CAMERON INTERIORS LIMITED
Opportunity 83/100 (exceptional), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 45.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 45.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-30 | 2023-12-30 |
|---|---|---|
| Total assets | £317.8k | £298.3k |
| Current assets | £661.9k | £739.2k |
| Cash | £120.8k | £185.8k |
| Debtors | £394.1k | £398.4k |
| Net assets | £227.8k | £290.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
Corporate timeline (39 events)Click to expand
- 2026-01-30➖ROBESON, Ian resigneddirector
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-26➕DELANEY, Louise Katherine appointeddirector
- 2025-09-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-09-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-25📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-05-24📄gazette-notice-compulsorygazette · GAZ1
- 2022-05-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-12-15📄resolutionresolution · RESOLUTIONS
- 2020-09-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-18📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2019-09-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2015-09-01➕ROBESON, Ian appointeddirector
- 2015-09-01➕ROBESON, Ian appointeddirector
- 2013-06-28➕ROBESON, Ian appointedsecretary
- 2013-06-28➖MOONEY, Gerald resigneddirector
- 2011-09-30➖COWAN, Elaine resignedsecretary
- 2011-09-30➖COWAN, Elaine resigneddirector
- 2009-02-02➕MOONEY, Gerald appointeddirector
- 1997-08-31➖CAMERON, Leonard resigneddirector
- 1997-03-04➕ROBESON, Kirsten Karolina appointeddirector
- 1993-09-13🔒Charge registered #4Lender: The Governor and Company of the Bank of Scotland
- 1993-05-24🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 1992-10-09🔓Charge satisfied #2
- 1992-08-28➕COWAN, Elaine appointeddirector
- 1992-08-21➖ANGUS, Ian William resignedsecretary
- 1992-08-21➕COWAN, Elaine appointedsecretary
- 1992-08-21➖COLVIN, Alexander Lawrence resigneddirector
- 1992-08-21➖MACLEAN, Alastair Finlayson resigneddirector
- 1989-11-24🔓Charge satisfied #1
- 1989-04-05🔒Charge registered #2Lender: Tsb Bank Scotland PLC
- 1980-10-30🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1979-10-08🏢Company incorporatedAs CAMERON INTERIORS LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Kirsten Karolina Robeson Individual · British · DOB 06/1971 · age 55 | — | — | sig. influencesignificant influence | 29/08/2016 |
Mr Ian Glen Robeson Individual · British · DOB 12/1968 · age 58 | — | — | sig. influencesignificant influence | 29/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| OPTICAL EXPRESS (GYLE) LIMITED→ SC150432 · est 1994 | £10.52M £7.89M–£13.15M | — | — | 8300 | 32y | 85 | 58y |
| AFFORDABLE GOLF LTD.→ SC350505 · est 2008 | £3.72M £2.79M–£4.65M | — | — | 5300 | 17y | 87 | 63y |
| ABBEY CHEMISTS LTD→ SC323221 · est 2007 | — | — | — | 3900 | 19y | 83 | 67y |
| APPLE HEALTHCARE EDINBURGH LTD→ SC339804 · est 2008 | — | — | £478.1k | — | 18y | 83 | 58y |
| CATHERINE'S OF PARTICK LIMITED→ SC099085 · est 1986 | — | — | £1.48M | — | 40y | 83 | 78y |
| DUNCAN YACHT CHANDLERS LIMITED→ SC265044 · est 2004 | — | — | — | 500 | 22y | 83 | 60y |
| HELENSBURGH FLOORPLAN (1983) LIMITED→ SC083345 · est 1983 | — | — | — | 14 | 42y | 83 | 77y |
| HODGKINSON THE JEWELLERS LIMITED→ SC137641 · est 1992 | — | — | £34.3k | — | 34y | 83 | 64y |
| HUNTER FURNISHINGS LIMITED→ SC295684 · est 2006 | — | — | £846.0k | — | 20y | 83 | 84y |
| ITALIAN AROMA COFFEE LIMITED→ SC139395 · est 1992 | — | — | — | 11 | 33y | 83 | 59y |
| LOMO INDUSTRIES LTD.→ SC203510 · est 2000 | — | — | £1.18M | — | 26y | 83 | 58y |
| LOUD & CLEAR (EDINBURGH) LIMITED→ SC197065 · est 1999 | — | — | — | 8 | 26y | 83 | 61y |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 13/09/1993 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 24/05/1993 | — | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Bond & floating charge | 1 property | 05/04/1989 | 09/10/1992 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 30/10/1980 | 24/11/1989 |