MCINTOSH ASSET MANAGEMENT LIMITED
- · Oldest live charge 41.7y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (78/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 41.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 41.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 2 confirmation-statement
Corporate timeline (19 events)Click to expand
- 2025-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-27📄capital-allotment-sharescapital · SH01
- 2023-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-07-30🔓Charge satisfied #3
- 2019-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-02-12🔓Charge satisfied #2
- 2018-07-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-05-11🔒Charge registered #3Lender: Bank of Scotland PLC
- 2012-02-01🔒Charge registered #2Lender: Bank of Scotland PLC
- 1984-08-02🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1984-02-27🏢Company incorporatedAs MCINTOSH ASSET MANAGEMENT LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MCINTOSH" — strong identity link between founder and business.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ian Anderson Mcintosh Individual · United Kingdom · DOB 07/1947 · age 79 | — | — | sig. influencesignificant influence | 01/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PEACEHILL FARMING LIMITED→ SC144826 · est 1993 | £3.65M £2.81M–£4.50M | £13.06M | — | 5700 | 32y | 84 | 76y |
| ANGUS GROWERS LIMITED→ SC234071 · est 2002 | — | — | — | 1500 | 23y | 83 | 80y |
| COOKSTON FARMS→ SC036246 · est 1961 · no financials extracted | — | — | — | — | 65y | 83 | 73y |
| CRAIGOWL FARMS LTD.→ SC327648 · est 2007 | — | — | — | 2500 | 18y | 83 | 62y |
| CRUIVIE AND BRIGHOUSE LIMITED→ SC055296 · est 1974 | — | — | — | 400 | 52y | 83 | 89y |
| ETHIEBARNS FARMING COMPANY→ SC052695 · est 1973 | — | — | — | 1100 | 53y | 83 | 71y |
| R. & W. WHITTON LIMITED→ SC027167 · est 1949 | — | — | — | 200 | 76y | 83 | 71y |
| SOILESSENTIALS LIMITED→ SC203822 · est 2000 | — | — | £1.16M | — | 26y | 83 | 65y |
| STRATHMORE POTATOES LIMITED→ SC288865 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| TEALING PADDOCK LTD→ SC825886 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| THE SHADY DEER VILLAGE LTD→ SC676986 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| TIMBER TREE SURGERY LTD→ SC728412 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 11/05/2012 | 30/07/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 01/02/2012 | 12/02/2019 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 02/08/1984 | — |