LLOYDS BANKING GROUP PLC

🌳Matureactive

SC095000 · plc · incorporated 1985-10-21

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

78/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Activities of financial services holding companies

Sector: Financial & insurance

Investor take

Pursue

Asset-holding vehicle with a 67-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: low (52/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

100 officers (11 active, 100 linked, 89 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

19 connected companies via shared directors

Filing history

4533 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 25 capital

Last 90 days

filings

• 25 capital

Last 180 days

filings

• 25 capital

Counts from Companies House filing history.

Corporate timeline (194 events)Click to expand

2026-04-24
📄
capital-cancellation-shares
capital · SH06
2026-04-23
📄
capital-return-purchase-own-shares
capital · SH03
2026-04-22
📄
capital-cancellation-shares
capital · SH06
2026-04-22
📄
capital-cancellation-shares
capital · SH06
2026-04-22
📄
capital-cancellation-shares
capital · SH06
2026-04-22
📄
capital-allotment-shares
capital · SH01
2026-04-22
📄
capital-cancellation-shares
capital · SH06
2026-04-21
📄
capital-cancellation-shares
capital · SH06
2026-04-21
📄
capital-cancellation-shares
capital · SH06
2026-04-21
📄
capital-cancellation-shares
capital · SH06
2026-04-21
📄
capital-cancellation-shares
capital · SH06
2026-04-20
📄
capital-allotment-shares
capital · SH01
2026-04-17
📄
capital-allotment-shares
capital · SH01
2026-04-17
📄
capital-return-purchase-own-shares
capital · SH03
2026-04-16
📄
capital-cancellation-shares
capital · SH06
2026-04-16
📄
capital-cancellation-shares
capital · SH06
2026-04-16
📄
capital-cancellation-shares
capital · SH06
2026-04-16
📄
capital-cancellation-shares
capital · SH06
2026-04-16
📄
capital-cancellation-shares
capital · SH06
2026-04-15
📄
capital-cancellation-shares
capital · SH06
2026-04-15
📄
capital-cancellation-shares
capital · SH06
2026-04-14
📄
capital-allotment-shares
capital · SH01
2026-04-14
📄
capital-cancellation-shares
capital · SH06
2026-04-10
📄
capital-cancellation-shares
capital · SH06
2026-04-10
📄
capital-cancellation-shares
capital · SH06
2025-06-16
➕
VOGELZANG, Chris appointed
director
2024-08-01
➕
BOSTOCK, Nathan Mark appointed
director
2024-05-16
➖
DICKINSON, Alan Peter resigned
director
2024-05-16
➖
LUPTON, Lord (James Roger Crompton) resigned
director
2022-11-01
➕
TURNER, Catherine Lucy appointed
director
2021-11-01
➕
MEHTA, Harmeen appointed
director
2021-08-16
➕
NUNN, Charles Alan appointed
director
2021-04-30
➖
HORTA-OSÓRIO, António Mota De Sousa, Mr. resigned
director
2021-01-01
➖
BLACKWELL, Lord (Norman Roy) resigned
director
2020-10-01
➕
BUDENBERG, Robin Francis appointed
director
2020-09-30
➖
HENRY, Simon Peter resigned
director
2020-09-18
➖
COLOMBÁS CALAFAT, Juan resigned
director
2020-05-21
➖
FREW, Anita Margaret resigned
director
2020-03-01
➕
WOODS, Catherine Marie appointed
director
2019-12-01
➕
LEGG, Sarah Catherine appointed
director
2019-08-01
➕
CHALMERS, William Leon David appointed
director
2019-08-01
➖
CULMER, Mark George resigned
director
2019-07-01
➕
CHEETHAM, Catharine Lucy appointed
secretary
2019-06-30
➖
WOOD, Malcolm James resigned
secretary
2018-12-31
➖
MCWHINNEY, Deborah Doyle resigned
director
2018-10-01
➕
MACKENZIE, Amanda Felicity appointed
director
2017-06-01
➕
LUPTON, Lord (James Roger Crompton) appointed
director
2017-05-10
➖
LUFF, Nicholas Lawrence resigned
director
2016-05-11
➖
JOHN, Dyfrig Dafydd Joseff resigned
director
2015-12-01
➕
MCWHINNEY, Deborah Doyle appointed
director

Showing most recent 50 of 194 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-10 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Holding company · EH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
FERNVIEW LIMITED→ SC200051 · est 1999 · no financials extracted	—	—	—	—	26y	—	—
FHW HOLDINGS LIMITED→ SC655355 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
FIRSTMINUTE CAPITAL IV HOLDCO 2 LTD→ SC873131 · est 2025 · no financials extracted	—	—	—	—	—	—	—
FLANNELLY HOLDINGS LIMITED→ SC548054 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
FM INTERNATIONAL HOLDINGS LIMITED→ SC590004 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
FORBES BR HOLDINGS LTD→ SC880777 · est 2026 · no financials extracted	—	—	—	—	—	—	—
FORBES SIMMERS LIMITED→ SC016168 · est 1930 · no financials extracted	—	—	—	—	95y	—	—
FORTHSIDE LIMITED→ SC284828 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
FOUR BROTHERS EDIN LIMITED→ SC842999 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
FRASER MADDOX GROUP LIMITED→ SC866511 · est 2025 · no financials extracted	—	—	—	—	—	—	—
FREDRICK HOLDINGS LIMITED→ SC828254 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
FREE CHURCH OF SCOTLAND PENSION SCHEME TRUSTEES LIMITED→ SC316511 · est 2007 · no financials extracted	—	—	—	—	19y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeplc

Incorporated1985-10-21

Jurisdictionscotland

Primary SIC64205 — Activities of financial services holding companies

Registered office

The Mound

Edinburgh

EH1 1YZ

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2026-05-20

Last: 2025-05-06