A D GRAHAM (FARMER) LIMITED
🌳Matureactive
SC069941 · ltd · incorporated 1979-11-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 46.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
Investor take
PursueActive trading company with a 63-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 46.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 46.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-08-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-12-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-10-02📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-08-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-12-05📄mortgage-create-with-deed-with-charge-numbermortgage · MR01
- 2013-12-03🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 1993-07-09🔓Charge satisfied #1
- 1993-05-25🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 1993-05-24➕GRAHAM, Eleanor Rae Dougal appointedsecretary
- 1993-05-24➕GRAHAM, Andrew Dalgleish appointeddirector
- 1993-05-24➕GRAHAM, Eleanor Rae Dougal appointeddirector
- 1993-05-24➖GRAHAM, Janet Gardner resignedsecretary
- 1993-05-24➖GRAHAM, George Anderson resigneddirector
- 1993-05-24➖GRAHAM, Janet Gardner resigneddirector
- 1993-05-24🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1980-02-05🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1979-11-12🏢Company incorporatedAs A D GRAHAM (FARMER) LIMITED
Owner dependency
99/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GRAHAM" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Dalgleish Graham Individual · British · DOB 01/1966 · age 60 | 50–75% | — | 50-75% shares | 06/04/2016 |
Mrs Eleanor Rae Dougal Graham Individual · British · DOB 05/1966 · age 60 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BARR FARMS LIMITED→ SC256406 · est 2003 | — | — | — | 1900 | 22y | 82 | 70y |
| CHRISTIE STEWART LTD→ SC174039 · est 1997 | — | — | £672.9k | — | 29y | 82 | 60y |
| COXHILL FARM LIMITED→ SC292962 · est 2005 | — | — | — | 0 | 20y | 82 | 68y |
| GSP FARMS LIMITED→ SC046588 · est 1969 · no financials extracted | — | — | — | — | 56y | 82 | 58y |
| JOHN CAMERON. (GRAZIER) LIMITED→ SC033835 · est 1959 | — | — | — | 200 | 67y | 82 | 74y |
| OGILVIE WOODLANDS LIMITED→ SC029404 · est 1953 · no financials extracted | — | — | — | — | 73y | — | — |
| R. MARSHALL FARMS LTD→ SC531139 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| RAW CUT STEMS LIMITED→ SC878284 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| RITCHIE PROPERTY LIMITED→ SC845840 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RMC1940 LTD→ SC558556 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ROBERTSONS TREE CARE LIMITED→ SC450548 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| SEAWEED FARMING SCOTLAND LIMITED→ SC644479 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1979-11-12
Jurisdictionscotland
Primary SIC01500 — SIC 01500
Registered office
West Drip Farm
Stirling
FK9 4UJ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-06
Last: 2025-09-22
Officers (3 active · 3 resigned)
GRAHAM, Eleanor Rae Dougal→
Activesecretary · appointed 1993-05-24
View their other companies + combined net worth →
GRAHAM, Andrew Dalgleish→
Activedirector · ~63y · appointed 1993-05-24
View their other companies + combined net worth →
GRAHAM, Eleanor Rae Dougal→
Activedirector · ~60y · appointed 1993-05-24
View their other companies + combined net worth →
GRAHAM, Janet Gardner→
Resignedsecretary · resigned 1993-05-24
GRAHAM, George Anderson→
Resigneddirector · ~103y · resigned 1993-05-24
GRAHAM, Janet Gardner→
Resigneddirector · ~92y · resigned 1993-05-24
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 03/12/2013 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 25/05/1993 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 24/05/1993 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/1980 | 09/07/1993 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (94 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-10-01