MACKAYS GARAGE LIMITED

🌳Matureactive

SC098319 · ltd · incorporated 1986-04-09

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

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Turnover

—

year to Nov 2024

Net worth

£1.60M

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Retail sale of automotive fuel in specialised stores

Sector: Wholesale & retail

Investor take

Pursue

Asset-holding vehicle with a 86-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 86). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (3 active, 4 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

95 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £1,598,996

Cash YoY

-15%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£370k

↓ 15% YoY

Net Worth

£1.6m

↑ 3.7% YoY

Current Assets

£372k

↓ 15% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-11-30	2023-11-30
Total assets	£1.66M	£1.60M
Current assets	£372.5k	£436.2k
Cash	£370.5k	£433.4k
Debtors	£17	£812
Net assets	£1.60M	£1.54M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (19 events)Click to expand

2025-08-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-08-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-08-23
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2017-07-06
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2016-08-24
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-06-28
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-08-28
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-07-13
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-09-02
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-07-22
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
1997-05-12
➕
MACKAY, Joan Suzanne Margaret appointed
director
1997-05-12
➖
MACKAY, George Alexander Mcbeth resigned
director
1986-04-09
🏢
Company incorporated
As MACKAYS GARAGE LIMITED

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "MACKAY" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 86 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr George Arbach Mackay Individual · British · DOB 05/1940 · age 86	75–100%	75–100%	75-100% shares · 75-100% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1986-04-09

Jurisdictionscotland

Primary SIC47300 — Retail sale of automotive fuel in specialised stores

Registered office

Main Street

Castletown

Caithness

KW14 8TU

Filing status

Accounts

Next due: 2026-08-31

Last made up to: 2024-11-30

Confirmation statement

Next due: 2026-07-12

Last: 2025-06-28

Officers (3 active · 1 resigned)

MACKAY, George Arbach→

secretary

View their other companies + combined net worth →

Active

MACKAY, George Arbach→

director · ~86y

View their other companies + combined net worth →

Active

MACKAY, Joan Suzanne Margaret→

director · ~69y · appointed 1997-05-12

View their other companies + combined net worth →

Active

MACKAY, George Alexander Mcbeth→

director · ~111y · resigned 1997-05-12

Resigned

Click a director name to see their full track record across all companies.