OPTICAL EXPRESS (GYLE) LIMITED

🌳Matureactive
SC150432 · ltd · incorporated 1994-04-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: SIC 47782
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: conservative operator with exceptional profile and acceptable with review structure.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (60/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

6 live charges · 5 lenders · oldest 31.9y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 31.9 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
108 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £3,531,000

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-282023-12-30
Turnover£16.66M
Gross profit£13.87M
Operating profit£4.02M
Profit before tax£3.53M£4.00M
Average employees83007000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2025-09-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2024-11-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2024-09-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2023-10-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2023-06-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2022-10-05
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2021-10-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2021-10-04
    🔒
    Charge registered #7
    Lender: Barclays Bank PLC
  9. 2021-09-22
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2021-06-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2021-06-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2021-06-24
    🔓
    Charge satisfied #6
  13. 2021-06-24
    🔓
    Charge satisfied #5
  14. 2020-12-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2020-02-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2020-02-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2020-02-06
    HANNAN, Stephen James, Dr appointed
    director
  18. 2020-02-06
    FINLAYSON, June resigned
    director
  19. 2019-10-03
    📄
    accounts-with-accounts-type-full
    accounts · AA
  20. 2018-10-04
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2017-07-21
    📄
    accounts-with-accounts-type-full
    accounts · AA
  22. 2009-06-11
    🔒
    Charge registered #6
    Lender: Royal Bank of Scotland PLC
  23. 2008-05-29
    MEIN, Stewart appointed
    director
  24. 2008-05-29
    FINLAYSON, June appointed
    director
  25. 2007-05-10
    🔓
    Charge satisfied #4
  26. 2007-05-04
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  27. 2000-11-06
    🔓
    Charge satisfied #3
  28. 2000-11-06
    🔓
    Charge satisfied #1
  29. 2000-10-31
    🔒
    Charge registered #4
    Lender: The Governor and Company of the Bank of Scotland
  30. 1996-03-28
    🔒
    Charge registered #3
    Lender: Clydesdale Bank Public Limited Company
  31. 1994-06-23
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  32. 1994-04-22
    🏢
    Company incorporated
    As OPTICAL EXPRESS (GYLE) LIMITED
  33. 1994-04-22
    MURDOCH, Graeme Ramsay appointed
    secretary
  34. 1994-04-22
    MOULSDALE, David Charles appointed
    director
  35. 1994-04-22
    COMBINED SECRETARIAL SERVICES LIMITED appointed
    corporate-nominee-secretary
  36. 1994-04-22
    COMBINED SECRETARIAL SERVICES LIMITED resigned
    corporate-nominee-secretary
  37. 1994-04-22
    COMBINED NOMINEES LIMITED appointed
    corporate-nominee-director
  38. 1994-04-22
    COMBINED NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Lorena Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Lorena Investments Limited
Corporate parent · holds 75-100% shares
ultimate parent
OPTICAL EXPRESS (GYLE) LIMITED
This company · SC150432

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lorena Investments Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1994-04-22
Jurisdictionscotland
Primary SIC47782 — SIC 47782

Registered office

200 St. Vincent Street
Glasgow
G2 5SG
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-28
Confirmation statement
Next due: 2027-04-15
Last: 2026-04-01

Officers (4 active · 3 resigned)

MURDOCH, Graeme Ramsay
secretary · appointed 1994-04-22
View their other companies + combined net worth →
Active
HANNAN, Stephen James, Dr
director · ~47y · appointed 2020-02-06
View their other companies + combined net worth →
Active
MEIN, Stewart
director · ~55y · appointed 2008-05-29
View their other companies + combined net worth →
Active
MOULSDALE, David Charles
director · ~58y · appointed 1994-04-22
View their other companies + combined net worth →
Active
COMBINED SECRETARIAL SERVICES LIMITED
corporate-nominee-secretary · appointed 1994-04-22 · resigned 1994-04-22
Resigned
FINLAYSON, June
director · ~62y · appointed 2008-05-29 · resigned 2020-02-06
Resigned
COMBINED NOMINEES LIMITED
corporate-nominee-director · appointed 1994-04-22 · resigned 1994-04-22
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
1
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
A registered charge04/10/2021
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
Bond & floating charge1 property11/06/200924/06/2021
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Floating charge1 property04/05/200724/06/2021
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Floating charge1 property31/10/200010/05/2007
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property28/03/199606/11/2000
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property23/06/199406/11/2000
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (108 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-01
accounts-with-accounts-type-full
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-01
change-person-director-company-with-change-date
officers · CH01
2024-11-01
accounts-with-accounts-type-full
accounts · AA
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02
accounts-with-accounts-type-full
accounts · AA
2023-10-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-11
accounts-with-accounts-type-full
accounts · AA
2022-10-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-10-07
accounts-with-accounts-type-full
accounts · AA
2021-09-22
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-24
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-24