LEGACY RENEWAL COMPANY LIMITED
🌳Matureactive
SC121126 · ltd · incorporated 1989-11-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 67/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
54 officers (3 active, 54 linked, 42 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
204 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (121 events)Click to expand
- 2025-10-06📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2025-08-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-13📄accounts-with-accounts-type-fullaccounts · AA
- 2024-12-11📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2024-12-11📄legacycapital · SH20
- 2024-12-11⚠️legacyinsolvency · CAP-SS
- 2024-12-11📄resolutionresolution · RESOLUTIONS
- 2024-12-03📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-27➕BEZUIDENHOUT, Jacques Lodewickus appointeddirector
- 2024-11-27➕MESSENGER, Rachel Anne appointeddirector
- 2024-11-27➖STAPLES, Martin Kenneth resigneddirector
- 2024-11-27➖WATKINS, Emma Jayne resigneddirector
- 2024-08-14📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-30➖LENDON, Matt resigneddirector
- 2024-04-30➕STAPLES, Martin Kenneth appointeddirector
- 2024-04-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-05➕WATKINS, Emma Jayne appointeddirector
- 2023-12-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-30➖WILSON, Mark resigneddirector
- 2023-08-25📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-31➕LENDON, Matt appointeddirector
- 2022-12-31➖LOWTHER, Sean William resigneddirector
- 2022-11-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-10➖GRANT, Philip Robert resigneddirector
- 2022-11-10➕WILSON, Mark appointeddirector
- 2019-12-31➕MCKAY, Karen Joanne appointedsecretary
- 2019-12-31➖HANKIN, Christina Ann resignedsecretary
- 2018-09-10➖CLARKE, David resignedsecretary
- 2018-09-10➕HANKIN, Christina Ann appointedsecretary
- 2018-07-20➖MAZZOCCHI, Mario Emanuele resigneddirector
- 2018-06-11➕CLARKE, David appointedsecretary
- 2018-06-11➖DONALDSON, Graeme John resignedsecretary
- 2017-12-31➖TAYLOR, Ronald Frank Cameron resigneddirector
- 2017-04-10➕LOWTHER, Sean William appointeddirector
- 2016-09-21➖BLACK, James Masson resigneddirector
- 2016-09-21➕GRANT, Philip Robert appointeddirector
- 2016-08-11➕DONALDSON, Graeme John appointedsecretary
- 2016-08-11➖MCKAY, Karen Joanne resignedsecretary
- 2015-12-09➕MAZZOCCHI, Mario Emanuele appointeddirector
- 2015-12-07➖JONES, Richard Andrew resigneddirector
- 2015-06-16➖PARSONS, Andrew Mark resigneddirector
- 2015-04-02➕PARSONS, Andrew Mark appointeddirector
Showing most recent 50 of 121 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2024-12-11: legacy
Group structure
Halifax Financial Services (Holdings) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Halifax Financial Services (Holdings) Limited
Corporate parent · holds 75-100% shares · board control
⬇
LEGACY RENEWAL COMPANY LIMITED
This company · SC121126
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Halifax Financial Services (Holdings) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/08/2018 |
1 historic (ceased) PSC
- Bank Of Scotland Plcceased 17/08/2018· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1989-11-03
Jurisdictionscotland
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Bank Of Scotland
The Mound
Edinburgh
EH1 1YZ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-21
Last: 2025-11-07
Officers (3 active · 51 resigned)
MCKAY, Karen Joanne→
Activesecretary · appointed 2019-12-31
View their other companies + combined net worth →
BEZUIDENHOUT, Jacques Lodewickus→
Activedirector · ~51y · appointed 2024-11-27
View their other companies + combined net worth →
MESSENGER, Rachel Anne→
Activedirector · ~44y · appointed 2024-11-27
View their other companies + combined net worth →
BLACK, Lysanne Jane Warren→
Resignedsecretary · appointed 1996-02-15 · resigned 2000-09-01
BOTHWELL, Karen Margaret→
Resignedsecretary · appointed 1993-01-08 · resigned 1995-09-04
BUTLER, John Michael→
Resignedsecretary · appointed 2003-03-01 · resigned 2009-10-16
CLARKE, David→
Resignedsecretary · appointed 2018-06-11 · resigned 2018-09-10
DONALDSON, Graeme John→
Resignedsecretary · appointed 2016-08-11 · resigned 2018-06-11
HANKIN, Christina Ann→
Resignedsecretary · appointed 2018-09-10 · resigned 2019-12-31
HUNTER, John Stewart→
Resignedsecretary · appointed 1995-09-04 · resigned 1996-02-15
LAKIN, Helen Mary→
Resignedsecretary · appointed 2000-09-01 · resigned 2001-11-07
MACRAE, Alistair Ian→
Resignedsecretary · resigned 1993-01-08
MCKAY, Karen Joanne→
Resignedsecretary · appointed 2009-10-16 · resigned 2016-08-11
MOORHOUSE, Robert Keith→
Resignedsecretary · appointed 2001-11-07 · resigned 2003-03-01
ABERCROMBY, Keith William→
Resigneddirector · ~62y · appointed 2002-03-27 · resigned 2003-06-12
BETCHLEY, Andrew Robert→
Resigneddirector · ~74y · appointed 2001-05-08 · resigned 2001-10-12
BLACK, James Masson→
Resigneddirector · ~62y · appointed 2014-03-20 · resigned 2016-09-21
BORTHWICK, Thomas→
Resigneddirector · ~80y · appointed 1993-01-11 · resigned 1998-02-27
CLARK, Gordon Matthew→
Resigneddirector · ~80y · appointed 2000-04-10 · resigned 2001-06-29
CURRIE, John David→
Resigneddirector · ~80y · resigned 2000-05-02
Click a director name to see their full track record across all companies.
Recent filings (204 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-07
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2025-10-06
change-person-director-company-with-change-date
officers · CH01
2025-08-18
accounts-with-accounts-type-full
accounts · AA
2025-05-13
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-05
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2024-12-11
legacy
capital · SH20
2024-12-11
legacy
insolvency · CAP-SS
2024-12-11
resolution
resolution · RESOLUTIONS
2024-12-11
change-person-secretary-company-with-change-date
officers · CH03
2024-12-03
appoint-person-director-company-with-name-date
officers · AP01
2024-12-02
appoint-person-director-company-with-name-date
officers · AP01
2024-12-02
termination-director-company-with-name-termination-date
officers · TM01
2024-11-29
termination-director-company-with-name-termination-date
officers · TM01
2024-11-29
accounts-with-accounts-type-full
accounts · AA
2024-08-14