T. & N. GILMARTIN (CONTRACTORS) LIMITED
- · Oldest live charge 34.4y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (60/100, director aged 59). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (78/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 34.4y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 34.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Profit before tax | £1.52M | £1.21M |
| Average employees | 85 | 9400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (32 events)Click to expand
- 2026-01-27📄accounts-with-accounts-type-fullaccounts · AA
- 2025-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-29➕HOPE, Raymond appointeddirector
- 2025-01-31📄accounts-with-accounts-type-fullaccounts · AA
- 2024-06-21📄capital-name-of-class-of-sharescapital · SH08
- 2024-06-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-31📄memorandum-articlesincorporation · MA
- 2024-05-31📄resolutionresolution · RESOLUTIONS
- 2024-05-15➕MERCER, Scott John appointeddirector
- 2024-05-15➕REILLY, Peter Joseph appointeddirector
- 2024-01-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-31📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-fullaccounts · AA
- 2021-01-20📄accounts-with-accounts-type-fullaccounts · AA
- 2019-12-31📄accounts-with-accounts-type-fullaccounts · AA
- 2019-02-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-01-24📄accounts-with-accounts-type-fullaccounts · AA
- 2018-01-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-01-27🔓Charge satisfied #2
- 2017-04-30➖GILMARTIN, Patricia Grace resignedsecretary
- 2017-04-30➖GILMARTIN, Patricia Grace resigneddirector
- 2017-04-30➖GILMARTIN, Thomas Joseph resigneddirector
- 2016-12-05➕MCELHINNEY, Philip John appointeddirector
- 2015-02-19🔒Charge registered #2Lender: A & J Stephen Limited
- 2014-04-18➖STEWART, James resigneddirector
- 2002-11-12🔓Charge satisfied #1
- 2000-08-04➕MCELHINNEY, Donna Marie appointeddirector
- 1992-09-04➕GILMARTIN, Patricia Grace appointeddirector
- 1991-12-27🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1987-07-20🏢Company incorporatedAs T. & N. GILMARTIN (CONTRACTORS) LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
T. & N. Gilmartin Trading Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
T. & N. Gilmartin Trading Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mr Philip John Mcelhinneyceased 01/05/2017· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | A & J Stephen A & J Stephen Limited | A registered charge | 1 property | 19/02/2015 | 27/01/2018 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 27/12/1991 | 12/11/2002 |