J.G. BARRACK FINANCE COMPANY LIMITED

🌳Matureactive

SC085140 · ltd · incorporated 1983-10-21

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

79/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 78-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

10 officers (5 active, 10 linked, 6 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

22 connected companies via shared directors

Filing history

128 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (28 events)Click to expand

2025-09-09
📄
capital-allotment-shares
capital · SH01
2025-09-02
📄
memorandum-articles
incorporation · MA
2025-09-02
📄
resolution
resolution · RESOLUTIONS
2025-07-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-10-01
➕
HESLOP, Stuart appointed
director
2022-07-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-20
➕
MIDDLETON, Gordon Ian appointed
secretary
2021-10-20
➖
BRYCE, Pamela Jane resigned
secretary
2021-10-20
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2021-10-20
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2021-07-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-07-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-07-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-08-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2014-10-03
➕
ANDERSON, Robert David appointed
director
2014-10-03
➕
MIDDLETON, Gordon Ian appointed
director
2014-10-03
➖
BARRACK, Elspeth Adela resigned
director
2014-10-03
➖
BARRACK SNR, James Grieve resigned
director
2010-11-01
➕
BRYCE, Pamela Jane appointed
secretary
2010-11-01
➖
BRODIES SECRETARIAL SERVICES LIMITED resigned
corporate-secretary
2006-10-24
➖
BARRACK, Elspeth Adela resigned
secretary
2006-10-24
➕
BRODIES SECRETARIAL SERVICES LIMITED appointed
corporate-secretary
1983-10-21
🏢
Company incorporated
As J.G. BARRACK FINANCE COMPANY LIMITED
1983-10-21
➕
BARRACK SNR, James Grieve appointed
director

Owner dependency

70/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "BARRACK" — strong identity link between founder and business.
+Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

75/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
secondaryStable-but-static management: Company is 43 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr James Grieve Barrack Individual · British · DOB 09/1967 · age 59	—	—	sig. influencesignificant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · AB postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MILLER & CO. INVESTMENT MANAGEMENT LIMITED→ SC143600 · est 1993	£363.6k £264.4k–£462.7k	—	—	4	33y	85	61y
PROFESSIONAL FINANCIAL PLANNERS LIMITED→ SC327610 · est 2007	—	—	£2.38M	—	18y	83	69y
WEALTHWAY LIMITED→ SC207478 · est 2000	—	—	—	300	25y	83	63y
ADVANCED FINANCIAL PLANNING SCOTLAND LIMITED→ SC387177 · est 2010	—	—	—	1100	15y	82	72y
ATHOLL SCOTT FINANCIAL SERVICES LIMITED→ SC108824 · est 1988	—	—	£233.4k	—	38y	82	59y
OPTIMA FINANCIAL SERVICES LTD.→ SC202196 · est 1999	—	—	£134.3k	—	26y	82	69y
ATLAS FINANCIAL CONSULTING LIMITED→ SC217926 · est 2001	—	—	£37.9k	—	25y	81	64y
FUTURA INVESTMENTS LIMITED→ SC181954 · est 1998	—	—	—	—	28y	81	61y
J M TAYLOR FINANCIAL SERVICES LIMITED→ SC352131 · est 2008	—	—	£1.83M	—	17y	81	68y
JAMES AND GEORGE COLLIE FINANCIAL MANAGEMENT LIMITED→ SC253171 · est 2003	—	—	£11.1k	—	22y	81	68y
LOSSIEMOUTH FISHERMEN'S BENEVOLENT ASSOCIATION LIMITED→ SC185887 · est 1998	—	—	£77.0k	—	27y	81	81y
SEED FUND (CARRY PARTNER) GENERAL PARTNER LIMITED→ SC318560 · est 2007 · no financials extracted	—	—	—	—	19y	81	71y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1983-10-21

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

62 Queen's Road

Aberdeen

AB15 4YE

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-12-04

Last: 2025-11-20