LITTLEINCH LIMITED
🌳Matureactive
SC111248 · ltd · incorporated 1988-05-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£703.8k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Residential care activities for the elderly and disabled
Sector: Human health & social work
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 78/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 11 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
26 live charges · 11 lenders · oldest 36.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 36.4 years old — likely at or near maturity.
- · 11 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
26 charges (26/26 with lender, 26/26 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 7 with DOB)
88
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
152 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £703,796
Net assets shrinking
Down £130,405 YoY
Cash YoY
+13%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£281k
↑ 13% YoY
Net Worth
£704k
↓ 16% YoY
Current Assets
£376k
↑ 28% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £943.0k | £1.07M |
| Current assets | £376.3k | £293.6k |
| Cash | £280.9k | £248.3k |
| Debtors | £95.3k | £45.4k |
| Net assets | £703.8k | £834.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (81 events)Click to expand
- 2025-06-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-08🔒Charge registered #27Lender: Together Commercial Finance Limited
- 2022-07-08🔒Charge registered #26Lender: Together Commercial Finance Limited
- 2022-06-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-06-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-06-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-06-29🔒Charge registered #25Lender: Together Commercial Finance Limited
- 2022-06-29🔓Charge satisfied #23
- 2022-06-29🔓Charge satisfied #22
- 2022-06-29🔓Charge satisfied #24
- 2022-03-31➕WATSON, Andrew Irvine appointeddirector
- 2022-03-31➕WATSON, Christine appointeddirector
- 2022-03-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-06🔒Charge registered #23Lender: Henslow Trading Limited (Registered Number 08703770)
- 2021-07-06🔒Charge registered #22Lender: Henslow Trading Limited (Registered Number 08703770)
- 2021-07-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-05🔓Charge satisfied #21
- 2021-07-05🔓Charge satisfied #20
- 2021-07-05🔓Charge satisfied #19
- 2021-07-02🔒Charge registered #24Lender: Henslow Trading Limited (Rn 08703770) as Security Trustee for the Finance Parties (as Defined in the Instrument).
- 2021-06-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2020-07-29➖WATSON, Christine resignedsecretary
- 2020-07-29➖WATSON, Christine resigneddirector
- 2017-04-07➖MACDONALD, Margaret resigneddirector
- 2014-06-05🔒Charge registered #21Lender: Barclays Bank PLC
- 2014-06-05🔒Charge registered #20Lender: Barclays Bank PLC
- 2014-06-05🔓Charge satisfied #18
- 2014-06-05🔓Charge satisfied #17
- 2014-06-05🔓Charge satisfied #16
- 2014-04-16🔒Charge registered #19Lender: Barclays Bank PLC
- 2011-12-09🔓Charge satisfied #15
- 2011-12-09🔓Charge satisfied #14
- 2011-12-09🔓Charge satisfied #13
- 2011-12-05🔒Charge registered #18Lender: Clydesdale Bank PLC
- 2011-12-05🔒Charge registered #17Lender: Clydesdale Bank PLC
- 2011-09-19🔒Charge registered #16Lender: Clydesdale Bank PLC
Showing most recent 50 of 81 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 75 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — WATSON, Andrew Irvine (same surname) appointed 2022-03-31. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Athow-Watson Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Athow-Watson Limited
Corporate parent · holds 75-100% shares
⬇
LITTLEINCH LIMITED
This company · SC111248
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Athow-Watson Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
2 historic (ceased) PSCs
- Mrs Christine Watsonceased 29/07/2020· 25-50% shares · 25-50% voting
- Mr Irvine Sutherland Watsonceased 06/04/2016· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARGYLL AND BUTE CARE AND REPAIR→ SC221948 · est 2001 | — | — | — | 13 | 24y | 83 | 81y |
| CRISIS→ SC166079 · est 1996 · no financials extracted | — | — | — | — | 30y | 83 | 83y |
| INVERCLYDE ASSOCIATION FOR MENTAL HEALTH→ SC193571 · est 1999 · no financials extracted | — | — | — | — | 27y | 83 | 83y |
| MID ARGYLL YOUTH DEVELOPMENT SERVICES→ SC396832 · est 2011 · no financials extracted | — | — | — | — | 15y | 83 | 74y |
| THE HAVEN KILMACOLM→ SC252971 · est 2003 | — | — | £639.0k | — | 22y | 83 | 79y |
| ABBEY LABORATORY LIMITED→ SC227760 · est 2002 | — | — | £5.0k | — | 24y | 82 | 61y |
| ABDUL HALEEM LIMITED→ SC343438 · est 2008 | — | — | £1.68M | — | 18y | 82 | 59y |
| ARGYLL HOMECARE LIMITED→ SC275774 · est 2004 | — | — | — | 2300 | 21y | 82 | 59y |
| COMPLETE DENTISTRY LIMITED→ SC343834 · est 2008 | — | — | £244.7k | — | 17y | 82 | 59y |
| RAM 211 LIMITED→ SC384523 · est 2010 | — | — | — | 21 | 15y | 82 | 68y |
| WARDSIDE (HOLDINGS) LIMITED→ SC213967 · est 2000 | — | — | — | 0 | 25y | 82 | 76y |
| CATCH SCOTLAND LTD→ SC386586 · est 2010 | — | — | £345.6k | — | 15y | 81 | 82y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1988-05-25
Jurisdictionscotland
Primary SIC87300 — Residential care activities for the elderly and disabled
Registered office
Littleinch Care Home
Old Greenock Road
Inchinnan
Renfrewshire
PA4 9PH
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-03
Last: 2025-05-20
Officers (3 active · 5 resigned)
WATSON, Andrew Irvine→
Activedirector · ~47y · appointed 2022-03-31
View their other companies + combined net worth →
WATSON, Christine→
Activedirector · ~74y · appointed 2022-03-31
View their other companies + combined net worth →
Active
WATSON, Christine→
Resignedsecretary · resigned 2020-07-29
DUFFY, John→
Resigneddirector · ~88y · appointed 1992-04-01 · resigned 1998-06-30
DUFFY, John→
Resigneddirector · ~88y · appointed 1991-04-01 · resigned 1989-12-31
MACDONALD, Margaret→
Resigneddirector · ~65y · appointed 2006-10-01 · resigned 2017-04-07
WATSON, Christine→
Resigneddirector · ~74y · resigned 2020-07-29
Click a director name to see their full track record across all companies.
Mortgages & charges
26
Total charges
3
Outstanding
1
Active lenders
Status:Lender:26 of 26 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 08/07/2022 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 08/07/2022 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 29/06/2022 | — | |
| satisfied | Henslow Trading (Registered Number 08703770) Henslow Trading Limited (Registered Number 08703770) | A registered charge | 1 property | 06/07/2021 | 29/06/2022 | |
| satisfied | Henslow Trading (Registered Number 08703770) Henslow Trading Limited (Registered Number 08703770) | A registered charge | 1 property | 06/07/2021 | 29/06/2022 | |
| satisfied | Henslow Trading (Rn 08703770) as Security Trustee for the Finance Parties (as Defined in the Instrument). Henslow Trading Limited (Rn 08703770) as Security Trustee for the Finance Parties (as Defined in the Instrument). | A registered charge | 1 property | 02/07/2021 | 29/06/2022 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 05/06/2014 | 05/07/2021 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 05/06/2014 | 05/07/2021 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 16/04/2014 | 05/07/2021 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge standard security | 1 property | 05/12/2011 | 05/06/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 05/12/2011 | 05/06/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 19/09/2011 | 05/06/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/12/2007 | 09/12/2011 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/12/2007 | 09/12/2011 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 27/06/2006 | 09/12/2011 | |
| satisfied | Northern Rock Northern Rock PLC | Standard security | 1 property | 27/01/2005 | 20/06/2008 | |
| satisfied | Northern Rock Northern Rock PLC | Standard security | 1 property | 15/02/2000 | 20/06/2008 | |
| satisfied | Northern Rock Northern Rock PLC | Bond & floating charge | 1 property | 27/01/2000 | 21/01/2008 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/09/1994 | 02/02/2005 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 22/08/1994 | 02/02/2005 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/04/1992 | 02/02/2005 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 15/03/1992 | 24/02/2000 | |
| satisfied | National Westminster National Westminster PLC | Floating charge debenture | 1 property | 23/01/1992 | 26/10/1992 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Standard security | 1 property | 11/02/1991 | 14/09/1992 | |
| satisfied | First National Commercial Bank First National Commercial Bank PLC | Standard security | 1 property | 13/02/1990 | 02/09/1994 | |
| satisfied | First National Commercial Bank First National Commercial Bank PLC | Bond & floating charge | 1 property | 25/01/1990 | 09/09/1994 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (152 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-27
change-person-director-company-with-change-date
officers · CH01
2025-02-28
appoint-person-director-company-with-name-date
officers · AP01
2024-11-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-30
mortgage-satisfy-charge-full
mortgage · MR04
2022-06-29
mortgage-satisfy-charge-full
mortgage · MR04
2022-06-29
mortgage-satisfy-charge-full
mortgage · MR04
2022-06-29