CHRISTIE STEWART LTD
- 55209Other holiday and other collective accommodation
- 68209Other letting and operating of own or leased real estate
- 90030Artistic creation
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 28.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 28.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £843.5k | £805.8k |
| Current assets | £383.6k | £572.7k |
| Cash | — | £465.0k |
| Debtors | — | £105.8k |
| Net assets | £672.9k | £805.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (32 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-14✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-02-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-21🔓Charge satisfied #1
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-10-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-09-26➖STEWART, Robert, Sir resigneddirector
- 2018-11-17➕STEWART, Sara Jane appointedsecretary
- 2018-11-17➖STEWART, Robert, Sir resignedsecretary
- 2018-11-17➖STEWART, Ann Grizel resigneddirector
- 2018-11-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-11-17📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2010-03-19➕STEWART, Sara Jane appointeddirector
- 1997-06-10🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1997-04-02🏢Company incorporatedAs CHRISTIE STEWART LTD
- 1997-04-02➕STEWART, Robert, Sir appointedsecretary
- 1997-04-02➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 1997-04-02➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 1997-04-02➕STEWART, Ann Grizel appointeddirector
- 1997-04-02➕STEWART, Robert, Sir appointeddirector
- 1997-04-02➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
- 1997-04-02➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "STEWART" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Sara Jane Stewart Individual · British · DOB 10/1966 · age 60 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 24/08/2017 |
2 historic (ceased) PSCs
- Sir Robert Stewartceased 26/09/2019· 50-75% shares
- Ann Grizel Stewartceased 24/08/2017· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A D GRAHAM (FARMER) LIMITED→ SC069941 · est 1979 | — | — | — | 200 | 46y | 82 | 63y |
| BARR FARMS LIMITED→ SC256406 · est 2003 | — | — | — | 1900 | 22y | 82 | 70y |
| COXHILL FARM LIMITED→ SC292962 · est 2005 | — | — | — | 0 | 20y | 82 | 68y |
| GSP FARMS LIMITED→ SC046588 · est 1969 · no financials extracted | — | — | — | — | 56y | 82 | 58y |
| JOHN CAMERON. (GRAZIER) LIMITED→ SC033835 · est 1959 | — | — | — | 200 | 67y | 82 | 74y |
| LAURENT BIENFAIT WOODLANDS SERVICES LIMITED→ SC360661 · est 2009 | — | — | £254.1k | — | 16y | 82 | 64y |
| LAXDALE FOODSERVICE LIMITED→ SC035377 · est 1960 | — | — | £1.80M | — | 65y | 82 | 89y |
| LINKSFIELD LAND DRAINAGE LIMITED→ SC177497 · est 1997 | — | — | — | 0 | 28y | 82 | 58y |
| OGILVIE WOODLANDS LIMITED→ SC029404 · est 1953 · no financials extracted | — | — | — | — | 73y | — | — |
| RITCHIE PROPERTY LIMITED→ SC845840 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RMC1940 LTD→ SC558556 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| SEAWEED FARMING SCOTLAND LIMITED→ SC644479 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 10/06/1997 | 21/12/2022 |