CAWLEY HOTELS & LEISURE LIMITED
🌳Matureactive
SC113099 · ltd · incorporated 1988-08-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£25.76M
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 65). Biggest value-creation lever: Consolidate lender relationships. 12 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
24 live charges · 10 lenders · oldest 36.3y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 36.3 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
24 charges (24/24 with lender, 24/24 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 6 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
162 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £25,757,078
Cash YoY
+164%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£3.0m
↑ 164% YoY
Net Worth
£26m
↑ 7.7% YoY
Current Assets
£12m
↑ 25% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-29 | 2024-04-29 |
|---|---|---|
| Total assets | £39.80M | £38.37M |
| Current assets | £12.34M | £9.87M |
| Cash | £2.97M | £1.13M |
| Debtors | £9.31M | £7.69M |
| Net assets | £25.76M | £23.91M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (68 events)Click to expand
- 2026-02-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-27📄accounts-with-accounts-type-fullaccounts · AA
- 2025-05-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-01-31📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-10🔒Charge registered #23Lender: Barclays Security Trustee Limited
- 2023-07-10🔒Charge registered #22Lender: Barclays Security Trustee Limited
- 2023-07-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-07🔒Charge registered #24Lender: Barclays Security Trustee Limited
- 2023-07-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-30📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-06-30📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-06-29📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-06-28📄capital-allotment-sharescapital · SH01
- 2023-06-28📄capital-alter-shares-subdivisioncapital · SH02
- 2023-06-28🔒Charge registered #21Lender: Russell John Cawley
- 2023-06-28🔒Charge registered #20Lender: Barclays Security Trustee Limited
- 2023-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-06-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-06-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-23➕CAWLEY, Lynn appointeddirector
- 2023-06-23➖CAWLEY, Margaret Hempstead resigneddirector
- 2023-06-23➖CAWLEY, Margaret resigneddirector
- 2023-06-23➖CAWLEY, Russell John resigneddirector
- 2023-06-23🔒Charge registered #19Lender: Margaret Devlin Suter Irving, Margaret Hempstead Cawley & Russell John Cawley
- 2023-06-23🔒Charge registered #18Lender: The Duck Bay Hotel and Marina Partnership (The “Firm”) and Alan Darrach Cawley, Lynn Cawley, Margaret Hempstead Cawley, Russell John Cawley and Margaret Devlin Suter Irving as Partners and Trustees of the Firm
- 2020-02-17🔓Charge satisfied #13
- 2020-02-17🔓Charge satisfied #12
- 2020-02-17🔓Charge satisfied #11
- 2020-02-17🔓Charge satisfied #10
- 2020-02-17🔓Charge satisfied #9
- 2020-02-17🔓Charge satisfied #7
- 2020-02-17🔓Charge satisfied #6
- 2020-02-17🔓Charge satisfied #5
- 2020-02-17🔓Charge satisfied #3
- 2020-02-10🔒Charge registered #17Lender: Barclays Bank PLC
- 2020-02-10🔒Charge registered #16Lender: Barclays Bank PLC
- 2020-02-10🔒Charge registered #15Lender: Barclays Bank PLC
- 2020-01-30🔓Charge satisfied #8
- 2019-11-12🔒Charge registered #14Lender: Barclays Bank PLC
- 2019-04-08🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 2010-11-04🔓Charge satisfied #2
- 2007-01-24🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
Showing most recent 50 of 68 events
Owner dependency
96/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CAWLEY" — strong identity link between founder and business.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
11 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Cawley & Cawley Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Cawley & Cawley Ltd
Corporate parent · holds 75-100% shares · board control
⬇
CAWLEY HOTELS & LEISURE LIMITED
This company · SC113099
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cawley & Cawley Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 23/06/2023 |
2 historic (ceased) PSCs
- Mr Alan Darrach Cawleyceased 23/06/2023· 25-50% shares · 25-50% voting · board control
- Margaret Hempstead Cawleyceased 23/06/2023· 50-75% shares · 50-75% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CA VA BAR & BRASSERIE LIMITED→ SC651066 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| CANTON GLASGOW LTD→ SC512722 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CAPON LTD→ SC749222 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CAPRICON LTD→ SC857377 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CARMAN CARE→ SC211024 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| CARMINE CAPALDI & CO LTD→ SC764343 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CARRIGANS (HAMILTON) LTD→ SC472220 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| CC CATHCART LIMITED→ SC800518 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CC OPERATIONS LIMITED→ SC625825 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| CELESTE 20 LTD→ SC851757 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CENTRAL BAR GROUP LIMITED→ SC703080 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CEYLON TEA BAR LIMITED→ SC818918 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1988-08-26
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation
Registered office
Duck Bay Marina
Loch Lomond
Alexandria
Dunbartonshire
G83 8QZ
Filing status
Accounts
Next due: 2027-01-29
Last made up to: 2025-04-29
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31
Officers (3 active · 5 resigned)
CAWLEY, Alan Darrach→
Activesecretary · appointed 1999-01-14
View their other companies + combined net worth →
Active
CAWLEY, Lynn→
Activedirector · ~58y · appointed 2023-06-23
View their other companies + combined net worth →
CAWLEY, Robert Burns→
Resignedsecretary · resigned 1999-01-14
CAWLEY, Margaret Hempstead→
Resigneddirector · ~91y · appointed 1990-08-01 · resigned 2023-06-23
CAWLEY, Margaret→
Resigneddirector · ~69y · resigned 2023-06-23
CAWLEY, Robert Burns→
Resigneddirector · ~92y · resigned 1999-01-14
CAWLEY, Russell John→
Resigneddirector · ~67y · resigned 2023-06-23
Click a director name to see their full track record across all companies.
Mortgages & charges
24
Total charges
11
Outstanding
4
Active lenders
Status:Lender:24 of 24 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 10/07/2023 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 10/07/2023 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 07/07/2023 | — | |
| outstanding | Russell John Cawley / Margaret Hempstead Cawley / Margaret Devlin Suter Irving | A registered charge | 1 property | 28/06/2023 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 28/06/2023 | — | |
| outstanding | Margaret Devlin Suter Irving, Margaret Hempstead Cawley & Russell John Cawley | A registered charge | — | 23/06/2023 | — | |
| outstanding | The Duck Bay Hotel and Marina Partnership (The “Firm”) and Alan Darrach Cawley, Lynn Cawley, Margaret Hempstead Cawley, Russell John Cawley and Margaret Devlin Suter Irving as Partners and Trustees of the Firm | A registered charge | — | 23/06/2023 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 10/02/2020 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 10/02/2020 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 10/02/2020 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 12/11/2019 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 08/04/2019 | 17/02/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/01/2007 | 17/02/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/01/2007 | 17/02/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/11/2006 | 17/02/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 03/10/2006 | 17/02/2020 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 21/08/2003 | 30/01/2020 | |
| satisfied | Belhaven Brewery Company Belhaven Brewery Company Limited | Standard security | 1 property | 21/08/2003 | 17/02/2020 | |
| satisfied | Belhaven Brewery Company Belhaven Brewery Company Limited | Standard security | 1 property | 16/09/1999 | 17/02/2020 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 16/09/1999 | 17/02/2020 | |
| satisfied | Belhaven Brewery Company Belhaven Brewery Company Limited | Bond & floating charge | 1 property | 31/08/1999 | 17/02/2020 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 02/08/1999 | 04/11/2010 | |
| satisfied | Scottish & Newcastle Scottish & Newcastle PLC | Floating charge | 1 property | 06/02/1992 | 22/09/1999 | |
| satisfied | Nationwide Anglia Building Society | Standard security | 1 property | 04/01/1990 | 06/05/1992 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (162 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-19
change-person-director-company-with-change-date
officers · CH01
2026-02-16
accounts-with-accounts-type-full
accounts · AA
2025-10-27
change-person-director-company-with-change-date
officers · CH01
2025-05-23
change-person-secretary-company-with-change-date
officers · CH03
2025-05-23
accounts-with-accounts-type-full
accounts · AA
2025-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15
accounts-with-accounts-type-full
accounts · AA
2024-01-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-06
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2023-06-30