SANUS MOOR LIMITED
🌳Matureactive
SC093032 · ltd · incorporated 1985-04-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£214.9k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Special-situation opportunityDistressed property with salvageable qualities — special-situations priority.
Opportunity 70/100 (strong), bankability 57/100. Strong seller-intent signal (75/100, director aged 59). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 40.4y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 40.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
107 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
56
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £214,913
Net assets shrinking
Down £32,098 YoY
Cash draining
Cash down 97% YoY
Cash YoY
-97%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£593
↓ 97% YoY
Net Worth
£215k
↓ 13% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-30 | 2024-01-30 |
|---|---|---|
| Cash | £593 | £19.5k |
| Net assets | £214.9k | £247.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2025-07-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-17🔓Charge satisfied #5
- 2023-10-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-01-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-20📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2007-04-30🔓Charge satisfied #1
- 2004-01-31➖COUTTS, Fay Christine resigneddirector
- 2001-12-17🔒Charge registered #5Lender: The Governor and Company of the Bank of Scotland
- 1999-07-20🔓Charge satisfied #2
- 1999-06-23🔒Charge registered #4Lender: Arthur Edward Coutts & Fay Christine Coutts
- 1999-06-19➕TAYLOR, Jennifer Anne appointeddirector
- 1999-06-19➕TAYLOR, Neil Alexander appointeddirector
- 1999-06-19➖COUTTS, Arthur Edward resigneddirector
- 1994-01-15➕TAYLOR, Jennifer Anne appointedsecretary
- 1994-01-01➖DEAN THOMSON & CO resignedcorporate-secretary
- 1988-11-07🔓Charge satisfied #3
- 1986-01-03🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1985-12-02🔒Charge registered #3Lender: Alistair Leslie Smillie and Another
- 1985-12-02🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1985-04-25🏢Company incorporatedAs SANUS MOOR LIMITED
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
71/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med · 1 lowConfirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-18
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jennifer Anne Taylor Individual · British · DOB 01/1970 · age 56 | 50–75% | — | 50-75% shares | 06/04/2016 |
Mr Neil Alexander Taylor Individual · British · DOB 03/1967 · age 59 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Active · Property · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SARIAN PROPERTY LTD→ SC823824 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SCOT LAND AND HOMES LTD→ SC808882 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SHARIS INVESTMENT LTD→ SC739878 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| STUARTS COTTAGES LTD→ SC868383 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUMMER SKYE PROPERTY LTD→ SC844498 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| T3AS PROPERTY LIMITED→ SC767629 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| TOPPO PROPERTIES LTD→ SC770410 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| TORRIESTON PROPERTY LTD→ SC607602 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| TRAMAR PROPERTY LTD→ SC683583 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| TRB ALEXANDRIA LANE LIMITED→ SC693986 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| UIG COMMUNITY TRUST→ SC193439 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| UNITE PROPERTIES (SCOTLAND) LIMITED→ SC308088 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1985-04-25
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
5 Grant Street
Elgin
IV30 1PH
Scotland
Filing status
Accounts
Next due: 2026-10-30
Last made up to: 2025-01-30
Confirmation statement
Next due: 2026-04-18OVERDUE
Last: 2025-04-04
Officers (3 active · 3 resigned)
TAYLOR, Jennifer Anne→
Activesecretary · appointed 1994-01-15
View their other companies + combined net worth →
TAYLOR, Jennifer Anne→
Activedirector · ~56y · appointed 1999-06-19
View their other companies + combined net worth →
TAYLOR, Neil Alexander→
Activedirector · ~59y · appointed 1999-06-19
View their other companies + combined net worth →
DEAN THOMSON & CO→
Resignedcorporate-secretary · resigned 1994-01-01
COUTTS, Arthur Edward→
Resigneddirector · ~82y · resigned 1999-06-19
COUTTS, Fay Christine→
Resigneddirector · ~81y · resigned 2004-01-31
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 17/12/2001 | 17/10/2023 | |
| outstanding | NatWest Group Arthur Edward Coutts & Fay Christine Coutts | Standard security | 1 property | 23/06/1999 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 03/01/1986 | 20/07/1999 | |
| satisfied | Alistair Leslie Smillie and Another | Standard security | 1 property | 02/12/1985 | 07/11/1988 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 02/12/1985 | 30/04/2007 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (107 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-20
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-08