GENERAL ACCIDENT LIMITED
🌳Matureactive
SC119505 · ltd · incorporated 1989-08-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
65/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 65/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (63/100).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
75 officers (4 active, 75 linked, 59 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
940 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 capital
- • 1 officers
- • 1 insolvency
Counts from Companies House filing history.
Corporate timeline (168 events)Click to expand
- 2026-01-21📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-01-08➖SIM, Rhona Helen resignedsecretary
- 2025-11-14📄legacycapital · SH20
- 2025-11-14📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-11-14⚠️legacyinsolvency · CAP-SS
- 2025-11-14📄resolutionresolution · RESOLUTIONS
- 2025-10-07✏️certificate-re-registration-public-limited-company-to-privatechange-of-name · CERT10
- 2025-10-07📄re-registration-memorandum-articlesincorporation · MAR
- 2025-10-07📄resolutionresolution · RESOLUTIONS
- 2025-10-07✏️reregistration-public-to-private-companychange-of-name · RR02
- 2025-06-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-06-06📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-06-06📄certificate-capital-reduction-issued-capital-share-premiumcapital · CERT16
- 2025-06-06📄legacycapital · OC138
- 2025-05-15📄accounts-with-accounts-type-fullaccounts · AA
- 2025-04-25📄resolutionresolution · RESOLUTIONS
- 2024-11-13➖KALSI, Ramneet resignedsecretary
- 2024-11-13➕SIM, Rhona Helen appointedsecretary
- 2024-11-13📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-11-13📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-07-25📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-07-25📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-07-18➖BYE, Karina Jane resignedsecretary
- 2024-07-18➕KALSI, Ramneet appointedsecretary
- 2024-07-05📄auditors-resignation-companyauditors · AUD
- 2024-05-23📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-15📄resolutionresolution · RESOLUTIONS
- 2024-04-01➕VERMA, Manav appointeddirector
- 2024-04-01➖DINWIDDIE, Andrew Maitland resigneddirector
- 2024-01-16➕KUCZYNSKA, Susan Margaret appointeddirector
- 2023-12-31➕PARKES, Adrian Roger appointeddirector
- 2023-12-31➕BYE, Karina Jane appointedsecretary
- 2023-12-31➖GRAHAM, Kate Louise resignedsecretary
- 2023-12-31➖COOPER, Kirstine Ann resigneddirector
- 2022-07-21➖BADDELEY, Julian Charles resignedsecretary
- 2022-07-21➕GRAHAM, Kate Louise appointedsecretary
- 2022-05-20➖WINDSOR, Jason Michael resigneddirector
- 2022-03-01➕HARRISON, Neil appointeddirector
- 2022-03-01➕DINWIDDIE, Andrew Maitland appointeddirector
- 2021-11-12➖MONTAGUE, Andrea Gertrude Martha resigneddirector
- 2020-04-30➖MOHAMMED, Shamira resigneddirector
- 2020-04-30➕MONTAGUE, Andrea Gertrude Martha appointeddirector
- 2019-07-01➕WINDSOR, Jason Michael appointeddirector
- 2019-06-30➖STODDARD, Thomas Dawson resigneddirector
- 2018-12-13➖MAILLET, Sarah resigneddirector
- 2018-12-13➕MOHAMMED, Shamira appointeddirector
- 2017-03-13➕MAILLET, Sarah appointeddirector
- 2017-03-13➖ROGERS, David Frederick Swiffen resigneddirector
- 2015-09-25➖BAILY, Kathryn resignedsecretary
- 2015-08-05➕BADDELEY, Julian Charles appointedsecretary
Showing most recent 50 of 168 events
Owner dependency
40/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-11-14: legacy
Name changed 2 times
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-10-07: certificate-re-registration-public-limited-company-to-private; 2025-10-07: reregistration-public-to-private-company
Group structure
Aviva Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Aviva Plc
Corporate parent · holds 75-100% shares · board control
⬇
GENERAL ACCIDENT LIMITED
This company · SC119505
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aviva Plc Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 09/06/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PHOENIX ACCOUNTANCY & BOOKKEEPING LTD→ SC652533 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| PYTHO LTD→ SC638264 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| SLATACH ENGINEERING LTD→ SC519988 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| SSC INTERNATIONAL LIMITED→ SC873787 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| STIRLING FISHERY MANAGEMENT LTD→ SC798178 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| SWARBRICK LAW LTD→ SC504255 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| SYSTEMS ENGINEERING ABERDEEN LIMITED→ SC505069 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| TBL ORGANISATIONAL DEVELOPMENT LIMITED→ SC234300 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| THE DUNKELD VET LTD→ SC726972 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| THE HERBAL VETS COLLECTIVE LTD→ SC853223 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THE MUDD PARTNERSHIP LIMITED→ SC346946 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| THE RECRUITMENT BUNKER LTD→ SC427398 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1989-08-15
Jurisdictionscotland
Primary SIC70100 — Activities of head offices
Registered office
Pitheavlis
Perth
PH2 0NH
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-23
Last: 2025-06-09
Officers (4 active · 71 resigned)
HARRISON, Neil→
Activedirector · ~51y · appointed 2022-03-01
View their other companies + combined net worth →
KUCZYNSKA, Susan Margaret→
Activedirector · ~57y · appointed 2024-01-16
View their other companies + combined net worth →
PARKES, Adrian Roger→
Activedirector · ~50y · appointed 2023-12-31
View their other companies + combined net worth →
VERMA, Manav→
Activedirector · ~51y · appointed 2024-04-01
View their other companies + combined net worth →
BADDELEY, Julian Charles→
Resignedsecretary · appointed 2015-08-05 · resigned 2022-07-21
BAILY, Kathryn→
Resignedsecretary · appointed 2014-08-06 · resigned 2015-09-25
BYE, Karina Jane→
Resignedsecretary · appointed 2023-12-31 · resigned 2024-07-18
CADE, Alan→
Resignedsecretary · appointed 1990-01-31 · resigned 1990-05-31
COOPER, Kirstine Ann→
Resignedsecretary · appointed 2010-12-22 · resigned 2011-06-24
GRAHAM, Kate Louise→
Resignedsecretary · appointed 2022-07-21 · resigned 2023-12-31
HUGHES, Keith John→
Resignedsecretary · appointed 1989-08-15 · resigned 1990-01-29
INNES, John Alexander Davidson→
Resignedsecretary · appointed 1990-01-29 · resigned 1990-01-31
JONES, Edward Graham→
Resignedsecretary · appointed 2007-08-08 · resigned 2010-12-22
KALSI, Ramneet→
Resignedsecretary · appointed 2024-07-18 · resigned 2024-11-13
RAMSAY, Andrew Stephen James→
Resignedsecretary · appointed 2013-12-02 · resigned 2014-08-06
SIM, Rhona Helen→
Resignedsecretary · appointed 2024-11-13 · resigned 2026-01-08
TULLO, Russell Kenneth→
Resignedsecretary · appointed 2011-06-24 · resigned 2013-12-02
WHITAKER, Richard Andrew→
Resignedsecretary · appointed 1990-06-01 · resigned 2007-08-08
ADAM, Robert Wilson→
Resigneddirector · ~103y · appointed 1990-05-02 · resigned 1993-05-27
AINLEY, John David→
Resigneddirector · ~70y · appointed 2006-04-01 · resigned 2009-06-16
Click a director name to see their full track record across all companies.
Recent filings (940 total)
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-21
legacy
capital · SH20
2025-11-14
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-11-14
legacy
insolvency · CAP-SS
2025-11-14
resolution
resolution · RESOLUTIONS
2025-11-14
certificate-re-registration-public-limited-company-to-private
change-of-name · CERT10
2025-10-07
re-registration-memorandum-articles
incorporation · MAR
2025-10-07
resolution
resolution · RESOLUTIONS
2025-10-07
reregistration-public-to-private-company
change-of-name · RR02
2025-10-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-06-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-13
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-06-06
certificate-capital-reduction-issued-capital-share-premium
capital · CERT16
2025-06-06
legacy
capital · OC138
2025-06-06