CRAIG-EN-GOYNE CARE COMPANY LIMITED

🌳Matureactive

SC109710 · ltd · incorporated 1988-03-09

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 36.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Aug 2024

Net worth

£1.94M

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Residential nursing care activities

Sector: Human health & social work

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 78/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

6 live charges · 2 lenders · oldest 36.7y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 36.7 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

6 charges (6/6 with lender, 6/6 with type)

Directors & officers

19 officers (8 active, 19 linked, 15 with DOB)

Ownership & PSC

1 active PSC(s) of 4 total, 4 with control declared

Director network

4 connected companies via shared directors

Filing history

147 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £1,941,110

Key financials

1 year extracted from filed iXBRL accounts

Cash

£147k

Net Worth

£1.9m

Current Assets

£238k

Current Liabilities

—

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-08-31
Total assets	£2.05M
Current assets	£237.5k
Cash	£146.9k
Debtors	£90.6k
Net assets	£1.94M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (53 events)Click to expand

2025-05-30
📄
accounts-with-accounts-type-small
accounts · AA
2024-06-05
📄
accounts-with-accounts-type-small
accounts · AA
2024-02-06
📄
accounts-with-accounts-type-small
accounts · AA
2023-12-19
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-07-01
📄
memorandum-articles
incorporation · MA
2022-07-01
📄
resolution
resolution · RESOLUTIONS
2022-06-23
➕
BEATON, Kate appointed
director
2022-06-23
➕
BEATON, Ruth appointed
director
2022-06-23
➕
KILMURRAY, Kim appointed
director
2022-06-23
➕
ROBERTSON, Emily appointed
director
2022-01-27
📄
accounts-with-accounts-type-small
accounts · AA
2021-05-19
📄
accounts-with-accounts-type-small
accounts · AA
2020-09-04
📄
accounts-with-accounts-type-small
accounts · AA
2019-05-29
📄
accounts-with-accounts-type-small
accounts · AA
2018-09-20
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2018-09-20
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2017-05-31
➕
BEATON, John Duncan appointed
director
2017-05-31
➕
BEATON, Varrie Alexandra appointed
director
2017-05-31
➕
KILMURRAY, Maria appointed
director
2017-05-31
➕
KILMURRAY, Martin Paul appointed
director
2017-05-31
➖
GILES, Stephen Robert resigned
secretary
2017-05-31
➖
GILES, Stephen Robert resigned
director
2017-05-31
➖
YOUNG, Moira resigned
director
2017-05-15
🔒
Charge registered #6
Lender: The Royal Bank of Scotland PLC
2011-08-01
➖
DAVIDSON, Brian resigned
director
2007-12-21
🔓
Charge satisfied #3
2007-12-21
🔓
Charge satisfied #2
2007-12-21
🔓
Charge satisfied #1
2007-07-23
🔒
Charge registered #5
Lender: The Royal Bank of Scotland PLC
2007-03-12
🔒
Charge registered #4
Lender: The Royal Bank of Scotland PLC
2006-01-12
➕
GILES, Stephen Robert appointed
secretary
2006-01-12
➖
MCCRONE, Margaret resigned
secretary
2006-01-12
➕
DAVIDSON, Brian appointed
director
2006-01-12
➕
GILES, Stephen Robert appointed
director
2006-01-12
➖
MCCRONE, Margaret resigned
director
2006-01-12
➖
STEPHENS, Doreen resigned
director
2006-01-12
➕
YOUNG, Moira appointed
director
1997-10-31
➖
GABRIEL, Steele resigned
secretary
1997-10-31
➕
MCCRONE, Margaret appointed
secretary
1997-10-31
➖
GILBERT, Grant Young resigned
director
1997-10-31
➕
MCCRONE, Margaret appointed
director
1997-10-31
➕
STEPHENS, Doreen appointed
director
1997-10-31
➖
STRANG, Alexander Sharp resigned
director
1997-10-31
🔒
Charge registered #3
Lender: The Governor and Company of the Bank of Scotland
1997-02-03
➖
CRILLEY, Stephen Joseph resigned
secretary
1997-02-03
➕
GABRIEL, Steele appointed
secretary

Showing most recent 50 of 53 events

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-8 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 70 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

30/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

primaryFamily succession underway: Not a takeover target — KILMURRAY, Kim (same surname) appointed 2022-06-23. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Chipfuse Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Chipfuse Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

CRAIG-EN-GOYNE CARE COMPANY LIMITED

This company · SC109710

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Chipfuse Limited Corporate entity	75–100%	—	75-100% shares	06/04/2016

3 historic (ceased) PSCs

Third Life Care Limitedceased 31/05/2017· 75-100% shares
Mr Stephen Robert Gilesceased 31/05/2017· 50-75% shares
Mrs Moira Mitchell Youngceased 31/05/2017· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Healthcare & medical · G postcode area

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KANTOP LIMITED→ SC408181 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
KBETT REPORTS LTD→ SC787810 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
KJL ORTHOPAEDICS LTD→ SC760603 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
LIBERIAUXILIUM LIMITED→ SC749749 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
LIFELONG SMILES LTD→ SC490491 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
LITTLE FLOWER CARE PVT LTD→ SC599993 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
LITTLE HANDS NURSERY (CONDORRAT) LIMITED→ SC807802 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
LITTLE KICKERS NURSERY LTD→ SC845847 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1988-03-09

Jurisdictionscotland

Primary SIC87100 — Residential nursing care activities

Registered office

6th Floor Gordon Chambers

90 Mitchell Street

Glasgow

Lanarkshire

G1 3NQ

United Kingdom

Filing status

Accounts

Next due: 2026-05-31

Last made up to: 2024-08-31

Confirmation statement

Next due: 2026-10-09

Last: 2025-09-25