PEACOCK MEDICARE LIMITED

🌳Matureactive
SC112618 · ltd · incorporated 1988-08-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 37.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
🔔
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What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
Pursue
Active trading company. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

11 live charges · 2 lenders · oldest 37.2y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 37.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
117 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
  1. 2025-09-03
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-07-10
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  3. 2025-07-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-03-30
    ➖
    BAGARIA, Nawal Kishore, Dr resigned
    secretary
  5. 2025-03-30
    ➖
    BAGARIA, Nawal Kishore, Dr resigned
    director
  6. 2024-10-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2023-08-01
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2022-08-17
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2021-08-02
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2021-07-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2021-07-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2021-07-08
    🔒
    Charge registered #11
    Lender: Hsbc Bank PLC
  13. 2021-07-08
    🔒
    Charge registered #10
    Lender: Hsbc Bank PLC
  14. 2020-09-10
    📄
    accounts-with-accounts-type-small
    accounts · AA
  15. 2019-04-24
    📄
    accounts-with-accounts-type-small
    accounts · AA
  16. 2019-01-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2019-01-28
    🔒
    Charge registered #9
    Lender: Hsbc Bank PLC
  18. 2019-01-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2019-01-08
    🔒
    Charge registered #8
    Lender: Hsbc Bank PLC
  20. 2018-10-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  21. 2018-10-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  22. 2018-10-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  23. 2018-10-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  24. 2018-10-03
    🔓
    Charge satisfied #3
  25. 2018-10-03
    🔓
    Charge satisfied #2
  26. 2018-10-03
    🔓
    Charge satisfied #1
  27. 2018-07-18
    🔒
    Charge registered #7
    Lender: Hsbc Bank PLC
  28. 2018-06-12
    🔓
    Charge satisfied #4
  29. 2013-04-16
    🔓
    Charge satisfied #5
  30. 2013-01-08
    ➖
    BAGARIA, Susheela, Dr resigned
    director
  31. 2013-01-01
    ➕
    BAGARIA, Ambika appointed
    director
  32. 2013-01-01
    ➕
    BAGARIA, Jayshree, Dr appointed
    director
  33. 2012-08-15
    🔓
    Charge satisfied #6
  34. 2010-11-10
    ➖
    BAGARIA, Jay resigned
    secretary
  35. 2006-04-26
    ➕
    BAGARIA, Jay appointed
    secretary
  36. 2005-05-17
    ➕
    BAGARIA, Nawal Kishore, Dr appointed
    secretary
  37. 2005-05-17
    ➖
    BAGARIA, Susheela resigned
    secretary
  38. 2002-05-31
    🔒
    Charge registered #6
    Lender: The Governor and Company of the Bank of Scotland
  39. 2000-11-28
    🔒
    Charge registered #5
    Lender: The Governor and Company of the Bank of Scotland
  40. 1994-03-25
    🔒
    Charge registered #4
    Lender: The Governor and Company of the Bank of Scotland
  41. 1993-10-29
    🔒
    Charge registered #3
    Lender: The Governor and Company of the Bank of Scotland
  42. 1991-06-06
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  43. 1989-02-13
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  44. 1988-08-03
    🏢
    Company incorporated
    As PEACOCK MEDICARE LIMITED

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 13 years.
  • secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Ms Ambika Bagaria
Individual · British · DOB 04/1984 · age 42
25–50%
—25-50% shares07/09/2016
Dr Jayshree Bagaria
Individual · British · DOB 07/1978 · age 48
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1988-08-03
Jurisdictionscotland
Primary SIC86900 — Other human health activities

Registered office

Woodland Nursing Home Quentin Rise
Dedridge
Livingston
West Lothian
EH54 6QR

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26

Officers (2 active · 5 resigned)

BAGARIA, Ambika→
director · ~42y · appointed 2013-01-01
View their other companies + combined net worth →
Active
BAGARIA, Jayshree, Dr→
director · ~48y · appointed 2013-01-01
View their other companies + combined net worth →
Active
BAGARIA, Jay→
secretary · appointed 2006-04-26 · resigned 2010-11-10
Resigned
BAGARIA, Nawal Kishore, Dr→
secretary · appointed 2005-05-17 · resigned 2025-03-30
Resigned
BAGARIA, Susheela→
secretary · resigned 2005-05-17
Resigned
BAGARIA, Nawal Kishore, Dr→
director · ~84y · resigned 2025-03-30
Resigned
BAGARIA, Susheela, Dr→
director · ~77y · resigned 2013-01-08
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

11
Total charges
5
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
TypeProperties
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property08/07/2021—
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property08/07/2021—
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property28/01/2019—
outstanding
HSBC
Hsbc Bank PLC
A registered charge3 properties08/01/2019—
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property18/07/2018—
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property31/05/200215/08/2012
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property28/11/200016/04/2013
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Floating charge1 property25/03/199412/06/2018
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property29/10/199303/10/2018
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property06/06/199103/10/2018
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property13/02/198903/10/2018
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (117 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-04
accounts-with-accounts-type-full
accounts · AA
2025-09-03
termination-secretary-company-with-name-termination-date
officers · TM02
2025-07-10
termination-director-company-with-name-termination-date
officers · TM01
2025-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-13
accounts-with-accounts-type-full
accounts · AA
2024-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-20
accounts-with-accounts-type-full
accounts · AA
2023-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-25
accounts-with-accounts-type-full
accounts · AA
2022-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-17
accounts-with-accounts-type-full
accounts · AA
2021-08-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-07-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-19