TALBOT ASSOCIATION LIMITED
- · Oldest live charge 26.2y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 26.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 26.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 officers
- • 2 officers
Corporate timeline (110 events)Click to expand
- 2026-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-01➕MUNRO, Una Helen appointeddirector
- 2026-03-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-26➕ROWAN, James Columba appointeddirector
- 2025-10-17📄accounts-with-accounts-type-fullaccounts · AA
- 2025-09-01➕JENNOW, John Patrick appointeddirector
- 2025-09-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-27📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-08-26➖STEVENSON, Jeremy Joseph resignedsecretary
- 2025-06-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-18➕DOCHERTY, Barry appointeddirector
- 2025-06-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-30➕DEVINE, Frances Elizabeth appointeddirector
- 2025-05-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-01➕DONNELLY, Elaine Anne appointeddirector
- 2025-05-01➖MACKINNON, Donald Alphonsus Gerard resigneddirector
- 2025-04-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-15➖RINGLAND, Anne Frances resigneddirector
- 2025-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-31➖WALSH, Gerry resigneddirector
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-28➖GALLAGHER, Paul Francis resigneddirector
- 2025-02-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-02-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-01-29➖HAY, Brian resigneddirector
- 2025-01-09📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-25➕DUNN, Julie Frances appointeddirector
- 2024-05-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-27📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-04➖BAXTER, Bernadette Mary resigneddirector
- 2024-02-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-22➖BRITTON, Gerard Joseph resigneddirector
- 2024-01-04📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-04📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-14➕BRITTON, Gerard Joseph appointeddirector
- 2023-08-24➕WALSH, Gerry appointeddirector
- 2022-10-13➖BURNS, James Gerald resigneddirector
- 2022-06-23➖MCGILLY, John resigneddirector
- 2021-10-01➖IGGO, Derek Angus resigneddirector
- 2019-08-06➖GRAY, John resigneddirector
- 2019-08-01➖MITCHELL, Margaret resigneddirector
- 2018-08-17➕IGGO, Derek Angus appointeddirector
- 2017-11-28➕MURRAY, Martin Anthony appointeddirector
- 2017-11-28➕BAXTER, Bernadette Mary appointeddirector
- 2017-11-28➕BURNS, James Gerald appointeddirector
- 2017-11-28➕GALLAGHER, Paul Francis appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -8 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Martin Anthony Murray Individual · British · DOB 04/1965 · age 61 | — | — | board controlboard control | 05/02/2025 |
2 historic (ceased) PSCs
- Mr Brian Hayceased 29/01/2025· significant influence · trust interest
- Chairman John Mcgillyceased 30/06/2022· significant influence · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| THE INVISIBLE HEARING CLINIC LTD→ SC393924 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| THE MURE HALL COMPANY→ SC217179 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| THE ORAL SURGERY CLINIC LTD→ SC490909 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| THE ORIELLE CLINIC LTD→ SC859385 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THE STOCKTON CLINIC LTD→ SC618882 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| TM AESTHETICS LTD→ SC718989 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| TRUE TOUCH CARE LTD→ SC848467 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| TULLOCHAN→ SC219319 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| UK & Z LTD→ SC732173 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| UREYES LTD→ SC595159 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| VACAROAIA LTD→ SC841851 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| VALUES INTO ACTION SCOTLAND→ SC318911 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (8 active · 38 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 21/03/2000 | 11/11/2015 |