CALA HOMES LIMITED
🌳Matureactive
SC074857 · ltd · incorporated 1981-05-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
ALSO REGISTERED FOR
- 42990Construction of other civil engineering projects n.e.c.
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (65/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
9 live charges · 4 lenders · oldest 42.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 42.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
14 officers (3 active, 14 linked, 12 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
160 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
1
filing
- • 1 officers
Last 180 days
3
filings
- • 3 officers
Counts from Companies House filing history.
Corporate timeline (56 events)Click to expand
- 2026-04-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-23➖WHITAKER, Kevin resigneddirector
- 2026-02-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-15➕NICHOLSON, Thomas Marshall appointeddirector
- 2025-12-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-09-01➖STODDART, Neil John resigneddirector
- 2025-09-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-30➕RICE, Michael Daniel appointeddirector
- 2024-09-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-11-06📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2023-08-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-08-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-09-10📄accounts-with-accounts-type-smallaccounts · AA
- 2021-03-03📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-31📄accounts-with-accounts-type-fullaccounts · AA
- 2020-07-13📄memorandum-articlesincorporation · MA
- 2020-07-13📄resolutionresolution · RESOLUTIONS
- 2020-06-09📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2020-05-29📄resolutionresolution · RESOLUTIONS
- 2019-08-12📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2019-03-11🔓Charge satisfied #8
- 2019-03-11🔓Charge satisfied #7
- 2019-03-11🔓Charge satisfied #6
- 2019-03-11🔓Charge satisfied #5
- 2019-03-11🔓Charge satisfied #2
- 2018-10-31➖REID, John Graham Gunn resigneddirector
- 2018-08-01➕WHITAKER, Kevin appointeddirector
- 2018-07-10🔒Charge registered #9Lender: Bank of Scotland PLC as Security Trustee
- 2018-04-30➖BROWN, Alan Duke resigneddirector
- 2014-05-01🔓Charge satisfied #4
- 2014-05-01🔓Charge satisfied #3
- 2013-12-18🔒Charge registered #8Lender: Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01).
- 2013-12-18🔒Charge registered #7Lender: Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01).
- 2013-03-18🔒Charge registered #6Lender: Bank of Scotland PLC
- 2013-03-18🔒Charge registered #5Lender: Bank of Scotland PLC
- 2010-09-21🔓Charge satisfied #1
- 2010-06-29🔒Charge registered #4Lender: Bank of Scotland PLC
- 2009-12-21🔒Charge registered #3Lender: Bank of Scotland PLC
- 2009-12-21🔒Charge registered #2Lender: Bank of Scotland PLC
- 2009-12-16➕BROWN, Alan Duke appointeddirector
- 2009-06-16➖BALL, Geoffrey Arthur resigneddirector
- 2009-06-15➕STODDART, Neil John appointeddirector
- 2006-04-01➕LEDGE SERVICES LIMITED appointedcorporate-secretary
- 2006-04-01➖LEDINGHAM CHALMERS LLP resignedcorporate-secretary
- 2002-04-15➕REID, John Graham Gunn appointeddirector
- 2002-04-05➖DICK, Robert John Westwater resigneddirector
- 1995-12-29➖KELLEY, Anthony John resigneddirector
- 1995-05-24➕DICK, Robert John Westwater appointeddirector
Showing most recent 50 of 56 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: STODDART, Neil John resigned 2025-09-01; WHITAKER, Kevin resigned 2026-04-23
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Cala Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Cala Limited
Corporate parent · holds 75-100% shares · board control
⬇
CALA HOMES LIMITED
This company · SC074857
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cala Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SEIVWRIGHT BROTHERS LIMITED→ SC234623 · est 2002 | £8.04M £5.74M–£10.33M | — | — | 73 | 23y | 87 | 76y |
| HUTCHEON SERVICES LIMITED→ SC071884 · est 1980 | £3.47M £2.48M–£4.46M | — | — | 17200 | 45y | 84 | 61y |
| M.T.M.CONSTRUCTION LIMITED→ SC056163 · est 1974 | £2.93M £2.10M–£3.77M | — | — | 5200 | 51y | 87 | 76y |
| THISTLE WINDOWS & CONSERVATORIES LIMITED→ SC159622 · est 1995 | £1.28M £917.3k–£1.65M | — | — | 119 | 30y | 84 | 65y |
| SKENE ENTERPRISES (ABERDEEN) LIMITED→ SC072886 · est 1980 | £910.0k £650.0k–£1.17M | — | — | 105 | 45y | 83 | 87y |
| AJC CONSTRUCTION SCOTLAND LIMITED→ SC216542 · est 2001 | — | — | — | 2700 | 25y | 83 | 60y |
| AM CAMPBELL (UK) LTD.→ SC212573 · est 2000 | — | — | £72.9k | — | 25y | 83 | 63y |
| LADYSBRIDGE VILLAGE LIMITED→ SC262049 · est 2004 | — | — | — | 0 | 22y | 83 | 75y |
| SPARK'S MECHANICAL SERVICES LIMITED→ SC102458 · est 1986 | — | — | £3.06M | — | 39y | 83 | 59y |
| T & M SLATING LTD.→ SC251627 · est 2003 | — | — | — | 9 | 22y | 83 | 59y |
| WHITEHILLS DEVELOPMENT CO. LTD.→ SC216307 · est 2001 | — | — | £49.1k | — | 25y | 83 | 75y |
| A & B BUCHAN LIMITED→ SC375607 · est 2010 | — | — | £945.4k | — | 16y | 82 | 62y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1981-05-19
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings
Registered office
Johnstone House
52-54 Rose Street
Aberdeen
AB10 1HA
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-23
Last: 2025-11-09
Officers (3 active · 11 resigned)
LEDGE SERVICES LIMITED→
Activecorporate-secretary · appointed 2006-04-01
View their other companies + combined net worth →
NICHOLSON, Thomas Marshall→
Activedirector · ~61y · appointed 2025-12-15
View their other companies + combined net worth →
RICE, Michael Daniel→
Activedirector · ~43y · appointed 2025-06-30
View their other companies + combined net worth →
LEDINGHAM CHALMERS LLP→
Resignedcorporate-secretary · appointed 1988-11-09 · resigned 2006-04-01
BALL, Geoffrey Arthur→
Resigneddirector · ~83y · resigned 2009-06-16
BROWN, Alan Duke→
Resigneddirector · ~66y · appointed 2009-12-16 · resigned 2018-04-30
DICK, Robert John Westwater→
Resigneddirector · ~71y · appointed 1995-05-24 · resigned 2002-04-05
HANNA, Ronald George→
Resigneddirector · ~84y · resigned 1992-01-31
KELLEY, Anthony John→
Resigneddirector · ~82y · resigned 1995-12-29
REID, John Graham Gunn→
Resigneddirector · ~62y · appointed 2002-04-15 · resigned 2018-10-31
RIDLEY, Derek James→
Resigneddirector · ~78y · resigned 1993-09-30
ROSIER, Stephen James→
Resigneddirector · ~71y · resigned 1991-12-28
STODDART, Neil John→
Resigneddirector · ~57y · appointed 2009-06-15 · resigned 2025-09-01
WHITAKER, Kevin→
Resigneddirector · ~57y · appointed 2018-08-01 · resigned 2026-04-23
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
1
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC as Security Trustee | A registered charge | 1 property | 10/07/2018 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 18/12/2013 | 11/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 18/12/2013 | 11/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | English deed of confirmation | 1 property | 18/03/2013 | 11/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Scottish deed of confirmation | 1 property | 18/03/2013 | 11/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 29/06/2010 | 01/05/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 21/12/2009 | 01/05/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Bond & floating charge | 1 property | 21/12/2009 | 11/03/2019 | |
| satisfied | The British Linen Bank | Standard security | 2 properties | 19/01/1984 | 21/09/2010 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (160 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-27
appoint-person-director-company-with-name-date
officers · AP01
2026-02-11
change-person-director-company-with-change-date
officers · CH01
2025-12-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-11
accounts-with-accounts-type-dormant
accounts · AA
2025-09-03
termination-director-company-with-name-termination-date
officers · TM01
2025-09-01
appoint-person-director-company-with-name-date
officers · AP01
2025-08-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-13
accounts-with-accounts-type-dormant
accounts · AA
2024-09-04
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-09
change-corporate-secretary-company-with-change-date
officers · CH04
2023-11-06
accounts-with-accounts-type-dormant
accounts · AA
2023-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-10
accounts-with-accounts-type-dormant
accounts · AA
2022-08-30
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-09