JOHN CLARK (PROPERTIES) LIMITED

🌳Matureactive
SC106596 · ltd · incorporated 1987-09-11
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 79-year-old founder — textbook succession opportunity.

Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 79). Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

21 live charges · 5 lenders · oldest 10.3y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 10.3 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 45/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
21 charges (21/21 with lender, 21/21 with type)
90
Directors & officers
22 officers (4 active, 22 linked, 19 with DOB)
87
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
168 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (85 events)Click to expand
  1. 2025-10-23
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2025-10-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-10-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-07-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2024-09-06
    📄
    accounts-with-accounts-type-small
    accounts · AA
  6. 2024-01-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2024-01-03
    MITCHELL, Keith John appointed
    director
  8. 2023-08-10
    📄
    accounts-with-accounts-type-small
    accounts · AA
  9. 2022-10-05
    📄
    accounts-with-accounts-type-small
    accounts · AA
  10. 2022-04-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2022-03-31
    MURRAY, John Kenneth resigned
    director
  12. 2021-09-30
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  13. 2021-09-30
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  14. 2021-09-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2021-09-21
    🔒
    Charge registered #21
    Lender: Volkswagen Bank Gmbh, Trading as Volkswagen Bank United Kingdom Branch
  16. 2021-08-10
    📄
    accounts-with-accounts-type-small
    accounts · AA
  17. 2021-03-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2021-03-08
    🔒
    Charge registered #20
    Lender: Bank of Scotland PLC
  19. 2021-01-08
    📄
    accounts-with-accounts-type-small
    accounts · AA
  20. 2020-08-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2020-08-01
    🔒
    Charge registered #19
    Lender: Bank of Scotland PLC
  22. 2020-05-01
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  23. 2020-05-01
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  24. 2020-04-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2020-04-27
    🔒
    Charge registered #18
    Lender: Bmw Financial Services (GB) Limited
  26. 2020-01-20
    🔒
    Charge registered #17
    Lender: Bank of Scotland PLC
  27. 2020-01-13
    🔒
    Charge registered #16
    Lender: Bank of Scotland PLC
  28. 2018-01-31
    IRELAND, Kenneth Benjamin resigned
    director
  29. 2017-05-21
    CLARK, Deidre Victoria Anne resigned
    director
  30. 2016-06-28
    MCINTOSH, Alan appointed
    secretary
  31. 2016-06-28
    CLARK, Deirdre Victoria Anne resigned
    secretary
  32. 2016-06-28
    HENDERSON, Ian resigned
    director
  33. 2016-06-28
    IRELAND, Kenneth Benjamin appointed
    director
  34. 2016-03-30
    🔓
    Charge satisfied #3
  35. 2016-03-24
    🔒
    Charge registered #15
    Lender: Bank of Scotland PLC
  36. 2016-03-09
    🔒
    Charge registered #14
    Lender: Volkswagen Bank Gmbh
  37. 2016-03-09
    🔒
    Charge registered #13
    Lender: Volkswagon Financial Services (UK) Limited
  38. 2016-03-03
    🔓
    Charge satisfied #6
  39. 2016-03-01
    🔓
    Charge satisfied #5
  40. 2016-02-29
    🔓
    Charge satisfied #7
  41. 2016-02-29
    🔓
    Charge satisfied #4
  42. 2016-02-29
    🔓
    Charge satisfied #2
  43. 2016-02-26
    🔒
    Charge registered #11
    Lender: Bank of Scotland PLC
  44. 2016-02-24
    🔒
    Charge registered #10
    Lender: Bank of Scotland PLC
  45. 2016-02-19
    🔒
    Charge registered #9
    Lender: Bank of Scotland PLC
  46. 2016-02-18
    🔒
    Charge registered #8
    Lender: Bank of Scotland PLC
  47. 2016-02-16
    🔒
    Charge registered #12
    Lender: Bank of Scotland PLC
  48. 2016-02-06
    🔒
    Charge registered #7
    Lender: Bank of Scotland PLC
  49. 2016-02-06
    🔒
    Charge registered #6
    Lender: Bank of Scotland PLC
  50. 2016-02-06
    🔒
    Charge registered #5
    Lender: Bank of Scotland PLC
Showing most recent 50 of 85 events

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "CLARK" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 79 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

15 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

John Clark (Holdings) Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
John Clark (Holdings) Ltd
Corporate parent · holds 75-100% shares
ultimate parent
JOHN CLARK (PROPERTIES) LIMITED
This company · SC106596

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

3 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
John Clark (Holdings) Ltd
Corporate entity
75100%
75-100% shares23/07/2017
Mr Christopher Jon Clark
Individual · British · DOB 05/1976 · age 50
sig. influencesignificant influence02/04/2025
Mr John Hunter Somerville Clark
Individual · British · DOB 07/1947 · age 79
sig. influencesignificant influence28/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1987-09-11
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Alliance Centre Greenwell Road
East Tullos Industrial Estate
Aberdeen
AB12 3AX

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-02
Last: 2025-07-19

Officers (4 active · 18 resigned)

MCINTOSH, Alan
secretary · appointed 2016-06-28
View their other companies + combined net worth →
Active
CLARK, Christopher Jon
director · ~50y · appointed 2013-01-01
View their other companies + combined net worth →
Active
CLARK, John Hunter Somerville
director · ~79y
View their other companies + combined net worth →
Active
MITCHELL, Keith John
director · ~47y · appointed 2024-01-03
View their other companies + combined net worth →
Active
CLARK, Deirdre Victoria Anne
secretary · appointed 1996-12-19 · resigned 2016-06-28
Resigned
PAULL & WILLIAMSONS
corporate-secretary · resigned 1996-12-19
Resigned
ALEXANDER, George
director · ~79y · appointed 1998-09-01 · resigned 2000-08-31
Resigned
CHESSOR, John Clinton
director · ~73y · appointed 1997-02-01 · resigned 2015-10-05
Resigned
CLARK, Deidre Victoria Anne
director · ~80y · appointed 1997-02-01 · resigned 2017-05-21
Resigned
COCKER, Kenneth
director · ~67y · appointed 1998-09-01 · resigned 2003-10-03
Resigned
DOWNIE, John Ian
director · ~75y · appointed 1997-02-01 · resigned 2015-06-30
Resigned
HENDERSON, Ian
director · ~71y · appointed 1997-02-01 · resigned 2016-06-28
Resigned
HENRY, Gordon
director · ~72y · appointed 1998-09-01 · resigned 1999-12-07
Resigned
HERON, Christopher Bayford
director · ~80y · appointed 1997-02-01 · resigned 2007-06-30
Resigned
IRELAND, Kenneth Benjamin
director · ~58y · appointed 2016-06-28 · resigned 2018-01-31
Resigned
JAGGARD, Colin Arthur
director · ~82y · appointed 1997-09-30 · resigned 1998-08-31
Resigned
MCMAHON, Hugh Patrick
director · ~68y · appointed 1997-02-01 · resigned 1998-03-31
Resigned
MILLER, Stuart Empleton
director · ~75y · appointed 1997-02-01 · resigned 1997-12-31
Resigned
MURRAY, John Kenneth
director · ~75y · appointed 2015-10-05 · resigned 2022-03-31
Resigned
NOBLE, Andrew
director · ~79y · appointed 1997-02-01 · resigned 2007-06-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

21
Total charges
15
Outstanding
5
Active lenders
Status:Lender:21 of 21 shown
TypeProperties
outstanding
Volkswagen Bank Gmbh, Trading as Volkswagen Bank United Kingdom Branch
A registered charge1 property21/09/2021
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property08/03/2021
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge2 properties01/08/2020
outstanding
Bmw Financial Services (GB)
Bmw Financial Services (GB) Limited
A registered charge1 property27/04/2020
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property20/01/2020
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge13/01/2020
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property24/03/2016
outstanding
Volkswagen Bank Gmbh
A registered charge1 property09/03/2016
outstanding
Volkswagon Financial Services (UK)
Volkswagon Financial Services (UK) Limited
A registered charge1 property09/03/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property26/02/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property24/02/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property19/02/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property18/02/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property16/02/2016
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property06/02/201629/02/2016
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property06/02/201603/03/2016
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property06/02/201601/03/2016
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property06/02/201629/02/2016
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property05/02/201630/03/2016
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property05/02/201629/02/2016
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge29/01/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (168 total)

accounts-with-accounts-type-small
accounts · AA
2025-10-23
change-person-director-company-with-change-date
officers · CH01
2025-10-09
change-person-director-company-with-change-date
officers · CH01
2025-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-31
accounts-with-accounts-type-small
accounts · AA
2024-09-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-01
appoint-person-director-company-with-name-date
officers · AP01
2024-01-17
accounts-with-accounts-type-small
accounts · AA
2023-08-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-small
accounts · AA
2022-10-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-01
termination-director-company-with-name-termination-date
officers · TM01
2022-04-06
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-09-30
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-09-30