/04/198221/11/1983
satisfied
Ind Coope Alloa Brewery Company
Ind Coope Alloa Brewery Company Limited
Standard security1 property22/04/198222/12/1983
outstanding
Scottish & Newcastle Breweries
Scottish & Newcastle Breweries LTD
Standard security1 property02/09/1980
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (99 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-11
accounts-with-accounts-type-dormant
accounts · AA
2025-05-28
appoint-person-director-company-with-name-date
officers · AP01
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-19
accounts-with-accounts-type-dormant
accounts · AA
2024-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-12
accounts-with-accounts-type-dormant
accounts · AA
2023-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-07
accounts-with-accounts-type-dormant
accounts · AA
2022-11-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-09-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-29
accounts-with-accounts-type-dormant
accounts · AA
2021-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-29
accounts-with-accounts-type-dormant
accounts · AA
2020-12-23