CHAP HOMES LIMITED

💤Zombieactive
SC086897 · ltd · incorporated 1984-02-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£100
book net assets
Opportunity
73/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

11 live charges · 3 lenders · oldest 41.2y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 41.2 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
20 officers (1 active, 20 linked, 13 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
149 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £100

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£100
~ YoY
Current Assets
£100
~ YoY
Current Liabilities
—
£0£20£40£60£80£100Sept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Total assets£100£100
Current assets£100£100
Net assets£100£100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 address
Last 180 days
1
filing
  • • 1 address
Counts from Companies House filing history.
Corporate timeline (71 events)Click to expand
  1. 2026-03-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-06-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-06-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-05-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-05-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-10-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2020-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2019-12-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2019-12-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2019-11-01
    ➕
    CRAIGIE, Hugh appointed
    director
  11. 2019-11-01
    ➖
    THOMSON, Douglas Neil resigned
    director
  12. 2019-07-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-06-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2017-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2015-12-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2015-11-20
    ➖
    CLOW, Allan James resigned
    secretary
  17. 2015-11-20
    ➖
    CLOW, Allan James resigned
    director
  18. 2015-11-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2015-11-20
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  20. 2015-02-06
    ➖
    DOIG, Iain Macrae resigned
    director
  21. 2014-09-30
    🔓
    Charge satisfied #10
  22. 2014-09-30
    🔓
    Charge satisfied #9
  23. 2014-09-30
    🔓
    Charge satisfied #8
  24. 2014-09-30
    🔓
    Charge satisfied #7
  25. 2014-09-30
    🔓
    Charge satisfied #6
  26. 2014-09-30
    🔓
    Charge satisfied #4
  27. 2014-09-29
    ➖
    BURR, William Stanley resigned
    director
  28. 2014-09-29
    🔒
    Charge registered #11
    Lender: Santander UK PLC (As Security Trustee for Each Santander Group Member)
  29. 2014-04-21
    ➕
    DOIG, Iain Macrae appointed
    director
  30. 2014-04-18
    ➖
    PATERSON, Neil resigned
    director
  31. 2013-12-02
    ➕
    CLOW, Allan James appointed
    secretary
  32. 2013-12-02
    ➖
    PRESSLIE, Paul Allan Smith resigned
    secretary
  33. 2013-12-02
    ➕
    CLOW, Allan James appointed
    director
  34. 2013-08-19
    ➖
    KINGHORN, Graeme resigned
    director
  35. 2012-12-31
    ➕
    THOMSON, Douglas Neil appointed
    director
  36. 2012-10-03
    ➖
    CRAIGIE, Alasdair Shaw resigned
    director
  37. 2010-06-08
    ➖
    DAVIDSON, Michael John resigned
    director
  38. 2009-08-04
    🔓
    Charge satisfied #5
  39. 2009-04-03
    🔒
    Charge registered #10
    Lender: Clydesdale Bank PLC
  40. 2008-11-14
    🔒
    Charge registered #9
    Lender: Clydesdale Bank PLC
  41. 2008-07-10
    🔒
    Charge registered #8
    Lender: Clydesdale Bank PLC
  42. 2008-02-27
    ➕
    KINGHORN, Graeme appointed
    director
  43. 2008-01-16
    🔓
    Charge satisfied #3
  44. 2007-06-27
    🔒
    Charge registered #7
    Lender: Clydesdale Bank Public Limited Company
  45. 2006-08-03
    🔒
    Charge registered #6
    Lender: Clydesdale Bank Public Limited Company
  46. 2006-02-21
    🔒
    Charge registered #5
    Lender: Clydesdale Bank Public Limited Company
  47. 2005-06-07
    🔒
    Charge registered #4
    Lender: Clydesdale Bank Public Limited Company
  48. 2005-02-01
    ➕
    PRESSLIE, Paul Allan Smith appointed
    secretary
  49. 2005-02-01
    ➖
    RITCHIE, Michael John resigned
    secretary
  50. 2005-02-01
    ➕
    BURR, William Stanley appointed
    director
Showing most recent 50 of 71 events

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Chap (Holdings) Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Chap (Holdings) Ltd
Corporate parent · holds 75-100% shares
ultimate parent
⬇
CHAP HOMES LIMITED
This company · SC086897

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Chap (Holdings) Ltd
Corporate entity
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · AB postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CRUICKSHANKS JOINERY LTD.→
SC413611 · est 2011 · no financials extracted
————14y——
CUNNINGHAM PLASTERING LTD→
SC357878 · est 2009 · no financials extracted
————17y——
CW ACCESS LTD→
SC851313 · est 2025 · no financials extracted
———————
CWW ELECTRICAL LTD→
SC517313 · est 2015 · no financials extracted
————10y——
D A GAULD PROPERTIES LIMITED→
SC383532 · est 2010 · no financials extracted
————15y——
D COWIE PLUMBING & HEATING LTD→
SC727927 · est 2022 · no financials extracted
————4y——
DAMION M BROOKS BUILDERS LTD→
SC869861 · est 2025 · no financials extracted
———————
DANDARA ABERDEEN LIMITED→
SC655665 · est 2020 · no financials extracted
————6y——
DAVID A. GORDON JOINERY LIMITED→
SC511464 · est 2015 · no financials extracted
————10y——
DAVID COWE LIMITED→
SC285815 · est 2005 · no financials extracted
————20y——
DAVIDSONS MARINE & INDUSTRIAL PAINTERS LTD.→
SC245245 · est 2003 · no financials extracted
————23y——
DAWSON ENERGY LIMITED→
SC264677 · est 2004 · no financials extracted
————22y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1984-02-28
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings

Registered office

Pavilion 2 Prospect Road
Arnhall Business Park
Westhill
Aberdeenshire
AB32 6FE
Scotland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-10-15
Last: 2025-10-01

Officers (1 active · 19 resigned)

CRAIGIE, Hugh→
director · ~51y · appointed 2019-11-01
View their other companies + combined net worth →
Active
CLOW, Allan James→
secretary · appointed 2013-12-02 · resigned 2015-11-20
Resigned
MUTCH, Charles→
secretary · appointed 1991-08-30 · resigned 1999-12-31
Resigned
PHILIP, Charles Ian→
secretary · resigned 1991-08-30
Resigned
PRESSLIE, Paul Allan Smith→
secretary · appointed 2005-02-01 · resigned 2013-12-02
Resigned
RITCHIE, Michael John→
secretary · appointed 1999-12-31 · resigned 2005-02-01
Resigned
ANDERSON, Francis Arnot→
director · resigned 1990-09-19
Resigned
BURR, William Stanley→
director · ~76y · appointed 2005-02-01 · resigned 2014-09-29
Resigned
CLOW, Allan James→
director · ~57y · appointed 2013-12-02 · resigned 2015-11-20
Resigned
CRABBE, Anthony Frank→
director · ~80y · appointed 1990-01-01 · resigned 2005-02-01
Resigned
CRAIGIE, Alasdair Shaw→
director · ~83y · resigned 2012-10-03
Resigned
DAVIDSON, Michael John→
director · ~68y · appointed 2005-02-01 · resigned 2010-06-08
Resigned
DOIG, Iain Macrae→
director · ~61y · appointed 2014-04-21 · resigned 2015-02-06
Resigned
HARPER, William John→
director · resigned 1991-09-11
Resigned
KINGHORN, Graeme→
director · ~66y · appointed 2008-02-27 · resigned 2013-08-19
Resigned
NICOL, William Harley Meakin→
director · ~84y · appointed 1990-01-01 · resigned 2005-02-01
Resigned
PATERSON, Neil→
director · ~65y · appointed 2005-02-01 · resigned 2014-04-18
Resigned
PHILIP, Charles Ian→
director · ~88y · resigned 2002-10-16
Resigned
RITCHIE, Michael John→
director · ~80y · appointed 1990-01-01 · resigned 2005-02-01
Resigned
THOMSON, Douglas Neil→
director · ~64y · appointed 2012-12-31 · resigned 2019-11-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

11
Total charges
1
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
TypeProperties
outstanding
Santander
Santander UK PLC (As Security Trustee for Each Santander Group Member)
A registered charge—29/09/2014—
satisfied
Virgin Money
Clydesdale Bank PLC
Standard security1 property03/04/200930/09/2014
satisfied
Virgin Money
Clydesdale Bank PLC
Standard security1 property14/11/200830/09/2014
satisfied
Virgin Money
Clydesdale Bank PLC
Standard security1 property10/07/200830/09/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property27/06/200730/09/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property03/08/200630/09/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property21/02/200604/08/2009
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property07/06/200530/09/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property28/01/200516/01/2008
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property20/11/198529/06/1993
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property11/02/198525/01/1988
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (149 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-13
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-14
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-08
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-29
termination-director-company-with-name-termination-date
officers · TM01
2019-12-13
appoint-person-director-company-with-name-date
officers · AP01
2019-12-13