CALLANISH PROPERTIES LTD
Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 3 lenders · oldest 9.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
- • 2 mortgage
- • 2 mortgage
Corporate timeline (29 events)Click to expand
- 2026-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-26🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2026-03-26🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2025-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-31📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-08-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-27📄gazette-notice-compulsorygazette · GAZ1
- 2023-10-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-18📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-06-16📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2020-07-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-07-15📄resolutionresolution · RESOLUTIONS
- 2020-07-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-07-15📄change-person-director-company-with-change-dateofficers · CH01
- 2020-07-10➖CALLIS, Matthew resigneddirector
- 2017-12-01🔒Charge registered #3Lender: Aldermore Bank PLC
- 2017-11-29🔓Charge satisfied #1
- 2017-11-27🔒Charge registered #2Lender: Aldermore Bank PLC
- 2017-02-07🔒Charge registered #1Lender: Chater Court Financial Services Limited
- 2016-09-06🏢Company incorporatedAs CALLANISH PROPERTIES LTD
- 2016-09-06➕MACKENZIE, Fiona appointeddirector
- 2016-09-06➕CALLIS, Matthew appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Fiona Frances Mackenzie Individual · British · DOB 05/1974 · age 52 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/09/2016 |
1 historic (ceased) PSC
- Mr Matthew Callisceased 10/07/2020· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 26/03/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 26/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 3 properties | 01/12/2017 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 27/11/2017 | — | |
| satisfied | Chater Court Financial Services Chater Court Financial Services Limited | A registered charge | 1 property | 07/02/2017 | 29/11/2017 |